Devbhoomi Dwarka
₹2,086 cr
of bankable business potential identified by the government in Devbhoomi Dwarka.
Source: NABARD PLP 2023-24
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NABARD's plan for Devbhoomi Dwarka · PLP 2023-24
₹2,086 crof bankable credit potential identified by the government
Crop production, maintenance & marketing
₹1,085 cr
Term loans for agriculture & allied activities
₹323 cr
Micro, Small and Medium Enterprises (MSME)
₹242 cr
Agriculture infrastructure
₹135 cr
Devbhoomi Dwarka's NABARD credit plan for 2023-24 estimates about ₹2,085.88 crore of priority-sector lending potential. Farming and allied work make up the large majority - roughly ₹1,746 crore (about 84%) - while small and medium businesses (MSME) account for ₹242 crore.
The single biggest opportunity is crop loans at ₹1,085 crore (about 52% of the plan). This is a coastal farming district carved out of Jamnagar, with groundnut as the main crop alongside cotton, cumin, gram, wheat, garlic and onion. Three clusters stand out for entrepreneurs. Food and agro-processing carries ₹115 crore of potential - cotton ginning and pressing, garlic and onion dehydration, edible-oil and solvent plants, spices and cattle feed. Dairy and ghee centre on Khambhaliya (known for its ghee) with ₹33 crore for dairy plus ₹78 crore of working capital for livestock and fisheries. Fisheries (₹7.7 crore) are concentrated in the coastal Okha Mandal block, which has six ports. The district is also an industrial and port hub - home to Tata Chemicals, the Essar oil refinery, a Cairn-ONGC crude terminal and Okha Port - which underpins the ₹242 crore MSME opportunity, alongside busy temple tourism at Dwarka and Bet Dwarka.
The plan flags clear gaps: too little farm-gate storage and market infrastructure (forcing distress sales), year-round water shortage with no perennial river or major dam, a weak modern fish-marketing chain, APMCs that need e-NAM links and grading facilities, and high youth unemployment that calls for skill training.
What the plan promotes
- Crop production dominates the plan at 1084.66 cr (52%); groundnut is the predominant crop, with cotton, cumin, gram, coriander, wheat, til, garlic and onion also grown across the 279930 ha gross cropped area
- Farm mechanisation potential of 78.32 cr, supported by promotion of custom hiring centres from farmer groups, agri entrepreneurs, FPOs and PACS
- Dairy and 'Ghee' cluster around Khambhaliya (famous for ghee), with AH-dairy term-loan potential of 32.89 cr plus 78.37 cr working capital for animal husbandry & fisheries; 206 milk cooperative societies in the district
- Marine, inland and brackish-water fisheries (7.69 cr) concentrated in the coastal Okha Mandal block, served by six ports - Okha, Vadinar, Beyt, Harshad, Rupen and Salaya
- Food and agro processing potential of 115.20 cr - cotton ginning & pressing, garlic and onion dehydration, cattle/poultry feed, spices, dhana dal, roller flour mill, edible oil and solvent oil plants
- Agriculture infrastructure of 135.23 cr including storage/market-yard/cold-storage (95.44 cr); thrust on farm-gate post-harvest infrastructure through the Agriculture Infrastructure Fund (AIF)
Gaps the plan names
- Lack of farm-gate infrastructure - poor access to market and storage facilities forces farmers into distress sales; need to build farm-gate infrastructure via AIF and PM Formalisation of Micro Food Processing Enterprises (PM FPE)
- Water shortage for irrigation through the year - there is no perennial river and no major dams; dug wells are the main source of irrigation, and rainwater-harvesting awareness and well-depth regulation are needed
- High unemployment among rural youth due to a skill gap; skill development in emerging areas like IoT, IT and hospitality needs to be undertaken to encourage wage and self-employment
- APMCs need strengthening - soil testing laboratories, storage, cleaning, grading and packaging facilities, connection to the National Agriculture Market (e-NAM) electronic trading portal and electronic ticker boards displaying daily commodity rates
- Weak modern fish-marketing chain - need for a modern fish market, multi-storage cold chain, auction halls and hygienic landing places, plus regular supply of quality fresh-water fish/prawn seed
See the plan's recommendations
What the plan promotes
- Crop production dominates the plan at 1084.66 cr (52%); groundnut is the predominant crop, with cotton, cumin, gram, coriander, wheat, til, garlic and onion also grown across the 279930 ha gross cropped area
- Farm mechanisation potential of 78.32 cr, supported by promotion of custom hiring centres from farmer groups, agri entrepreneurs, FPOs and PACS
- Dairy and 'Ghee' cluster around Khambhaliya (famous for ghee), with AH-dairy term-loan potential of 32.89 cr plus 78.37 cr working capital for animal husbandry & fisheries; 206 milk cooperative societies in the district
- Marine, inland and brackish-water fisheries (7.69 cr) concentrated in the coastal Okha Mandal block, served by six ports - Okha, Vadinar, Beyt, Harshad, Rupen and Salaya
- Food and agro processing potential of 115.20 cr - cotton ginning & pressing, garlic and onion dehydration, cattle/poultry feed, spices, dhana dal, roller flour mill, edible oil and solvent oil plants
- Agriculture infrastructure of 135.23 cr including storage/market-yard/cold-storage (95.44 cr); thrust on farm-gate post-harvest infrastructure through the Agriculture Infrastructure Fund (AIF)
Gaps the plan names
- Lack of farm-gate infrastructure - poor access to market and storage facilities forces farmers into distress sales; need to build farm-gate infrastructure via AIF and PM Formalisation of Micro Food Processing Enterprises (PM FPE)
- Water shortage for irrigation through the year - there is no perennial river and no major dams; dug wells are the main source of irrigation, and rainwater-harvesting awareness and well-depth regulation are needed
- High unemployment among rural youth due to a skill gap; skill development in emerging areas like IoT, IT and hospitality needs to be undertaken to encourage wage and self-employment
- APMCs need strengthening - soil testing laboratories, storage, cleaning, grading and packaging facilities, connection to the National Agriculture Market (e-NAM) electronic trading portal and electronic ticker boards displaying daily commodity rates
- Weak modern fish-marketing chain - need for a modern fish market, multi-storage cold chain, auction halls and hygienic landing places, plus regular supply of quality fresh-water fish/prawn seed
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
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About Devbhoomi Dwarka
Devbhumi Dwarka district is a district of India located on the southern coast of the Gulf of Kutch in the state of Gujarat. Its headquarters are located in the city of Jamkhambhaliya. The district was created on 15 August 2013 from Jamnagar district.
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