Gumlaगुमला
10.3 lakh people. Larger than Fiji, Cyprus, or Bhutan. Governed as one cell of one state.
- Population
- 10,25,213 (10.3 lakh)
- Area
- 5,327 km²
- Headquarters
- Gumla
- Established
- 1984
₹842 cr
of bankable business potential identified by the government in Gumla.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Gumla · PLP 2023-24
₹842 crof bankable credit potential identified by the government
Crop production, maintenance & marketing
₹297 cr
MSME
₹245 cr
Term loans for agriculture & allied activities
₹128 cr
Informal credit delivery system
₹82 cr
Gumla's 2023-24 credit plan sizes up roughly Rs 842 crore of lending potential for the year. Farming and its allied lines make up the bulk at about Rs 479 crore (57%), while small businesses (MSME) add another Rs 245 crore (29%) — so an entrepreneur here is mainly looking at an agriculture-and-agro-processing economy with room for local manufacturing and services.
The biggest single opening is ordinary crop farming at about Rs 297 crore — Gumla is a well-known paddy/rice district that also grows maize, wheat, pulses and oilseed. On the livestock side, dairy leads term lending at ~Rs 46 crore, followed by farm machinery (~Rs 23 crore), minor irrigation/water (~Rs 19 crore) and goat-sheep-pig rearing (~Rs 15 crore) — the district has very large goat, pig and poultry numbers. Food and agro processing gets ~Rs 32 crore, and the plan specifically points to rice mills, hardware, utensils, soap, flour mills and vehicle-servicing units. Forest produce like lac (lah), tamarind and chironji, plus mango, litchi and jackfruit, are widely available for processing.
The plan's own warnings: capital investment in farming is too low, irrigation is weak so most land is rainfed and single-crop, and the district badly lacks storage, cold chains, seed and feed units, hatcheries and milk-processing centres. As an Aspirational District with high poverty, better roads, water and marketing links are needed to unlock this potential.
What the plan promotes
- Crop production, maintenance & marketing is the single biggest opportunity at Rs 296.71 cr; Gumla is a recognised paddy/rice district, with maize, wheat, oilseed, tur, urad, ragi and gram also grown
- Dairy is the largest term-loan allied line at Rs 46.24 cr; NABARD flags lac (lah) and dairy production plus their processing and marketing as strong prospects in the district
- Farm mechanisation potential of Rs 23.14 cr, supported by Krishi Upkaran (agri-implements) banks planned in every block by the Jharkhand government
- Water resources / minor irrigation at Rs 18.77 cr to lift a district that is largely rainfed with only 47677 ha of the irrigation potential utilised
- Sheep-goat-piggery at Rs 14.76 cr and poultry at Rs 7.96 cr, backed by large livestock numbers (goats 608665, pigs 107915, poultry stock) recorded in the 2019 census
- Food & agro processing at Rs 32.43 cr, with the district needing storage, seed processing, integrated nutrient units, hatcheries, cattle-feed plants, milk-processing and cold chains
Gaps the plan names
- Low level of capital formation in agriculture has hurt farm productivity and remains the plan's top concern; credit flow is not matching the assessed potential
- The district lacks adequate agri-support services, storage facilities, seed-processing units, integrated nutrient-management units, animal-breeding and rearing centres, artificial-insemination centres, fish hatcheries, cattle-feed plants, milk-processing centres and cold chain
- Farming is largely rainfed and single-crop due to weak irrigation infrastructure, keeping productivity and cropping intensity low (GCA/NSA about 127%)
- Weak marketing arrangements, low inputs and out-migration of labour after the crop season constrain the largely agriculture- and forest-produce-based rural economy
- Standardisation, grading, packaging and agro-processing units are missing, so post-harvest storage and value addition of crops and forest produce are limited
See the plan's recommendations
What the plan promotes
- Crop production, maintenance & marketing is the single biggest opportunity at Rs 296.71 cr; Gumla is a recognised paddy/rice district, with maize, wheat, oilseed, tur, urad, ragi and gram also grown
- Dairy is the largest term-loan allied line at Rs 46.24 cr; NABARD flags lac (lah) and dairy production plus their processing and marketing as strong prospects in the district
- Farm mechanisation potential of Rs 23.14 cr, supported by Krishi Upkaran (agri-implements) banks planned in every block by the Jharkhand government
- Water resources / minor irrigation at Rs 18.77 cr to lift a district that is largely rainfed with only 47677 ha of the irrigation potential utilised
- Sheep-goat-piggery at Rs 14.76 cr and poultry at Rs 7.96 cr, backed by large livestock numbers (goats 608665, pigs 107915, poultry stock) recorded in the 2019 census
- Food & agro processing at Rs 32.43 cr, with the district needing storage, seed processing, integrated nutrient units, hatcheries, cattle-feed plants, milk-processing and cold chains
Gaps the plan names
- Low level of capital formation in agriculture has hurt farm productivity and remains the plan's top concern; credit flow is not matching the assessed potential
- The district lacks adequate agri-support services, storage facilities, seed-processing units, integrated nutrient-management units, animal-breeding and rearing centres, artificial-insemination centres, fish hatcheries, cattle-feed plants, milk-processing centres and cold chain
- Farming is largely rainfed and single-crop due to weak irrigation infrastructure, keeping productivity and cropping intensity low (GCA/NSA about 127%)
- Weak marketing arrangements, low inputs and out-migration of labour after the crop season constrain the largely agriculture- and forest-produce-based rural economy
- Standardisation, grading, packaging and agro-processing units are missing, so post-harvest storage and value addition of crops and forest produce are limited
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Gumla
Gumla district is one of the twenty-four districts of Jharkhand state, India, and Gumla town is the administrative headquarters of this district.
Source: Wikipedia — Gumla district
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