Morigaonমৰিগাঁও
9.57 lakh people. Larger than Fiji, Cyprus, or Bhutan. Governed as one cell of one state.
- Population
- 9,57,423 (9.57 lakh)
- Area
- 1,704 km²
- Headquarters
- Morigaon
₹1,086 cr
of bankable business potential identified by the government in Morigaon.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Morigaon · PLP 2023-24
₹1,086 crof bankable credit potential identified by the government
Crop production, maintenance & marketing
₹338 cr
Term loans for agriculture & allied activities
₹304 cr
MSME (Micro, Small & Medium Enterprises)
₹246 cr
Housing
₹102 cr
Morigaon in Assam has a NABARD priority-sector credit potential of about ₹1,086 crore for 2023-24. Farming and allied lines dominate at roughly ₹681 crore (about 63%), while small businesses (MSME) add another ₹246 crore (about 23%) and housing loans a further ₹102 crore.
The district runs almost entirely on agriculture: paddy is king (Boro summer and Sali winter crop), followed by wheat, mustard, jute, black gram, sugarcane and vegetables. Crop loans alone are worth ₹338 crore. Beyond crops, the biggest openings are in livestock and machinery. Sheep, goat and piggery rearing (₹44 cr), poultry (₹39 cr) and dairy (₹38 cr) together make animal husbandry the district's declared thrust area, and farm mechanization is the single largest term-loan line at ₹72 crore. There is also solid room in fisheries (₹26 cr), water resources (₹54 cr) and food & agro-processing (₹12 cr), served by rice mills and processing units across all six blocks.
The plan is candid about what holds the district back: there are no cold storages (at least two are needed), weak irrigation and power supply, missing warehouses at the PACS, poor roads and marketing yards, thin crop and livestock insurance cover, and crop damage by elephants. Entrepreneurs who can fill cold-chain, agro-processing, mechanization or livestock gaps have clear, bank-backed demand to tap.
What the plan promotes
- Paddy is the major crop; Boro (summer) and Sali (winter) paddy plus wheat, mustard, jute, black gram, sugarcane, maize and seasonal vegetables cultivated across the district
- Commercial and horticultural crops grown on a moderate scale: potato, sweet potato, ginger, pineapple, banana, citrus/lime/lemon, betel vine, areca nut, black pepper and fruits
- Animal husbandry is the major thrust area for 2023-24 with large market scope; Sheep/Goat/Piggery ₹44.08 cr, Poultry ₹38.58 cr and Dairy ₹37.63 cr of term-loan potential
- Area Based Schemes prepared for Dairy & Piggery activity (FY 2016-17 to 2022-23) with projected bank loan of ₹15.75 cr (Rs.1575.00 lakh)
- Farm mechanization is the single largest term-loan line at ₹72.28 cr, backed by FPOs and Farmers Clubs promoting aggressive mechanization
- Fish farming through Producers Organisations plus composite fish culture; fisheries term-loan potential ₹25.55 cr with 15,991 MT fish production (2019-20)
Gaps the plan names
- Lack of irrigation facilities and inadequate power supply; more minor-irrigation projects and pump-set energization (including solar) needed for 'more crop per drop'
- No cold storages at present in the district against a requirement of at least 2; rural godowns and market yards need to be built at important rural market places, on PPP basis
- Want of agro-processing and value addition forces farmers to sell in the primary market at low prices; none of the PACS have scientific warehouses
- Inadequate coverage of Crop Insurance and Livestock Insurance schemes; seed quality control, soil testing and seed testing facilities need considerable attention
- Lack of awareness among farmers/entrepreneurs about bank and government schemes, delay in loan sanctioning, poor marketing facilities and crop destruction by elephants
See the plan's recommendations
What the plan promotes
- Paddy is the major crop; Boro (summer) and Sali (winter) paddy plus wheat, mustard, jute, black gram, sugarcane, maize and seasonal vegetables cultivated across the district
- Commercial and horticultural crops grown on a moderate scale: potato, sweet potato, ginger, pineapple, banana, citrus/lime/lemon, betel vine, areca nut, black pepper and fruits
- Animal husbandry is the major thrust area for 2023-24 with large market scope; Sheep/Goat/Piggery ₹44.08 cr, Poultry ₹38.58 cr and Dairy ₹37.63 cr of term-loan potential
- Area Based Schemes prepared for Dairy & Piggery activity (FY 2016-17 to 2022-23) with projected bank loan of ₹15.75 cr (Rs.1575.00 lakh)
- Farm mechanization is the single largest term-loan line at ₹72.28 cr, backed by FPOs and Farmers Clubs promoting aggressive mechanization
- Fish farming through Producers Organisations plus composite fish culture; fisheries term-loan potential ₹25.55 cr with 15,991 MT fish production (2019-20)
Gaps the plan names
- Lack of irrigation facilities and inadequate power supply; more minor-irrigation projects and pump-set energization (including solar) needed for 'more crop per drop'
- No cold storages at present in the district against a requirement of at least 2; rural godowns and market yards need to be built at important rural market places, on PPP basis
- Want of agro-processing and value addition forces farmers to sell in the primary market at low prices; none of the PACS have scientific warehouses
- Inadequate coverage of Crop Insurance and Livestock Insurance schemes; seed quality control, soil testing and seed testing facilities need considerable attention
- Lack of awareness among farmers/entrepreneurs about bank and government schemes, delay in loan sanctioning, poor marketing facilities and crop destruction by elephants
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Morigaon
Morigaon district is an administrative district in the state of Assam in India. The district headquarters is located at Morigaon. The ancient occult site Mayong is located in this district as well as Pobitora Wildlife Sanctuary.
Source: Wikipedia — Morigaon district
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