Jamtaraजामताड़ा
7.91 lakh people. Larger than Bhutan, Luxembourg, or Malta. Governed as one cell of one state.
- Population
- 7,91,042 (7.91 lakh)
- Area
- 1,802 km²
- Headquarters
- Jamtara
₹931 cr
of bankable business potential identified by the government in Jamtara.
Source: NABARD PLP 2023-24
Opportunities
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NABARD's plan for Jamtara · PLP 2023-24
₹931 crof bankable credit potential identified by the government
MSME
₹360 cr
Crop production, maintenance & marketing
₹267 cr
Term loans for agriculture & allied activities
₹128 cr
Housing
₹53 cr
Jamtara's NABARD credit plan for 2023-24 sizes up Rs 930.81 crore of lending potential. Agriculture and allied activities make up the biggest share at Rs 433 crore (about 47%), and micro, small and medium enterprises (MSME) come next at Rs 360 crore (about 39%).
On the farm side, ordinary crop loans are the single largest line at Rs 267 crore, driven by paddy (Rs 118 cr) and maize (Rs 44 cr) grown across all six blocks. The standout allied opportunity is dairy at Rs 40 crore — the district makes only 0.48 lakh litres of milk a day against demand of 1.85 lakh litres, and a 50,000-litre-a-day processing unit is planned nearby at Gopibandh. Other openings include farm machinery (Rs 28 cr), goat/pig rearing (Rs 16 cr), and horticulture (Rs 9 cr) on 26,025 hectares of unused land where 40,000+ mango saplings are already planted. Tasar silk, riverine fish farming, cashew and spice processing for export, and mahua/bamboo products round out the list.
The MSME money targets rice, chuda and dal mills, bamboo and leaf-plate units, fly-ash bricks and brassware, with an SHG rural mart at Mihijam.
The plan's own warnings: only 30% of farmland is irrigated, just a third of villages have pucca roads, there is no fruit-processing unit, power supply is weak, and banks hold back on SHG and small-business loans.
What the plan promotes
- Crop credit worth Rs 267.40 cr led by paddy (Rs 117.57 cr) and maize (Rs 43.59 cr), with pulses (Rs 24.52 cr), oilseeds, wheat and vegetables also grown across all six blocks — Jamtara, Narayanpur, Nala, Kundahit, Karmatand and Fatehpur.
- Dairy is the biggest allied opportunity at Rs 39.68 cr: district milk demand is 1.85 lakh litres/day against only 0.48 lakh litres/day produced; a 50,000 LPD dairy processing unit is planned at Gopibandh (Sarath block, adjoining Deoghar).
- Horticulture on 26,025 ha of cultivable wasteland — over 40,000 mango saplings already planted under National Horticulture Mission (MIDH); mango, guava, papaya, kagzi lime and jackfruit potential worth Rs 9.11 cr, but no fruit-processing unit exists in the district.
- Tasar silk / sericulture is a thrust area with a Central Silk Board tasar training centre in the district; sericulture credit forms part of the plantation-horticulture line.
- Farm mechanisation potential of Rs 28.29 cr — 300 tractors, 190 power tillers, 260 multi-crop threshers; state target to open Krishi Machinery Banks run by PACS at Rs 25 lakh each.
- Fisheries potential Rs 7.96 cr, boosted by Riverine Fish Farming (RFF) on the Ajay and other rivers plus PMMSY, with RFF Matsya Mitra selected in every panchayat.
Gaps the plan names
- Only 30% of the kharif/rabi area is irrigated (11,400 ha irrigated against 67,170 ha irrigable) — the plan calls for at least doubling micro-irrigation and building low-cost check-dams on the Ajay and Shilo river tributaries.
- Only about 34% of the district's 1,082 revenue villages are connected by pucca roads; most villages still lack all-weather road links, which RIDF could fund.
- No fruit or agro-processing unit exists in the district despite ample mango and mahua output, and bamboo/handicraft products have no organised marketing.
- Power supply is unsatisfactory and land scarcity restricts industrial expansion; most MSMEs need technology upgradation and the handloom cluster needs revitalisation.
- Health infrastructure is thin — only 15 primary health centres, 132 sub-centres and 20 hospitals with just 310 beds; RIDF credit is suggested to add more centres.
See the plan's recommendations
What the plan promotes
- Crop credit worth Rs 267.40 cr led by paddy (Rs 117.57 cr) and maize (Rs 43.59 cr), with pulses (Rs 24.52 cr), oilseeds, wheat and vegetables also grown across all six blocks — Jamtara, Narayanpur, Nala, Kundahit, Karmatand and Fatehpur.
- Dairy is the biggest allied opportunity at Rs 39.68 cr: district milk demand is 1.85 lakh litres/day against only 0.48 lakh litres/day produced; a 50,000 LPD dairy processing unit is planned at Gopibandh (Sarath block, adjoining Deoghar).
- Horticulture on 26,025 ha of cultivable wasteland — over 40,000 mango saplings already planted under National Horticulture Mission (MIDH); mango, guava, papaya, kagzi lime and jackfruit potential worth Rs 9.11 cr, but no fruit-processing unit exists in the district.
- Tasar silk / sericulture is a thrust area with a Central Silk Board tasar training centre in the district; sericulture credit forms part of the plantation-horticulture line.
- Farm mechanisation potential of Rs 28.29 cr — 300 tractors, 190 power tillers, 260 multi-crop threshers; state target to open Krishi Machinery Banks run by PACS at Rs 25 lakh each.
- Fisheries potential Rs 7.96 cr, boosted by Riverine Fish Farming (RFF) on the Ajay and other rivers plus PMMSY, with RFF Matsya Mitra selected in every panchayat.
Gaps the plan names
- Only 30% of the kharif/rabi area is irrigated (11,400 ha irrigated against 67,170 ha irrigable) — the plan calls for at least doubling micro-irrigation and building low-cost check-dams on the Ajay and Shilo river tributaries.
- Only about 34% of the district's 1,082 revenue villages are connected by pucca roads; most villages still lack all-weather road links, which RIDF could fund.
- No fruit or agro-processing unit exists in the district despite ample mango and mahua output, and bamboo/handicraft products have no organised marketing.
- Power supply is unsatisfactory and land scarcity restricts industrial expansion; most MSMEs need technology upgradation and the handloom cluster needs revitalisation.
- Health infrastructure is thin — only 15 primary health centres, 132 sub-centres and 20 hospitals with just 310 beds; RIDF credit is suggested to add more centres.
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Jamtara
Jamtara district is one of the twenty-four districts of Jharkhand state in eastern India. Jamtara town is the administrative headquarters of this district. The district is situated between 23°10′ and 24°05′ north latitudes and 86°30′ and 87°15′ east longitudes.
Source: Wikipedia — Jamtara district
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