Androth
₹66 cr
of bankable business potential identified by the government in Androth.
Source: NABARD PLP 2022-23
Opportunities
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NABARD's plan for Androth · PLP 2022-23
₹66 crof bankable credit potential identified by the government
MSME (Micro, Small & Medium Enterprises)
₹23 cr
Crop production, maintenance & marketing
₹14 cr
Term loans for agriculture & allied activities
₹13 cr
Ancillary activities (incl. food & agro processing)
₹10 cr
This is a single, UT-wide credit plan for all of Lakshadweep (Androth and every other inhabited island), so the figures below cover the whole territory, not Androth alone. For 2022-23 NABARD sees about ₹66.13 crore of lendable potential. Roughly 57% is farming and allied activity (₹37.77 crore) and 35% is small business/MSME (₹23.19 crore) — the rest is housing, education and SHG lending.
The island economy runs on coconut and the sea. Crop loans (mostly coconut, with vegetable intercropping) are worth about ₹13.87 crore, and fisheries alone is ₹7.04 crore — the biggest term-loan line — built on roughly one lakh tonnes each of tuna and shark. A standout fresh opportunity is seaweed farming run by women's self-help groups, where the islands could grow up to 30,000 tonnes a year using just 1% of the lagoon. Lakshadweep is also 100% organic, which opens premium markets. On the enterprise side, this is officially a 'No Industry District', so only clean micro units fit — coir, rope and mat making, carpentry, soap making, country boat building — plus new tourism under the 2020 policy. Food and fish processing carries about ₹9.94 crore.
The plan's own warnings are practical: only 8 of 180 SHGs actually borrow, there is no local scale-of-finance or DLTC (Ernakulam's is borrowed), coconut palms are overcrowded, and the biggest brake on fish exports is missing cold storage, ice plants and jetties.
What the plan promotes
- Coconut is the livelihood mainstay (2,675 ha cropped out of 3,220 ha); Agriculture Dept promoting intercropping of short-duration, drought/salinity-tolerant vegetables in coconut gardens, plus vermicomposting/vermiwash from coconut leaf.
- Fisheries is the single largest term-loan line at 7.04 cr; ~1 lakh tonnes each of tuna and shark potential; PLP pushes mother-vessel transport, fish/boat jetties, live-bait tanks and ice boxes for pole-and-line tuna.
- Large-scale seaweed farming being promoted as a women-centric enterprise via SHGs; island can produce ~30,000 tonnes of dry seaweed a year using just 1% of lagoon area; training started for 10 women SHGs.
- Lakshadweep is 100% organic (after Sikkim) under Paramparagat Krishi Vikas Yojana; entire 32 sq km land area declared organic on 26 Oct 2020, opening new market opportunities.
- Plantation & Horticulture term loans of 2.20 cr, with storage and value-addition facilities flagged to help farmers get better prices.
- MSME potential of 23.19 cr (35% of plan) in a declared 'No Industry District' — only non-polluting micro/small units: coir, mat making, rope, carpentry, furniture, soap making and country boat building; Lakshadweep Tourism Policy 2020 expected to draw tourism investment.
Gaps the plan names
- Only 8 of 180 SHGs are credit-linked; strong reluctance to borrow — urgent need for awareness campaigns by Rural Development Dept and banks, and flexi credit for 'Homestead Farms'.
- No separate Scale of Finance and no DLTC for Lakshadweep — projections currently borrow the Scale of Finance fixed for Ernakulam; an urgent need for a DLTC in Lakshadweep.
- Overcrowding of coconut palms from lack of recommended spacing keeps coconut-based intercropping adoption very low; department needs island-specific crop surveys.
- Being far from the mainland, agriculture depends on the mainland for all inputs; unreliable transport is a major bottleneck, and the small, fragile eco-system limits large investments.
- Lack of shore-based infrastructure — ice plants, tunnel freezers, cold storage, transport — is the main impediment to fish exports; PLP calls for jetties, storage and marketing improvements under RIDF.
See the plan's recommendations
What the plan promotes
- Coconut is the livelihood mainstay (2,675 ha cropped out of 3,220 ha); Agriculture Dept promoting intercropping of short-duration, drought/salinity-tolerant vegetables in coconut gardens, plus vermicomposting/vermiwash from coconut leaf.
- Fisheries is the single largest term-loan line at 7.04 cr; ~1 lakh tonnes each of tuna and shark potential; PLP pushes mother-vessel transport, fish/boat jetties, live-bait tanks and ice boxes for pole-and-line tuna.
- Large-scale seaweed farming being promoted as a women-centric enterprise via SHGs; island can produce ~30,000 tonnes of dry seaweed a year using just 1% of lagoon area; training started for 10 women SHGs.
- Lakshadweep is 100% organic (after Sikkim) under Paramparagat Krishi Vikas Yojana; entire 32 sq km land area declared organic on 26 Oct 2020, opening new market opportunities.
- Plantation & Horticulture term loans of 2.20 cr, with storage and value-addition facilities flagged to help farmers get better prices.
- MSME potential of 23.19 cr (35% of plan) in a declared 'No Industry District' — only non-polluting micro/small units: coir, mat making, rope, carpentry, furniture, soap making and country boat building; Lakshadweep Tourism Policy 2020 expected to draw tourism investment.
Gaps the plan names
- Only 8 of 180 SHGs are credit-linked; strong reluctance to borrow — urgent need for awareness campaigns by Rural Development Dept and banks, and flexi credit for 'Homestead Farms'.
- No separate Scale of Finance and no DLTC for Lakshadweep — projections currently borrow the Scale of Finance fixed for Ernakulam; an urgent need for a DLTC in Lakshadweep.
- Overcrowding of coconut palms from lack of recommended spacing keeps coconut-based intercropping adoption very low; department needs island-specific crop surveys.
- Being far from the mainland, agriculture depends on the mainland for all inputs; unreliable transport is a major bottleneck, and the small, fragile eco-system limits large investments.
- Lack of shore-based infrastructure — ice plants, tunnel freezers, cold storage, transport — is the main impediment to fish exports; PLP calls for jetties, storage and marketing improvements under RIDF.
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Androth
Andrott Island, also known as Androth, is a small inhabited island in the Union Territory of Lakshadweep, a group of 36 coral islands scattered in the Arabian Sea off the western coast of India. It has a distance of 293 km (182 mi) west of the city of Kochi.
Source: Wikipedia — Andrott
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