Udupiಉಡುಪಿ
11.8 lakh people. Larger than Fiji, Cyprus, or Bhutan. Governed as one cell of one state.
- Population
- 11,77,361 (11.8 lakh)
- Area
- 3,880 km²
- Headquarters
- Udupi
- Established
- 1997
₹10,689 cr
of bankable business potential identified by the government in Udupi.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Udupi · PLP 2023-24
₹10,689 crof bankable credit potential identified by the government
MSME
₹3,560 cr
Ancillary activities (incl. food & agro processing)
₹2,302 cr
Term loans for agriculture & allied activities
₹1,636 cr
Crop production, maintenance & marketing
₹1,356 cr
NABARD's Potential Linked Credit Plan for Udupi (2023-24) sizes the district's bankable opportunity at about ₹10,689 crore. Agriculture and allied activities make up the biggest slice at roughly ₹5,759 crore (about 54% of the plan), while MSME lending follows at ₹3,560 crore (about 33%), with housing (₹833 crore) and export credit (₹304 crore) rounding out the rest.
For an entrepreneur, a few clusters stand out. First, the sea: Udupi has a 98 km coastline and over 34,000 full-time fishing families, and the plan earmarks ₹512 crore for fisheries term loans, with room for deep-sea fishing, cage culture and HACCP cold chains. Second, plantation crops: coconut and arecanut dominate the land, drawing ₹399 crore, and there is appetite for new orchards including exotic fruits like Mangosteen and Rambutan. Third, processing: food and agro-processing alone is a ₹1,301 crore opportunity, backed by the PMFME scheme and 22 PACS sanctioned farm-gate infrastructure. Dairy (₹370 crore) and a ~15,753-unit MSME base in cashew, fish processing and textiles add more depth.
The PLP's own complaint: post-harvest value-addition is thin, the district lacks enough cold chains, hygienic abattoirs and WDRA-accredited warehouses, there is no large seed-processing unit, and grading-packing Common Service Centres for horticulture crops still need to be built.
What the plan promotes
- Fisheries on a 98 km coastline: 34,265 full-time and 8,286 part-time fishing families landed 1.08 lakh MT in 2020-21; ₹511.86cr term-credit potential plus deep-sea fishing, cage culture and HACCP-compliant cold chains
- Coconut and arecanut plantation/horticulture (₹399.13cr): 246,735 MT coconut and 36,784 MT processed arecanut in 2019-20, with scope for new orchards including exotic fruits like Mangosteen and Rambutan
- Food and agro-processing as a standalone ₹1300.73cr opportunity, supported by the PMFME scheme for micro food-processing enterprises and 22 PACS sanctioned farm-gate infrastructure under the MSC refinance facility
- Dairy and milk processing (₹369.82cr): cattle population of ~138,019 cross-bred plus 116,757 indigenous, 338 functional milk collection centres and 249 thousand MT milk production
- MSME cluster (₹3559.68cr) anchored by ~15,753 units, large cashew and fish-processing bases, 1,439 textile/garment units and beedi rolling as a major household activity for rural women
- FPO formation and linkage: NABARD has promoted 7 FPOs under Produce Fund with 4 more under CSS by Government of Karnataka, to be linked to e-markets like eNAM
Gaps the plan names
- Inadequate post-harvest value-addition infrastructure amid adverse climate-change effects and diminishing agricultural-labour availability
- Weak fisheries cold chain: need for HACCP-compliant conditions, cold chains and fish-seed hatcheries to support deep-sea fishing and inland water use
- Shortage of clean, scientific and hygienic slaughter houses/abattoirs and modern frozen-product infrastructure to replace live-bird markets
- Lack of Common Service Centres for collection, grading and packing of horticulture crops, which PACS and FPOs could set up under the Agriculture Infrastructure Fund
- Limited WDRA-accredited warehousing, leading to distress sale of produce instead of pledge financing against Negotiable Warehouse Receipts
See the plan's recommendations
What the plan promotes
- Fisheries on a 98 km coastline: 34,265 full-time and 8,286 part-time fishing families landed 1.08 lakh MT in 2020-21; ₹511.86cr term-credit potential plus deep-sea fishing, cage culture and HACCP-compliant cold chains
- Coconut and arecanut plantation/horticulture (₹399.13cr): 246,735 MT coconut and 36,784 MT processed arecanut in 2019-20, with scope for new orchards including exotic fruits like Mangosteen and Rambutan
- Food and agro-processing as a standalone ₹1300.73cr opportunity, supported by the PMFME scheme for micro food-processing enterprises and 22 PACS sanctioned farm-gate infrastructure under the MSC refinance facility
- Dairy and milk processing (₹369.82cr): cattle population of ~138,019 cross-bred plus 116,757 indigenous, 338 functional milk collection centres and 249 thousand MT milk production
- MSME cluster (₹3559.68cr) anchored by ~15,753 units, large cashew and fish-processing bases, 1,439 textile/garment units and beedi rolling as a major household activity for rural women
- FPO formation and linkage: NABARD has promoted 7 FPOs under Produce Fund with 4 more under CSS by Government of Karnataka, to be linked to e-markets like eNAM
Gaps the plan names
- Inadequate post-harvest value-addition infrastructure amid adverse climate-change effects and diminishing agricultural-labour availability
- Weak fisheries cold chain: need for HACCP-compliant conditions, cold chains and fish-seed hatcheries to support deep-sea fishing and inland water use
- Shortage of clean, scientific and hygienic slaughter houses/abattoirs and modern frozen-product infrastructure to replace live-bird markets
- Lack of Common Service Centres for collection, grading and packing of horticulture crops, which PACS and FPOs could set up under the Agriculture Infrastructure Fund
- Limited WDRA-accredited warehousing, leading to distress sale of produce instead of pledge financing against Negotiable Warehouse Receipts
Industrial land
Land you can build on here
Government industrial parks in Udupi with land or plots still free. Around 44 acres available.
Source: KIADB (Karnataka's industrial board) · updated 2 Jul 2026.
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Udupi
Udupi district is an administrative subdivision in the Karnataka state of India, with the district headquarters in the city of Udupi. It is situated in the Canara old north Malabar coastal region. There are seven taluks, 233 villages and 21 towns in Udupi district. The three northern tehsils of Udupi, Kundapur and Karkala, were partitioned from Dakshina Kannada district to form Udupi district on 25 August 1997. Moodabidri was officially declared as new tehsil (taluk) in 2018.
Source: Wikipedia — Udupi district
Atlas
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Udupi
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