Pakurपाकुड़
9.00 lakh people. Larger than Bhutan, Luxembourg, or Malta. Governed as one cell of one state.
- Population
- 9,00,422 (9.00 lakh)
- Area
- 1,806 km²
- Headquarters
- Pakur
₹796 cr
of bankable business potential identified by the government in Pakur.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Pakur · PLP 2023-24
₹796 crof bankable credit potential identified by the government
MSME
₹292 cr
Crop production, maintenance & marketing
₹259 cr
Ancillary activities (incl. food & agro processing)
₹79 cr
Term loans for agriculture & allied activities
₹65 cr
Pakur's 2023-24 credit plan sizes up about 796 crore of lending potential for the year. Farming and its allied lines make up the bulk at 440 crore (roughly 55%), while small and medium businesses (MSME) account for 292 crore (about 37%) - the rest sits in housing, education and other priority lending.
The biggest single opportunity is paddy and other crop finance at 259 crore - Pakur is a mostly one-crop, rain-fed, tribal district built around paddy, with jowar, bajra, maize, wheat and pulses alongside. On the livestock side, dairy leads at 22 crore, helped by a new milk-processing unit and milk route coming up in neighbouring Sahibganj; goat/sheep/piggery (9 crore), poultry (6 crore) and fish (2 crore) add more. Food and agro-processing carries 25 crore of potential, and the district already has 75 rice/dal/oil mills plus a cold storage now under construction that should lift vegetable farming. On the business side, MSME term credit is 244 crore, with growth expected to ride on Sahibganj's emerging logistics-and-riverport hub and a new Ganga bridge to Bihar.
The plan is candid about what holds Pakur back: too little irrigation (2022 rainfall ran 65% below normal), PACS and LAMPS societies that are poorly run and un-audited, weak storage and marketing, thin industry with high farm NPAs, and undeveloped transport.
What the plan promotes
- Paddy is the mainstay crop, grown traditionally with certified/hybrid seed (MTU-7029 Swarna, MTU-1010, Lalat, Prabhed); KVK Maheshpur has developed 25 seed villages, and 4 seed villages sowed paddy seed over 47 ha in Kharif 2021 producing ~780 quintals
- Dairy is the largest allied opportunity at 22.23 Cr; a new milk-processing unit in neighbouring Sahibganj plus a planned milk route is expected to benefit livestock keepers across Pakur
- Livestock potential spread across sheep/goat/piggery (8.94 Cr), poultry (5.66 Cr) and fisheries (1.88 Cr); district holds 3.24 lakh goats and 3.72 lakh indigenous cattle
- Millets push under the International Year of Millets 2023-24 - support for post-harvest value addition, boosting domestic consumption and branding of millet products
- Food & agro-processing potential of 24.70 Cr; district has 75 food (rice/dal/oil/tea) processing units (2900 MT capacity), 3 fruit-pulp units and 5 spice units
- A cold storage is under construction in the district; once complete it will lift vegetable production and give farmers direct benefit
Gaps the plan names
- Inadequate irrigation - district is largely rain-fed (only 478.30 mm recorded in 2022, 65% below the 1354 mm normal); needs small check dams, pond deepening and small water-conservation structures to enable rabi crops, orchards and vegetables
- PACS and LAMPS are in a poor state and their audits are not being done regularly, blocking cheap credit to members; asset-liability split of the newly formed societies is still pending
- Weak marketing and storage/warehousing systems constrain the farm economy alongside low productivity
- Ground Level Credit (GLC) performance is weak, driven by high agricultural NPAs, scarcity of established industries, and a shortage of basic infrastructure
- Poor transport connectivity within the district remains underdeveloped, hampering movement of produce and inputs
See the plan's recommendations
What the plan promotes
- Paddy is the mainstay crop, grown traditionally with certified/hybrid seed (MTU-7029 Swarna, MTU-1010, Lalat, Prabhed); KVK Maheshpur has developed 25 seed villages, and 4 seed villages sowed paddy seed over 47 ha in Kharif 2021 producing ~780 quintals
- Dairy is the largest allied opportunity at 22.23 Cr; a new milk-processing unit in neighbouring Sahibganj plus a planned milk route is expected to benefit livestock keepers across Pakur
- Livestock potential spread across sheep/goat/piggery (8.94 Cr), poultry (5.66 Cr) and fisheries (1.88 Cr); district holds 3.24 lakh goats and 3.72 lakh indigenous cattle
- Millets push under the International Year of Millets 2023-24 - support for post-harvest value addition, boosting domestic consumption and branding of millet products
- Food & agro-processing potential of 24.70 Cr; district has 75 food (rice/dal/oil/tea) processing units (2900 MT capacity), 3 fruit-pulp units and 5 spice units
- A cold storage is under construction in the district; once complete it will lift vegetable production and give farmers direct benefit
Gaps the plan names
- Inadequate irrigation - district is largely rain-fed (only 478.30 mm recorded in 2022, 65% below the 1354 mm normal); needs small check dams, pond deepening and small water-conservation structures to enable rabi crops, orchards and vegetables
- PACS and LAMPS are in a poor state and their audits are not being done regularly, blocking cheap credit to members; asset-liability split of the newly formed societies is still pending
- Weak marketing and storage/warehousing systems constrain the farm economy alongside low productivity
- Ground Level Credit (GLC) performance is weak, driven by high agricultural NPAs, scarcity of established industries, and a shortage of basic infrastructure
- Poor transport connectivity within the district remains underdeveloped, hampering movement of produce and inputs
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Pakur
Pakur district is one of the twenty-four districts of Jharkhand state, India, and Pakur is the administrative headquarters of this district. Pakur sub-division of Sahibganj district was carved out on 28 January 1994 to constitute Pakur District. The district, with a population of 900,422, and covering an area of 686.21 km2, Pakur District is in the northeastern corner of Jharkhand State.
Source: Wikipedia — Pakur district
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