Kondagaonकोंडागांव
5.78 lakh people. Larger than Malta, the Maldives, or Brunei. Governed as one cell of one state.
- Population
- 5,78,326 (5.78 lakh)
- Headquarters
- Kondagaon
- Established
- 2012
₹687 cr
of bankable business potential identified by the government in Kondagaon.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Kondagaon · PLP 2023-24
₹687 crof bankable credit potential identified by the government
Crop production, maintenance & marketing
₹371 cr
Agriculture infrastructure
₹114 cr
Micro, Small and Medium Enterprises (MSME)
₹62 cr
Term loans for agriculture & allied activities
₹56 cr
Kondagaon's NABARD credit plan for 2023-24 sees about ₹686.78 crore of lending potential across all priority sectors. Farming dominates: roughly ₹579.68 crore (84%) is agriculture and allied work, while MSME accounts for ₹61.82 crore (about 11%).
The single biggest opportunity is everyday crop loans at ₹370.89 crore — more than half the whole plan. This is a rain-fed, paddy-first district (with maize, pulses, Ramtil and vegetables), so longer-term farm loans matter too: farm machinery (₹19.27 cr), fisheries (₹9.08 cr) and dairy (₹8.23 cr) lead the term-loan list.
Beyond the field, two clusters stand out. Storage and agri-infrastructure carries ₹114.25 crore, almost all of it for building godowns — the district has barely 33,400 MT of capacity today. Food and agro processing adds ₹35.89 crore. Kondagaon is also famous for bell-metal (dhokra) handicrafts and the Kondagaon Shilpgram, and tribal communities earn from minor forest produce — tendu, sal seed, harra and gum — sold through women's self-help groups.
The plan is honest about what holds the district back: a low credit-to-deposit ratio (55%), very little irrigation (only ~14% of cropped land), too few godowns because private builders stay away, and weak road connectivity that makes moving produce hard. Slow crop diversification and thin support for small enterprises and processing round out the gaps.
What the plan promotes
- Crop production is the anchor at ₹370.89 cr (54% of the plan); paddy is the major rain-fed crop, followed by maize, pulses, Ramtil and vegetables (Kodo-Kutki and Arhar also grown).
- Agriculture term loans of ₹56.10 cr are led by Farm Mechanization (₹19.27 cr), Fisheries (₹9.08 cr) and Dairy (₹8.23 cr) — Horticulture, Animal Husbandry and Fisheries all have good scope.
- Storage and agri-infrastructure offers ₹114.25 cr, mostly construction of storage/godowns (₹108.09 cr); existing godown capacity is only ~33,400 MT and 24 godowns.
- Food and agro processing is the main ancillary opportunity at ₹35.89 cr; the district already has 39 food-processing units.
- Handicrafts are a signature cluster: bell metal (dhokra) craft and the famous Kondagaon Shilpgram project for exquisite handicraft, supporting MSME potential of ₹61.82 cr.
- Minor forest produce is a major livelihood — Tendu leaves, sal seed, harra and gum are procured through SHGs by the Chhattisgarh Laghu Vanopaj Federation.
Gaps the plan names
- Low CD ratio of 55.11% (against the 60% RBI norm), limiting how much of the deposit base converts into local lending.
- Abysmally low irrigation — only about 14% of gross cropped area is irrigated; agriculture is predominantly rain-fed, so the ongoing micro-irrigation projects need timely completion.
- Shortage of storage facilities; private entrepreneurs show little interest in building godowns on institutional credit, so the State Govt is urged to construct more godowns under RIDF.
- Deficient road connectivity hinders faster development and smooth transport of farm produce; the State Govt should ensure timely completion of road projects.
- Traditional production practices and slow crop diversification, with weak technology transfer and adoption in dry-land agriculture.
See the plan's recommendations
What the plan promotes
- Crop production is the anchor at ₹370.89 cr (54% of the plan); paddy is the major rain-fed crop, followed by maize, pulses, Ramtil and vegetables (Kodo-Kutki and Arhar also grown).
- Agriculture term loans of ₹56.10 cr are led by Farm Mechanization (₹19.27 cr), Fisheries (₹9.08 cr) and Dairy (₹8.23 cr) — Horticulture, Animal Husbandry and Fisheries all have good scope.
- Storage and agri-infrastructure offers ₹114.25 cr, mostly construction of storage/godowns (₹108.09 cr); existing godown capacity is only ~33,400 MT and 24 godowns.
- Food and agro processing is the main ancillary opportunity at ₹35.89 cr; the district already has 39 food-processing units.
- Handicrafts are a signature cluster: bell metal (dhokra) craft and the famous Kondagaon Shilpgram project for exquisite handicraft, supporting MSME potential of ₹61.82 cr.
- Minor forest produce is a major livelihood — Tendu leaves, sal seed, harra and gum are procured through SHGs by the Chhattisgarh Laghu Vanopaj Federation.
Gaps the plan names
- Low CD ratio of 55.11% (against the 60% RBI norm), limiting how much of the deposit base converts into local lending.
- Abysmally low irrigation — only about 14% of gross cropped area is irrigated; agriculture is predominantly rain-fed, so the ongoing micro-irrigation projects need timely completion.
- Shortage of storage facilities; private entrepreneurs show little interest in building godowns on institutional credit, so the State Govt is urged to construct more godowns under RIDF.
- Deficient road connectivity hinders faster development and smooth transport of farm produce; the State Govt should ensure timely completion of road projects.
- Traditional production practices and slow crop diversification, with weak technology transfer and adoption in dry-land agriculture.
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Kondagaon
Kondagaon district is a district of Chhattisgarh, India, and separated from Bastar district on 24 January 2012. with headquarters in Kondagaon. It is mostly renowned for its bell metal craft and other art forms native to the tribal of Bastar. It is also known as the Shilp sheher of Chhattisgarh owing to the variety of indigenous crafts produced in the area.
Source: Wikipedia — Kondagaon district
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