Bongaigaonবঙাইগাঁও
7.39 lakh people. Larger than Luxembourg, Malta, or the Maldives. Governed as one cell of one state.
- Population
- 7,38,804 (7.39 lakh)
- Area
- 2,510 km²
- Headquarters
- Bongaigaon, Assam, India
- Established
- 1989
₹1,339 cr
of bankable business potential identified by the government in Bongaigaon.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Bongaigaon · PLP 2023-24
₹1,339 crof bankable credit potential identified by the government
Crop production, maintenance & marketing
₹547 cr
MSME
₹358 cr
Term loans for agriculture & allied activities
₹233 cr
Housing
₹74 cr
Bongaigaon's NABARD credit plan for 2023-24 sizes the district's yearly lending potential at about Rs.1,339 crore. Farming and allied work make up the bulk at Rs.816 crore (61%), while small businesses (MSME) account for Rs.358 crore (27%); housing adds Rs.74 crore and SHG/JLG group loans Rs.62 crore.
The single biggest opportunity is ordinary crop loans at Rs.547 crore, driven by paddy, maize, jute, wheat and vegetables across a district where over 85% of people live in villages. The plan's named thrust is animal husbandry - dairy (Rs.58 crore), poultry (Rs.36 crore) and sheep/goat/piggery (Rs.26 crore), backed by a dedicated dairy-and-piggery development scheme. Water and irrigation lending is worth Rs.63 crore against a large untapped irrigation potential, and fishery adds Rs.13 crore.
On the value-add side, agro and food processing (Rs.5 crore) covers rice mills, flour/pulse/oil mills and bakeries, with the New Bongaigaon Industrial Estate anchoring MSME growth. A tea cluster of 696 small growers and one estate, plus banana, vegetable and medicinal-crop (mentha, tulsi) farming, round out the mix.
The plan is blunt about what holds the district back: weak irrigation, no cold storage at all (at least two are needed), too few godowns and market yards, frequent flood damage, poor power supply, and missing soil-testing and extension services. Fixing these gaps is what would let the credit potential actually turn into ground-level lending.
What the plan promotes
- Crop production is the biggest opportunity at Rs.546.77cr, built on paddy, maize, jute, wheat and vegetables (83,424 cultivators, 158% cropping intensity)
- Animal husbandry is the flagged thrust area: dairy Rs.58.24cr, poultry Rs.36.48cr and sheep/goat/piggery Rs.25.87cr, with an area-development scheme carrying a Rs.428.50 lakh projected bank loan for dairy and piggery
- Fishery term lending of Rs.12.58cr, with composite fish culture recommended as an emerging activity
- Farm mechanisation Rs.25.06cr and water-resources/minor-irrigation lending Rs.63.42cr against an Ultimate Irrigation Potential of 52,000 ha
- Agro & food processing Rs.4.69cr: rice mill hullers, flour/pulse/oil mills, bakeries; mini rice mills in all 5 blocks; commercial banana, vegetable and medicinal-crop (mentha, tulsi) cultivation growing
- Tea cluster: 696 small tea growers plus one tea estate, with two processing units at Birjora tea estate and North Salmara
Gaps the plan names
- Lack of irrigation facilities - more minor-irrigation projects are needed; irrigation is 'very much needed' in the district
- No cold storages exist in the district though at least 2 are required; rural godowns and market yards need to be built at key rural market places
- Destruction of crops by flood (Brahmaputra and its tributaries Aie, Manas, Kujia, Champavati)
- Lack of proper power supply and lack of marketing facilities, forcing farmers to sell in the primary market at low prices
- Lack of quality extension services, soil testing and seed testing facilities (district has zero soil testing centres)
See the plan's recommendations
What the plan promotes
- Crop production is the biggest opportunity at Rs.546.77cr, built on paddy, maize, jute, wheat and vegetables (83,424 cultivators, 158% cropping intensity)
- Animal husbandry is the flagged thrust area: dairy Rs.58.24cr, poultry Rs.36.48cr and sheep/goat/piggery Rs.25.87cr, with an area-development scheme carrying a Rs.428.50 lakh projected bank loan for dairy and piggery
- Fishery term lending of Rs.12.58cr, with composite fish culture recommended as an emerging activity
- Farm mechanisation Rs.25.06cr and water-resources/minor-irrigation lending Rs.63.42cr against an Ultimate Irrigation Potential of 52,000 ha
- Agro & food processing Rs.4.69cr: rice mill hullers, flour/pulse/oil mills, bakeries; mini rice mills in all 5 blocks; commercial banana, vegetable and medicinal-crop (mentha, tulsi) cultivation growing
- Tea cluster: 696 small tea growers plus one tea estate, with two processing units at Birjora tea estate and North Salmara
Gaps the plan names
- Lack of irrigation facilities - more minor-irrigation projects are needed; irrigation is 'very much needed' in the district
- No cold storages exist in the district though at least 2 are required; rural godowns and market yards need to be built at key rural market places
- Destruction of crops by flood (Brahmaputra and its tributaries Aie, Manas, Kujia, Champavati)
- Lack of proper power supply and lack of marketing facilities, forcing farmers to sell in the primary market at low prices
- Lack of quality extension services, soil testing and seed testing facilities (district has zero soil testing centres)
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Bongaigaon
Bongaigaon district is an administrative district in the state of Assam in northeastern India. The district headquarters are located at Bongaigaon.
Source: Wikipedia — Bongaigaon district
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