Kodermaकोडरमा
7.16 lakh people. Larger than Luxembourg, Malta, or the Maldives. Governed as one cell of one state.
- Population
- 7,16,259 (7.16 lakh)
- Area
- 1,500 km²
- Headquarters
- Kodarma
₹1,140 cr
of bankable business potential identified by the government in Koderma.
Source: NABARD PLP 2023-24
Opportunities
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NABARD's plan for Koderma · PLP 2023-24
₹1,140 crof bankable credit potential identified by the government
MSME (Micro, Small & Medium Enterprises)
₹476 cr
Crop production, maintenance & marketing
₹329 cr
Term loans for agriculture & allied activities
₹147 cr
Other priority sector
₹56 cr
Koderma's NABARD credit plan for 2023-24 pegs total lending potential at about ₹1,140 crore, up 27% on last year. Farming and allied work make up roughly ₹547 crore (48%) and small businesses (MSME) another ₹476 crore (42%), so the two together drive almost the whole plan.
The biggest farm opportunity is straightforward crop finance and Kisan Credit Cards worth ₹329 crore, mostly for paddy - the district's main crop, grown on about 16,490 hectares - along with maize, pulses and oilseeds. Beyond that, term loans of ₹147 crore back dairy (₹39 crore, the district has large cattle and buffalo herds), irrigation and water works (₹35 crore), poultry (₹17 crore), goats and piggery (₹10 crore) and farm machinery (₹14 crore). Food and agro-processing has clear room to grow at ₹37 crore, since Koderma today has only two processing units. On the enterprise side, MSME finance splits into ₹350 crore of term loans and ₹126 crore of working capital, useful for setting up units in this former mica-mining belt through the District Industries Centre.
The plan's own warnings: barely any irrigation (created for just 29 hectares), no assured buyers so farmers sell in distress, tiny fragmented plots held by mostly small and marginal farmers, almost no cold-storage or godowns, and thin veterinary and extension support that RIDF funding is meant to fill.
What the plan promotes
- Crop / KCC finance for paddy: 16490 ha grown against a 17000 ha target in 2021-22, producing 42874 MT; district promotes SRI paddy piloted by NABARD under 'Green Revolution for Eastern India'
- Dairy development is the biggest agri term-loan line at 38.55 Cr; district cattle population is large (crossbred ~22714, indigenous ~170871 head) with milk output ~47.58 thousand MT
- Water-resource / irrigation term loans of 35.20 Cr to cut dependence on rain-fed single-cropping (only 38% of net area cultivated; irrigation potential created just 29 ha of 25540 ha available)
- Food & agro-processing potential of 37.42 Cr - district currently has only 2 food-processing units, so rice/flour/dal milling and value-addition are wide open
- Poultry (16.81 Cr) and sheep-goat-piggery (10.19 Cr) term loans; goat population is very large at ~120382 head
- Farm mechanisation loans of 13.59 Cr, backed by the state's plan to run an agriculture-equipment bank in every block and tractor/implement rental via FPOs
Gaps the plan names
- Severe shortage of irrigation infrastructure - the district is largely rain-fed single-crop (paddy); irrigation potential created is only 29 ha against 25540 ha of area available, so lift/minor irrigation, watershed and check-dams are needed under RIDF
- Weak marketing and procurement support for farm produce - no assured procurement pushes farmers to distress sales and moneylenders; PLP asks for MSP assurance, block-level procurement centres and quality awareness
- Small and fragmented land holdings (90% of farmers are small/marginal working only 38% of net cultivated area) keep technology and mechanisation out of reach; land development and consolidation support needed
- Almost no agro-processing capacity - only 2 food-processing units and no cold-storage/godown depth - so post-harvest value chains for rice, maize, pulses and oilseeds must be built
- Thin extension and advisory reach - PLP calls for an advisory committee at district and block level plus ATMA/RSETI skilling on new horticulture, water-management and processing techniques
See the plan's recommendations
What the plan promotes
- Crop / KCC finance for paddy: 16490 ha grown against a 17000 ha target in 2021-22, producing 42874 MT; district promotes SRI paddy piloted by NABARD under 'Green Revolution for Eastern India'
- Dairy development is the biggest agri term-loan line at 38.55 Cr; district cattle population is large (crossbred ~22714, indigenous ~170871 head) with milk output ~47.58 thousand MT
- Water-resource / irrigation term loans of 35.20 Cr to cut dependence on rain-fed single-cropping (only 38% of net area cultivated; irrigation potential created just 29 ha of 25540 ha available)
- Food & agro-processing potential of 37.42 Cr - district currently has only 2 food-processing units, so rice/flour/dal milling and value-addition are wide open
- Poultry (16.81 Cr) and sheep-goat-piggery (10.19 Cr) term loans; goat population is very large at ~120382 head
- Farm mechanisation loans of 13.59 Cr, backed by the state's plan to run an agriculture-equipment bank in every block and tractor/implement rental via FPOs
Gaps the plan names
- Severe shortage of irrigation infrastructure - the district is largely rain-fed single-crop (paddy); irrigation potential created is only 29 ha against 25540 ha of area available, so lift/minor irrigation, watershed and check-dams are needed under RIDF
- Weak marketing and procurement support for farm produce - no assured procurement pushes farmers to distress sales and moneylenders; PLP asks for MSP assurance, block-level procurement centres and quality awareness
- Small and fragmented land holdings (90% of farmers are small/marginal working only 38% of net cultivated area) keep technology and mechanisation out of reach; land development and consolidation support needed
- Almost no agro-processing capacity - only 2 food-processing units and no cold-storage/godown depth - so post-harvest value chains for rice, maize, pulses and oilseeds must be built
- Thin extension and advisory reach - PLP calls for an advisory committee at district and block level plus ATMA/RSETI skilling on new horticulture, water-management and processing techniques
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Koderma
Koderma district is one of the twenty-four districts of Jharkhand state, India and Koderma is the administrative headquarters of this district. Jhumri Telaiya is the most populus town of koderma district. It shares border with Hazaribagh & Giridih District of Jharkhand state and Nawada & Gaya District of Bihar state.
Source: Wikipedia — Koderma district
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