Udalguriওদালগুৰি
8.32 lakh people. Larger than Bhutan, Luxembourg, or Malta. Governed as one cell of one state.
- Population
- 8,31,668 (8.32 lakh)
- Area
- 1,852 km²
- Headquarters
- Udalguri
- Established
- 2004
₹840 cr
of bankable business potential identified by the government in Udalguri.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Udalguri · PLP 2023-24
₹840 crof bankable credit potential identified by the government
Crop production, maintenance & marketing
₹362 cr
MSME (Micro, Small & Medium Enterprises)
₹195 cr
Term loans for agriculture & allied activities
₹139 cr
Housing
₹48 cr
Udalguri's NABARD credit plan for 2023-24 sees about Rs.840 crore of lendable potential across priority sectors. Farming and allied work dominates at roughly Rs.541 crore (about 64%), while small businesses (MSME) add Rs.195 crore and informal SHG/JLG lending another Rs.43 crore.
The single biggest opportunity is everyday crop finance - Rs.362 crore, mostly for paddy, which is the district's main crop (about 247,000 tonnes of rice a year). Livestock is the next big theme: Rs.38 crore for sheep, goat and piggery, Rs.20 crore for dairy and Rs.19 crore for poultry - the plan treats these as safer, income-steadying options for farmers. Tea is the district's signature product, with 26 large estates and thousands of small tea gardens; the plan wants small growers to move into orthodox, organic and specialty tea. Horticulture (banana, pineapple, papaya, Assam lemon, mushroom) and agro-processing (flour and rice-bran mills, bakery, pickle, bulk-milk cooling) are called out as emerging units worth Rs.28 crore in ancillary credit. A NABARD watermelon FPO already groups 300-plus farmers.
The plan is candid about what holds the district back: weak grading/packing infrastructure at Rowta, Udalguri, Tangla and Dimakuchi; no pig-breeding or animal-health centre; high overdues and NPAs that make banks cautious; and gaps in irrigation, power, extension, soil-testing and seed-testing. Marketing and post-harvest facilities are recommended for financing under the Agri Infrastructure Fund.
What the plan promotes
- Small tea grower promotion - district is a major tea producer with 26 medium-to-large estates in the organised sector and 5,278 small tea gardens; PLP urges diversification into orthodox/organic/green/specialty tea with forward and backward linkages.
- Paddy is the main crop (247,274.88 MT in 2019-20 over ~91,179 Ha); PLP pushes the SRI method to boost food-security production.
- Horticulture crops - Banana, Pineapple, Papaya, Assam Lemon and Mushroom; Plantation & Horticulture term-loan potential Rs.17.40cr.
- Livestock-led allied sector: Sheep/Goat/Piggery Rs.37.72cr, Dairy Rs.20.01cr and Poultry Rs.19.31cr are flagged as risk-mitigation activities for farmers.
- One NABARD-promoted Watermelon FPO (2020-21) has aggregated 300+ farmers and started operations.
- Integrated Tribal Development Project at Bhakatpara covering 200 tribal families across 4 villages since FY 2019-20; over 1,000 SHG members trained via Village Level Awareness and bookkeeping programmes.
Gaps the plan names
- Low capital formation and poor physical infrastructure, plus below-par ground-level credit flow, hold back agricultural growth; reliance on traditional farming practices persists.
- Weak marketing infrastructure for grading, sorting and packaging at key centres (Rowta, Udalguri, Tangla, Dimakuchi) - to be financed under the Agri Infrastructure Fund.
- No pig breeding centre or animal health centre; establishing these plus trained personnel is needed to support the large piggery and livestock base.
- High loan overdues/NPAs make bankers reluctant to fund new proposals, and recovery of over-dues has driven a year-on-year drop in crop-loan disbursement.
- Gaps in irrigation, power supply, quality extension services, soil-testing and seed-testing facilities, and low farmer awareness of bank/government schemes.
See the plan's recommendations
What the plan promotes
- Small tea grower promotion - district is a major tea producer with 26 medium-to-large estates in the organised sector and 5,278 small tea gardens; PLP urges diversification into orthodox/organic/green/specialty tea with forward and backward linkages.
- Paddy is the main crop (247,274.88 MT in 2019-20 over ~91,179 Ha); PLP pushes the SRI method to boost food-security production.
- Horticulture crops - Banana, Pineapple, Papaya, Assam Lemon and Mushroom; Plantation & Horticulture term-loan potential Rs.17.40cr.
- Livestock-led allied sector: Sheep/Goat/Piggery Rs.37.72cr, Dairy Rs.20.01cr and Poultry Rs.19.31cr are flagged as risk-mitigation activities for farmers.
- One NABARD-promoted Watermelon FPO (2020-21) has aggregated 300+ farmers and started operations.
- Integrated Tribal Development Project at Bhakatpara covering 200 tribal families across 4 villages since FY 2019-20; over 1,000 SHG members trained via Village Level Awareness and bookkeeping programmes.
Gaps the plan names
- Low capital formation and poor physical infrastructure, plus below-par ground-level credit flow, hold back agricultural growth; reliance on traditional farming practices persists.
- Weak marketing infrastructure for grading, sorting and packaging at key centres (Rowta, Udalguri, Tangla, Dimakuchi) - to be financed under the Agri Infrastructure Fund.
- No pig breeding centre or animal health centre; establishing these plus trained personnel is needed to support the large piggery and livestock base.
- High loan overdues/NPAs make bankers reluctant to fund new proposals, and recovery of over-dues has driven a year-on-year drop in crop-loan disbursement.
- Gaps in irrigation, power supply, quality extension services, soil-testing and seed-testing facilities, and low farmer awareness of bank/government schemes.
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Udalguri
Udalguri district (Pron:ˌʊdʌlˈgʊəri), also known as Odalguri, is a district in the Bodoland Territorial Region of the state of Assam in Northeastern India. Udalguri town is the headquarters of the district.
Source: Wikipedia — Udalguri district
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