Dhemajiধেমাজি
6.86 lakh people. Larger than Luxembourg, Malta, or the Maldives. Governed as one cell of one state.
- Population
- 6,86,133 (6.86 lakh)
- Area
- 3,237 km²
- Headquarters
- Dhemaji
₹746 cr
of bankable business potential identified by the government in Dhemaji.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Dhemaji · PLP 2023-24
₹746 crof bankable credit potential identified by the government
Crop production, maintenance & marketing
₹333 cr
MSME
₹210 cr
Term loans for agriculture & allied activities
₹125 cr
Informal credit - SHGs/JLGs
₹32 cr
Dhemaji's NABARD credit plan for 2023-24 sets a total priority-sector potential of about ₹745.5 crore. Farming dominates: agriculture and allied activities account for roughly ₹469.7 crore (about 63%), while micro, small and medium enterprises (MSME) make up ₹210.2 crore (about 28%) - the plan flags MSMEs as the main hope for jobs as farm employment shrinks.
The single biggest opportunity is crop production, maintenance and marketing at ₹332.6 crore - paddy is grown on nearly 83,800 hectares (summer, autumn and winter crops) and mustard is the main oilseed. Livestock is a strong second: term loans back sheep/goat/piggery (₹26.5 crore) and dairy (₹18.4 crore), since pigs, goats and poultry are reared by most families. Plantation and horticulture (₹29.8 crore) and farm mechanisation (₹17.7 crore) are the other big farm-loan lines. Beyond farming, Dhemaji has a well-known silk cluster - Muga and Eri rearing with local yarn and fabric - plus handloom weaving that employs many women, and monsoon-season fish drying along the rivers.
The plan is blunt about what holds the district back: very few farmers hold Kisan Credit Cards, farm mechanisation is thin, rural power supply is unreliable (which hurts agro and food processing), irrigation is poor especially in the Rabi season, and rural roads and marketing facilities are in bad shape. It urges banks to push term lending, form more JLGs and FPOs, and coordinate better with government departments.
What the plan promotes
- Paddy is the main crop on 83,777 ha (Summer, Autumn & Winter); total gross cropped area 1,17,757 ha at 166% cropping intensity, with ₹332.55cr of the ₹469.75cr farm potential in crop production
- Mustard is the leading oilseed (22,456 ha); potato, pulses and Kharif vegetables (7,293 ha) are other significant crops
- Piggery, dairy and goat rearing are the major allied activities; term loans back Sheep/Goat/Piggery (₹26.50cr) and Dairy (₹18.42cr)
- Sericulture is a major agro-based industry - Muga silk (Antheraea assamensis) and Eri silk (Samia cynthia ricini) rearing plus silk yarn and fabric production is widespread
- MSME is the biggest employment driver with ₹210.24cr projected (term ₹151.20cr + working capital ₹59.04cr) amid low trade/commerce/industry employment
- NABARD's One Integrated Tribal Development Project covers 200 tribal families since FY 2020-21; 1 MEDP, 1 LEDP and a Rural Mart set up in the farthest North Bank Zone block
Gaps the plan names
- Low KCC coverage - banks need to cover eligible farmers on a cluster basis, build a farmer database, and extend KCC to Animal Husbandry and Fishery
- Weak farm mechanisation - more emphasis needed from Govt and banks, plus implementation of CMSGUY of the Govt of Assam
- Poor power situation in rural areas, which constrains setting up and running agro and food processing units
- Lack of irrigation (especially during Rabi), poor electricity supply, input-procurement problems, absence of proper marketing facilities and deplorable rural roads
- Timely agriculture term-lending needs emphasis, alongside better coordination between banks and Govt departments and formation of JLGs/FPOs for organised, scientific livelihood activities
See the plan's recommendations
What the plan promotes
- Paddy is the main crop on 83,777 ha (Summer, Autumn & Winter); total gross cropped area 1,17,757 ha at 166% cropping intensity, with ₹332.55cr of the ₹469.75cr farm potential in crop production
- Mustard is the leading oilseed (22,456 ha); potato, pulses and Kharif vegetables (7,293 ha) are other significant crops
- Piggery, dairy and goat rearing are the major allied activities; term loans back Sheep/Goat/Piggery (₹26.50cr) and Dairy (₹18.42cr)
- Sericulture is a major agro-based industry - Muga silk (Antheraea assamensis) and Eri silk (Samia cynthia ricini) rearing plus silk yarn and fabric production is widespread
- MSME is the biggest employment driver with ₹210.24cr projected (term ₹151.20cr + working capital ₹59.04cr) amid low trade/commerce/industry employment
- NABARD's One Integrated Tribal Development Project covers 200 tribal families since FY 2020-21; 1 MEDP, 1 LEDP and a Rural Mart set up in the farthest North Bank Zone block
Gaps the plan names
- Low KCC coverage - banks need to cover eligible farmers on a cluster basis, build a farmer database, and extend KCC to Animal Husbandry and Fishery
- Weak farm mechanisation - more emphasis needed from Govt and banks, plus implementation of CMSGUY of the Govt of Assam
- Poor power situation in rural areas, which constrains setting up and running agro and food processing units
- Lack of irrigation (especially during Rabi), poor electricity supply, input-procurement problems, absence of proper marketing facilities and deplorable rural roads
- Timely agriculture term-lending needs emphasis, alongside better coordination between banks and Govt departments and formation of JLGs/FPOs for organised, scientific livelihood activities
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Dhemaji
Dhemaji district is an administrative district in the state of Assam in India. The district headquarters are located in Dhemaji and commercial headquarters are located in Silapathar. Dhemaji covers an area of 3,237 km2 and has a population of 686,133. The predominant religion is Hinduism, with Hindus comprising approximately 95.47% of the population.
Source: Wikipedia — Dhemaji district
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