Chhota Udepurછોટા ઉદેપુર
10.7 lakh people. Larger than Fiji, Cyprus, or Bhutan. Governed as one cell of one state.
- Population
- 10,71,831 (10.7 lakh)
- Area
- 3,087 km²
- Headquarters
- Chhota Udepur
- Established
- 2013
₹1,560 cr
of bankable business potential identified by the government in Chhota Udepur.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Chhota Udepur · PLP 2023-24
₹1,560 crof bankable credit potential identified by the government
Crop production, maintenance & marketing
₹722 cr
Term loans for agriculture & allied activities
₹248 cr
MSME (Micro, Small & Medium Enterprises)
₹200 cr
Housing
₹152 cr
Chhota Udepur is a tribal farming district where banks can lend about Rs 1,560 crore in 2023-24. Almost three-quarters of that — Rs 1,119 crore (about 72%) — is for farming and allied work, while small businesses (MSME) account for Rs 200 crore (about 13%).
The biggest single opportunity is plain crop loans (Rs 722 crore) for cotton, maize, tuvar (pigeon pea) and paddy. On top of that, farmers can borrow for farm machinery (Rs 98 crore), water and drip irrigation (Rs 76 crore) and dairy (Rs 48 crore) — the district has 468 milk cooperatives, the most of any society type.
For anyone wanting to build a business, food processing stands out at Rs 68 crore: cotton ginning and pressing (29 cooperative mills around Bodeli and Sankheda), dal mills, banana ripening and chips, bakeries and flour mills. The plan names Bodeli and Sankheda as the best blocks for processing, cold storage and dairy. Outside farming, the MSME story is minerals — the district holds roughly 98% of Gujarat's dolomite and mines fluorspar in Kawant — plus Sankheda's well-known ethnic furniture craft.
The PLP is blunt about what is missing: too little private investment in agriculture, weak cold storage and post-harvest handling (so fruit and vegetables spoil), low KCC coverage held back by messy land records, poor milk yields from lack of fodder, and a falling water table. Anyone setting up storage, a cold chain, a processing unit or a dairy support service is filling a gap the plan itself flags.
What the plan promotes
- Crop loans of Rs 722 cr dominate the plan — cotton, maize, tuvar (pigeon pea) and paddy are the main crops, with banana, mango, guava and papaya as the leading horticulture crops and brinjal, okra, cluster bean and tomato grown widely.
- Food & agro-processing potential of Rs 68.30 cr: cotton ginning & pressing (29 cooperative mills around Bodeli and Sankheda, Rs 18.90 cr), dal mills (Rs 8.775 cr), banana ripening (Rs 8.25 cr), bakery (Rs 4.95 cr), flour mills, banana chips and spices/chilli powder.
- Bodeli and Sankheda are the preferred blocks for food processing, cold storage and farm machinery; dairy with milk processing is the thrust in Bodeli, Sankheda and Pavijetpur blocks.
- Dairy term-loan potential of Rs 47.60 cr — 468 milk cooperative societies are the largest cooperative group in the district (1272 cooperatives total).
- Farm mechanization (Rs 97.75 cr) and water resources / micro-irrigation (Rs 75.75 cr) are the two largest agricultural term-loan lines, backed by NABARD watershed projects like the Kelkuva-Muvada project (1260 ha across Kelkuva, Muvada, Devi Rampura).
- MSME potential of Rs 200 cr anchored on minerals — the district holds ~98% of Gujarat's dolomite (6900 lakh ton reserves) and fluorspar mined in Kawant block; Sankheda is famous for its ethnic lacquered furniture industry.
Gaps the plan names
- Poor capital formation in agriculture — private players need to be encouraged to invest; financing farm mechanization, rural godowns, dairy and food/agro-processing would be a major boost.
- Lack of pre-production, post-harvest management, processing and marketing arrangement — need for bulk-handling, pre-cooling and controlled/modified-atmosphere structures at production and marketing centres, plus better transport infrastructure.
- High post-harvest losses and poor storage infrastructure — need a modern high-tech value-addition centre and cold storage for grading, packing and export of fresh vegetables and fruits.
- Poor coverage under KCC (Kisan Credit Card) — banks must popularise the scheme; land segregation, multiple names in land records and fragmented holdings (avg 1.71 ha) block KCC reach to eligible farmers.
- Poor milk yield — gap can be bridged through green fodder and popularising hay and silage making to address mineral deficiencies.
See the plan's recommendations
What the plan promotes
- Crop loans of Rs 722 cr dominate the plan — cotton, maize, tuvar (pigeon pea) and paddy are the main crops, with banana, mango, guava and papaya as the leading horticulture crops and brinjal, okra, cluster bean and tomato grown widely.
- Food & agro-processing potential of Rs 68.30 cr: cotton ginning & pressing (29 cooperative mills around Bodeli and Sankheda, Rs 18.90 cr), dal mills (Rs 8.775 cr), banana ripening (Rs 8.25 cr), bakery (Rs 4.95 cr), flour mills, banana chips and spices/chilli powder.
- Bodeli and Sankheda are the preferred blocks for food processing, cold storage and farm machinery; dairy with milk processing is the thrust in Bodeli, Sankheda and Pavijetpur blocks.
- Dairy term-loan potential of Rs 47.60 cr — 468 milk cooperative societies are the largest cooperative group in the district (1272 cooperatives total).
- Farm mechanization (Rs 97.75 cr) and water resources / micro-irrigation (Rs 75.75 cr) are the two largest agricultural term-loan lines, backed by NABARD watershed projects like the Kelkuva-Muvada project (1260 ha across Kelkuva, Muvada, Devi Rampura).
- MSME potential of Rs 200 cr anchored on minerals — the district holds ~98% of Gujarat's dolomite (6900 lakh ton reserves) and fluorspar mined in Kawant block; Sankheda is famous for its ethnic lacquered furniture industry.
Gaps the plan names
- Poor capital formation in agriculture — private players need to be encouraged to invest; financing farm mechanization, rural godowns, dairy and food/agro-processing would be a major boost.
- Lack of pre-production, post-harvest management, processing and marketing arrangement — need for bulk-handling, pre-cooling and controlled/modified-atmosphere structures at production and marketing centres, plus better transport infrastructure.
- High post-harvest losses and poor storage infrastructure — need a modern high-tech value-addition centre and cold storage for grading, packing and export of fresh vegetables and fruits.
- Poor coverage under KCC (Kisan Credit Card) — banks must popularise the scheme; land segregation, multiple names in land records and fragmented holdings (avg 1.71 ha) block KCC reach to eligible farmers.
- Poor milk yield — gap can be bridged through green fodder and popularising hay and silage making to address mineral deficiencies.
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Chhota Udepur
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