Siwanसीवान
33.3 lakh people. Larger than Qatar, Jamaica, or Armenia. Governed as one cell of one state.
- Population
- 33,30,464 (33.3 lakh)
- Area
- 2,219 km²
- Headquarters
- Siwan
₹5,881 cr
of bankable business potential identified by the government in Siwan.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Siwan · PLP 2023-24
₹5,881 crof bankable credit potential identified by the government
MSME
₹2,355 cr
Crop production, maintenance & marketing
₹1,541 cr
Term loans for agriculture & allied activities
₹1,076 cr
Ancillary activities (incl. food & agro processing)
₹347 cr
Siwan's 2023-24 credit plan sizes up about Rs 5,881 crore of lending potential for the year, up roughly 45% on the previous year's estimate. The money splits mainly two ways: agriculture at about Rs 3,149 crore (roughly 54% of the plan) and micro, small & medium enterprises (MSME) at about Rs 2,355 crore (about 40%). This is a heavily farm-based district, with 94% of people in rural areas.
The biggest single opportunity is ordinary crop loans (KCC) at Rs 1,541 crore, for paddy, wheat, sugarcane, maize and arhar. Beyond crops, the strong allied clusters are dairy (Rs 203 crore term loan plus Rs 68 crore working capital), farm mechanisation (Rs 204 crore), irrigation/water works (Rs 142 crore), poultry, fishery and horticulture, and notably food & agro processing at Rs 284 crore on the back of surplus produce. On the MSME side, term loans (Rs 1,925 crore) far outweigh working capital (Rs 430 crore); the district once had sugar mills and yarn and plastic factories that have mostly shut, leaving room to rebuild small industry. A network of 293 cooperative societies across 19 blocks offers a ready lending channel.
The plan's own warnings for anyone setting up here: too little storage/godown space, banks reluctant to lend against stored crops, middlemen dominating buying while farmers lack price information, slow land-record computerisation, and patchy rural power and connectivity.
What the plan promotes
- Crop credit (KCC) is the single biggest opportunity at Rs 1541.29 cr; the district's main crops are paddy, wheat, sugarcane (ganna), maize and arhar, with good yields also in mango and menthol (aam and mentha).
- Farm mechanisation projected at Rs 204.07 cr - cultivators, improved threshers/seeders, tractors and power tillers are already spreading fast in the district.
- Dairy is a major allied line at Rs 203.11 cr term loan plus Rs 68.11 cr working capital, backed by a large crossbred and indigenous cattle and buffalo population.
- Water resources / irrigation development Rs 141.80 cr; the district has irrigation potential of 122,731 ha (canals, wells and other sources), so on-farm water infrastructure is a live need.
- Plantation & horticulture including sericulture Rs 94.06 cr, and floriculture/vegetable cultivation is already practised commercially in parts of the district.
- Poultry Rs 83.85 cr term loan plus Rs 49.24 cr working capital, and fishery Rs 80.68 cr plus Rs 76.95 cr working capital as allied income sources.
Gaps the plan names
- Inadequate storage capacity (godowns/warehousing) for farm produce across the district.
- Banks are reluctant to lend against pledged (stored) crops, limiting post-harvest finance for farmers.
- Middlemen buy up produce, and farmers lack daily price information especially for cash crops, weakening their bargaining position.
- Slow, incomplete computerisation of land records and pending land consolidation hold back agricultural lending.
- Weak reach of agricultural extension services for farmers and entrepreneurs.
See the plan's recommendations
What the plan promotes
- Crop credit (KCC) is the single biggest opportunity at Rs 1541.29 cr; the district's main crops are paddy, wheat, sugarcane (ganna), maize and arhar, with good yields also in mango and menthol (aam and mentha).
- Farm mechanisation projected at Rs 204.07 cr - cultivators, improved threshers/seeders, tractors and power tillers are already spreading fast in the district.
- Dairy is a major allied line at Rs 203.11 cr term loan plus Rs 68.11 cr working capital, backed by a large crossbred and indigenous cattle and buffalo population.
- Water resources / irrigation development Rs 141.80 cr; the district has irrigation potential of 122,731 ha (canals, wells and other sources), so on-farm water infrastructure is a live need.
- Plantation & horticulture including sericulture Rs 94.06 cr, and floriculture/vegetable cultivation is already practised commercially in parts of the district.
- Poultry Rs 83.85 cr term loan plus Rs 49.24 cr working capital, and fishery Rs 80.68 cr plus Rs 76.95 cr working capital as allied income sources.
Gaps the plan names
- Inadequate storage capacity (godowns/warehousing) for farm produce across the district.
- Banks are reluctant to lend against pledged (stored) crops, limiting post-harvest finance for farmers.
- Middlemen buy up produce, and farmers lack daily price information especially for cash crops, weakening their bargaining position.
- Slow, incomplete computerisation of land records and pending land consolidation hold back agricultural lending.
- Weak reach of agricultural extension services for farmers and entrepreneurs.
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Siwan
Siwan district is one of the districts of Bihar state, India. Siwan town is the administrative headquarters of this district. Siwan district is a part of Saran division since 1972. The district was previously also known as Aliganj Siwan after the name of Raja Ali Bux Khan. Siwan has historical and mythological importance attached to it. There is ancient ashram of sage Dronacharya in the Don village. It is believed that Dronacharya had spent his time here. The Member of Parliament from Siwan is Vijaylakshmi Devi.
Source: Wikipedia — Siwan district
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