Supaulसुपौल
22.3 lakh people. Larger than Bahrain, Estonia, or Mauritius. Governed as one cell of one state.
- Population
- 22,29,076 (22.3 lakh)
- Area
- 2,410 km²
- Headquarters
- Supaul
- Established
- 1991
₹3,302 cr
of bankable business potential identified by the government in Supaul.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Supaul · PLP 2023-24
₹3,302 crof bankable credit potential identified by the government
MSME
₹1,465 cr
Crop production, maintenance & marketing
₹954 cr
Term loans for agriculture & allied activities
₹337 cr
Ancillary activities (incl. food & agro processing)
₹172 cr
Supaul is a farming district in Bihar's Kosi region with no large industry, so people often migrate for work. For 2023-24, NABARD sees a total credit potential of Rs 3,302 crore. Farming and allied work make up about 48% (Rs 1,586 crore) and small businesses (MSME) another 44% (Rs 1,465 crore) — and almost all of that MSME money (Rs 1,127 crore of Rs 1,465 crore) is meant for setting up units, not just working capital.
The biggest single opportunity is regular crop finance at Rs 954 crore for paddy, maize, wheat and moong. Beyond raw farming, the plan points to clear clusters: makhana (fox-nut) and maize processing are named as fast-growing activities, food & agro processing carries Rs 92 crore, dairy through Sudha's 150-plus village societies is worth Rs 81 crore, and farm mechanisation Rs 89 crore. Storage and cold-chain infrastructure adds Rs 105 crore.
The PLP is blunt about the gaps: there is no industry base, too little post-harvest storage (godowns, cold stores, pack houses), and a real need for MSME processing units — the report specifically names dal mills and rice mills. It also asks banks to give farmers and entrepreneurs hassle-free credit and to reach tenant and sharecropper farmers through joint-liability groups. For an entrepreneur, the openings are a makhana or maize processing unit, a dal or rice mill, cold storage, or a dairy/fishery venture.
What the plan promotes
- Agriculture is the economic backbone of Supaul; principal crops are paddy, maize, wheat and moong, with makhana (fox-nut) and maize processing named as emerging activities.
- Makhana cultivation and processing plus jute processing have started in the Kosi flood belt (Rajmarga area) and are flagged as growth activities.
- Dairy is a major activity with term-loan potential of Rs 81.24 cr; over 150 dairy societies are organised under Sudha Dairy across the district.
- Farm mechanisation carries the biggest allied term-loan line at Rs 88.90 cr, reflecting rising numbers of small and marginal farmers.
- Water resource development (minor irrigation) potential of Rs 60.89 cr against low current groundwater draft (net draft 24726 ham vs 82365 ham recharge).
- Food & agro processing potential of Rs 92.27 cr; PLP specifically calls for dal mills and rice mills as MSME units to absorb local produce.
Gaps the plan names
- No industry of any kind in the district, forcing residents to migrate for work; the resulting low credit-absorption capacity keeps ground-level credit flow below target.
- Shortage of proper post-harvest infrastructure such as godowns, cold storage and pack houses to support crop marketing.
- Need for MSME agro-processing units (crop-processing units, dal mills, rice mills) to convert local produce and unlock the assessed 2023-24 credit potential.
- Banks must give hassle-free credit to farmers and entrepreneurs and play an active role in JLG/SHG, FPO and area-development scheme implementation.
- Better financial inclusion needed via JLG mode for tenant, sharecropper and small/marginal farmers, with closer monitoring at BLBC/DLCC meetings.
See the plan's recommendations
What the plan promotes
- Agriculture is the economic backbone of Supaul; principal crops are paddy, maize, wheat and moong, with makhana (fox-nut) and maize processing named as emerging activities.
- Makhana cultivation and processing plus jute processing have started in the Kosi flood belt (Rajmarga area) and are flagged as growth activities.
- Dairy is a major activity with term-loan potential of Rs 81.24 cr; over 150 dairy societies are organised under Sudha Dairy across the district.
- Farm mechanisation carries the biggest allied term-loan line at Rs 88.90 cr, reflecting rising numbers of small and marginal farmers.
- Water resource development (minor irrigation) potential of Rs 60.89 cr against low current groundwater draft (net draft 24726 ham vs 82365 ham recharge).
- Food & agro processing potential of Rs 92.27 cr; PLP specifically calls for dal mills and rice mills as MSME units to absorb local produce.
Gaps the plan names
- No industry of any kind in the district, forcing residents to migrate for work; the resulting low credit-absorption capacity keeps ground-level credit flow below target.
- Shortage of proper post-harvest infrastructure such as godowns, cold storage and pack houses to support crop marketing.
- Need for MSME agro-processing units (crop-processing units, dal mills, rice mills) to convert local produce and unlock the assessed 2023-24 credit potential.
- Banks must give hassle-free credit to farmers and entrepreneurs and play an active role in JLG/SHG, FPO and area-development scheme implementation.
- Better financial inclusion needed via JLG mode for tenant, sharecropper and small/marginal farmers, with closer monitoring at BLBC/DLCC meetings.
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Supaul
Supaul district is one of the thirty-eight districts of Bihar, India. The town Supaul is the district's administrative headquarters. The district, which was split from the former Saharsa district on 14 March 1991, occupies 2,410 km2 (931 sq mi).
Source: Wikipedia — Supaul district
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