Nilam

Pakurपाकुड़

9.00 lakh people. Larger than Bhutan, Luxembourg, or Malta. Governed as one cell of one state.

Population
9,00,422 (9.00 lakh)
Area
1,806 km²
Headquarters
Pakur
ODOP: Jute
JutePakur StoneCoal (Rajmahal)Paddy

₹796 cr

of bankable business potential identified by the government in Pakur.

Source: NABARD PLP 2023-24

Opportunities

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Cut-and-polished black-trap stone products unit

Unverified

Pakur ships its famed black-trap stone as raw chips and aggregate at the lowest margin in the chain. A cutting-and-polishing unit turns the same stone into cobbles, kerbstones and dressed slabs for the eastern-India landscaping and construction trade.

Capex
₹20–40 lakh
Payback
3 years payback
Risk
Moderate
MSME-ClusterPMEGP

NABARD's plan for Pakur · PLP 2023-24

₹796 crof bankable credit potential identified by the government

MSME

₹292 cr

Crop production, maintenance & marketing

₹259 cr

Ancillary activities (incl. food & agro processing)

₹79 cr

Term loans for agriculture & allied activities

₹65 cr

Pakur's 2023-24 credit plan sizes up about 796 crore of lending potential for the year. Farming and its allied lines make up the bulk at 440 crore (roughly 55%), while small and medium businesses (MSME) account for 292 crore (about 37%) - the rest sits in housing, education and other priority lending.

The biggest single opportunity is paddy and other crop finance at 259 crore - Pakur is a mostly one-crop, rain-fed, tribal district built around paddy, with jowar, bajra, maize, wheat and pulses alongside. On the livestock side, dairy leads at 22 crore, helped by a new milk-processing unit and milk route coming up in neighbouring Sahibganj; goat/sheep/piggery (9 crore), poultry (6 crore) and fish (2 crore) add more. Food and agro-processing carries 25 crore of potential, and the district already has 75 rice/dal/oil mills plus a cold storage now under construction that should lift vegetable farming. On the business side, MSME term credit is 244 crore, with growth expected to ride on Sahibganj's emerging logistics-and-riverport hub and a new Ganga bridge to Bihar.

The plan is candid about what holds Pakur back: too little irrigation (2022 rainfall ran 65% below normal), PACS and LAMPS societies that are poorly run and un-audited, weak storage and marketing, thin industry with high farm NPAs, and undeveloped transport.

See the plan's recommendations

What the plan promotes

  • Paddy is the mainstay crop, grown traditionally with certified/hybrid seed (MTU-7029 Swarna, MTU-1010, Lalat, Prabhed); KVK Maheshpur has developed 25 seed villages, and 4 seed villages sowed paddy seed over 47 ha in Kharif 2021 producing ~780 quintals
  • Dairy is the largest allied opportunity at 22.23 Cr; a new milk-processing unit in neighbouring Sahibganj plus a planned milk route is expected to benefit livestock keepers across Pakur
  • Livestock potential spread across sheep/goat/piggery (8.94 Cr), poultry (5.66 Cr) and fisheries (1.88 Cr); district holds 3.24 lakh goats and 3.72 lakh indigenous cattle
  • Millets push under the International Year of Millets 2023-24 - support for post-harvest value addition, boosting domestic consumption and branding of millet products
  • Food & agro-processing potential of 24.70 Cr; district has 75 food (rice/dal/oil/tea) processing units (2900 MT capacity), 3 fruit-pulp units and 5 spice units
  • A cold storage is under construction in the district; once complete it will lift vegetable production and give farmers direct benefit

Gaps the plan names

  • Inadequate irrigation - district is largely rain-fed (only 478.30 mm recorded in 2022, 65% below the 1354 mm normal); needs small check dams, pond deepening and small water-conservation structures to enable rabi crops, orchards and vegetables
  • PACS and LAMPS are in a poor state and their audits are not being done regularly, blocking cheap credit to members; asset-liability split of the newly formed societies is still pending
  • Weak marketing and storage/warehousing systems constrain the farm economy alongside low productivity
  • Ground Level Credit (GLC) performance is weak, driven by high agricultural NPAs, scarcity of established industries, and a shortage of basic infrastructure
  • Poor transport connectivity within the district remains underdeveloped, hampering movement of produce and inputs

Value-chain gaps

Money this district loses today

Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.

Jute: raw fibre → bags & diversified products

Unverified
Raw 85%Processed 15%

Pakur's jute, its ODOP crop, mostly leaves the district as raw or semi-processed fibre sold to mills at commodity prices. Woven into shopping bags, sacks, geotextiles and lifestyle home products, jute fetches several times the raw-fibre value and taps the fast-growing eco-friendly packaging market. Local spinning, weaving and stitching units would let Pakur keep the manufacturing margin rather than ship fibre out.

Growth signal

Demand for jute bags and geotextiles is climbing as single-use plastics are phased out across Indian states.

Pakur stone: black trap chips → cut & polished products

Unverified
Raw 85%Processed 15%

Pakur's famed black-trap stone is largely sold as crushed chips and rough blocks to construction buyers at low per-tonne rates. Cut, dressed and polished into dimensional flooring, cladding, kerbstones and finished construction products it commands a substantial premium over raw aggregate. Value-added stone-finishing units would capture margin that currently goes to processors outside the district.

Resources

What this district has

Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.

Agriculture & natural resources

1 fact

Industrial clusters

2 facts

About Pakur

Pakur district is one of the twenty-four districts of Jharkhand state, India, and Pakur is the administrative headquarters of this district. Pakur sub-division of Sahibganj district was carved out on 28 January 1994 to constitute Pakur District. The district, with a population of 900,422, and covering an area of 686.21 km2, Pakur District is in the northeastern corner of Jharkhand State.

Source: Wikipedia — Pakur district

Jharkhand

Pakur

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