Goddaगोड्डा
13.1 lakh people. Larger than Mauritius, Fiji, or Cyprus. Governed as one cell of one state.
- Population
- 13,13,551 (13.1 lakh)
- Area
- 2,110 km²
- Headquarters
- Godda
₹1,116 cr
of bankable business potential identified by the government in Godda.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
Each opportunity card maps to a banker-ready DPR template. Generate a customised DPR with your promoter and capital details — ₹499 per report.
NABARD's plan for Godda · PLP 2023-24
₹1,116 crof bankable credit potential identified by the government
Agriculture credit (A)
₹619 cr
Crop production, maintenance & marketing
₹390 cr
MSME
₹315 cr
Term loans for agriculture & allied activities
₹229 cr
For 2023-24 NABARD pegs Godda's total priority-sector credit potential at Rs 1,115.97 crore. Farming and allied activities dominate at Rs 686.66 crore (about 62%), while small businesses (MSME) account for Rs 315.00 crore (about 28%) — the rest is housing, education, renewable energy and self-help-group credit.
The biggest single opportunity is crop production, upkeep and marketing at Rs 390.30 crore, since Godda is mostly rainfed and grows paddy, maize, wheat, pulses and oilseeds across roughly 90,668 hectares. Dairy is the standout livestock play at Rs 71.11 crore, with many farmers already keeping cattle; poultry adds Rs 27.23 crore and sheep/goat/piggery Rs 15.84 crore. Food and agro-processing (Rs 18.28 crore), farm machinery (Rs 39.36 crore) and horticulture/silk-rearing (Rs 19.01 crore) round out the farm side. Vegetables like potato, tomato and cauliflower are grown around Godda, Poraiyahat, Mahagama, Mehrma and Pathargama blocks, and NABARD is backing 12 Farmer Producer Organisations plus women's SHG and JLG groups.
The plan is blunt about what holds Godda back. The credit-to-deposit ratio is just 33.50% versus a 60% norm, so banks lend far less than they could. Farming is single-crop and rainfed because irrigation is thin. And the district lacks warehouses, cold storage, seed and soil-testing labs, milk chilling and processing centres, fish hatcheries, and good rail and road links to market — all of which the PLP flags as the gaps to fill.
What the plan promotes
- Crop production, maintenance & marketing is the single biggest credit line at Rs 390.30 Cr — the district's gross cropped area is 90,668 ha at 116% cropping intensity, dominated by rainfed paddy, maize, wheat, pulses and oilseeds
- Dairy is the largest livestock opportunity at Rs 71.11 Cr, with large numbers of farmers already engaged in dairy farming; poultry adds Rs 27.23 Cr and sheep/goat/piggery Rs 15.84 Cr
- MSME potential of Rs 315.00 Cr (28.23% of the plan) — Rs 255.00 Cr term loans and Rs 60.00 Cr working capital, split across manufacturing and services
- NABARD is promoting 12 Farmer Producer Organisations (FPOs) in the district and forming Joint Liability Groups (JLGs) with Jharkhand State Rural Bank and Jharkhand State Cooperative Bank
- Food and agro-processing has Rs 18.28 Cr of potential; farm mechanisation Rs 39.36 Cr and micro-irrigation / water resources Rs 18.32 Cr
- Plantation & horticulture including sericulture (silk-rearing) carries Rs 19.01 Cr; vegetables like potato, tomato and cauliflower are grown in parts of Godda, Poraiyahat, Mahagama, Mehrma and Pathargama blocks, and lemongrass cultivation has begun
Gaps the plan names
- Weak credit absorption: the district CD ratio is only 33.50% against the 60% norm, well below where agriculture and allied credit flow should be
- Irrigation is the core constraint — farming is largely rainfed single-crop; the plan calls for irrigation facilities and micro-irrigation structures
- Missing agri-support infrastructure: seed-processing units, seed-testing labs, soil-testing labs, artificial-insemination centres, cattle-feed plants, milk chilling/processing centres and fish hatcheries are all cited as needed
- Post-harvest and market gaps: warehouses, cold-storage, agri-produce marketing infrastructure and better-quality rail/road connectivity are needed to close the value chain
- Highly fragmented, scattered and uneven landholdings raise the cost of cultivation; small and marginal farmers hold about 71% of holdings and cultivate roughly 51% of the cropped area
See the plan's recommendations
What the plan promotes
- Crop production, maintenance & marketing is the single biggest credit line at Rs 390.30 Cr — the district's gross cropped area is 90,668 ha at 116% cropping intensity, dominated by rainfed paddy, maize, wheat, pulses and oilseeds
- Dairy is the largest livestock opportunity at Rs 71.11 Cr, with large numbers of farmers already engaged in dairy farming; poultry adds Rs 27.23 Cr and sheep/goat/piggery Rs 15.84 Cr
- MSME potential of Rs 315.00 Cr (28.23% of the plan) — Rs 255.00 Cr term loans and Rs 60.00 Cr working capital, split across manufacturing and services
- NABARD is promoting 12 Farmer Producer Organisations (FPOs) in the district and forming Joint Liability Groups (JLGs) with Jharkhand State Rural Bank and Jharkhand State Cooperative Bank
- Food and agro-processing has Rs 18.28 Cr of potential; farm mechanisation Rs 39.36 Cr and micro-irrigation / water resources Rs 18.32 Cr
- Plantation & horticulture including sericulture (silk-rearing) carries Rs 19.01 Cr; vegetables like potato, tomato and cauliflower are grown in parts of Godda, Poraiyahat, Mahagama, Mehrma and Pathargama blocks, and lemongrass cultivation has begun
Gaps the plan names
- Weak credit absorption: the district CD ratio is only 33.50% against the 60% norm, well below where agriculture and allied credit flow should be
- Irrigation is the core constraint — farming is largely rainfed single-crop; the plan calls for irrigation facilities and micro-irrigation structures
- Missing agri-support infrastructure: seed-processing units, seed-testing labs, soil-testing labs, artificial-insemination centres, cattle-feed plants, milk chilling/processing centres and fish hatcheries are all cited as needed
- Post-harvest and market gaps: warehouses, cold-storage, agri-produce marketing infrastructure and better-quality rail/road connectivity are needed to close the value chain
- Highly fragmented, scattered and uneven landholdings raise the cost of cultivation; small and marginal farmers hold about 71% of holdings and cultivate roughly 51% of the cropped area
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Godda
Godda district is one of the twenty-four districts of Jharkhand state in eastern India. It lies in the north eastern part of the state. The geographical area that now comprises Godda district used to be part of the erstwhile Santhal Parganas district. Godda town is the headquarters of Godda district. The area of the district is 2110 km², with a population of around 1,313,551.
Source: Wikipedia — Godda district
Atlas
Rank all districts →Jharkhand
Godda
See Godda elsewhere
Ask anything about starting up in Godda
Get a first answer in minutes.
Want to ask the community something specific?
Sign in to post an ask.
Who's building here
No one has claimed a project here yet. Be the first builder visible to future visitors.
Spotted a gap, fact, or opportunity we missed?
Submit it to the moderation queue. We review within 72 hours.
Contribute →