Begusaraiबेगूसराय
29.7 lakh people. Larger than Jamaica, Armenia, or Bahrain. Governed as one cell of one state.
- Population
- 29,70,541 (29.7 lakh)
- Area
- 1,918 km²
- Headquarters
- Begusarai
₹6,372 cr
of bankable business potential identified by the government in Begusarai.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Begusarai · PLP 2023-24
₹6,372 crof bankable credit potential identified by the government
Micro, Small & Medium Enterprises (MSME)
₹3,031 cr
Crop production, maintenance & marketing
₹1,523 cr
Term loans for agriculture & allied activities
₹831 cr
Agriculture infrastructure (B)
₹265 cr
Begusarai's 2023-24 credit plan sizes the district's lending opportunity at about Rs 6,372 crore. The split is unusual for Bihar: farming and allied activities make up roughly 45% (Rs 2,854 crore) while small business (MSME) is actually the single largest slice at Rs 3,031 crore (about 48%) — reflecting Begusarai's industrial base around the Indian Oil Barauni refinery, the Barauni thermal power station and hundreds of small units.
On the farm side, plain crop lending is the anchor at Rs 1,523 crore (wheat, maize, paddy, potato, sugarcane, pulses, chilli, plus mango, banana and litchi). Dairy is the standout allied cluster at Rs 335 crore in term loans, powered by Barauni Sudha Dairy and its 2,333 village milk societies. Other clear openings: farm mechanisation (Rs 123 crore), minor irrigation/water resources (Rs 100 crore), poultry (Rs 97 crore) and inland fisheries (Rs 92 crore) along the Ganga and Burhi Gandak. Food and agro-processing is pegged at Rs 135 crore, on top of 824 existing food-processing units.
The plan is blunt about what holds the district back: too few rural markets, weak marketing and price support, poor roads, and — critically — very little cold storage (only 22 units) against heavy potato and vegetable output. It also urges single-window FPO licensing and steering more credit into asset-creating term loans rather than seasonal crop loans.
What the plan promotes
- Crop production is the anchor with 1523.09 cr projected; wheat, maize, paddy, potato, sugarcane, pulses, chilli and menthi are the main crops, plus mango, banana, litchi, guava and tomato as cash/horticulture crops
- Dairy is the biggest allied opportunity at 335.19 cr term credit; Barauni Sudha Dairy runs 2333 milk cooperative societies in the district (1262 registered), with district milk output of 516.43 thousand MT
- MSME leads the whole plan at 3031.40 cr, backed by Indian Oil Corporation (IOCL) Barauni refinery, Barauni Thermal Power Station (BTPS) and hundreds of small/industrial units; Begusarai is a Munger-division industrial hub
- Food and agro-processing projected at 135.17 cr, with 824 food-processing units (rice/flour/dal/oil/tea) and 15 milk chilling/processing units already operating, plus incense-stick (agarbatti) rolling as a household activity
- Fisheries potential of 92.39 cr and poultry 97.11 cr, supported by fish output of 26600 MT and egg production of 4.50 lakh numbers; Ganga, Burhi Gandak, Balan and Baya rivers give strong inland-water resources
- Farm mechanisation at 122.61 cr and water resources (minor irrigation) at 99.87 cr, targeting the district's 372 tractors, 75 power tillers and low net-irrigated area (86111 ha of 124870 ha potential created)
Gaps the plan names
- Basic rural/agricultural market infrastructure needs to be created and expanded to develop and grow the district's farm markets
- Single-window licensing for FPOs should be adopted by the state to ease formation and operation
- Bankers should ensure at least one-third of total agriculture credit goes to term loans (asset creation), not just crop loans
- Marketing network, minimum-support-price system and rural road connectivity must be improved so farmers get remunerative prices for produce
- Cold-storage infrastructure in the district needs to be strengthened and expanded
See the plan's recommendations
What the plan promotes
- Crop production is the anchor with 1523.09 cr projected; wheat, maize, paddy, potato, sugarcane, pulses, chilli and menthi are the main crops, plus mango, banana, litchi, guava and tomato as cash/horticulture crops
- Dairy is the biggest allied opportunity at 335.19 cr term credit; Barauni Sudha Dairy runs 2333 milk cooperative societies in the district (1262 registered), with district milk output of 516.43 thousand MT
- MSME leads the whole plan at 3031.40 cr, backed by Indian Oil Corporation (IOCL) Barauni refinery, Barauni Thermal Power Station (BTPS) and hundreds of small/industrial units; Begusarai is a Munger-division industrial hub
- Food and agro-processing projected at 135.17 cr, with 824 food-processing units (rice/flour/dal/oil/tea) and 15 milk chilling/processing units already operating, plus incense-stick (agarbatti) rolling as a household activity
- Fisheries potential of 92.39 cr and poultry 97.11 cr, supported by fish output of 26600 MT and egg production of 4.50 lakh numbers; Ganga, Burhi Gandak, Balan and Baya rivers give strong inland-water resources
- Farm mechanisation at 122.61 cr and water resources (minor irrigation) at 99.87 cr, targeting the district's 372 tractors, 75 power tillers and low net-irrigated area (86111 ha of 124870 ha potential created)
Gaps the plan names
- Basic rural/agricultural market infrastructure needs to be created and expanded to develop and grow the district's farm markets
- Single-window licensing for FPOs should be adopted by the state to ease formation and operation
- Bankers should ensure at least one-third of total agriculture credit goes to term loans (asset creation), not just crop loans
- Marketing network, minimum-support-price system and rural road connectivity must be improved so farmers get remunerative prices for produce
- Cold-storage infrastructure in the district needs to be strengthened and expanded
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Begusarai
Begusarai district is one of the thirty-eight districts of the Indian state of Bihar. The city of Begusarai is its administrative headquarters and is part of the Munger division.
Source: Wikipedia — Begusarai district
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