Raisenरायसेन
13.3 lakh people. Larger than Mauritius, Fiji, or Cyprus. Governed as one cell of one state.
- Population
- 13,31,597 (13.3 lakh)
- Area
- 8,399 km²
- Headquarters
- Raisen
₹9,125 cr
of bankable business potential identified by the government in Raisen.
Source: NABARD PLP 2024-25
Opportunities
What you can build here
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NABARD's plan for Raisen · PLP 2024-25
₹9,125 crof bankable credit potential identified by the government
Crop production, maintenance & marketing
₹4,797 cr
Term loans for agriculture & allied activities
₹1,820 cr
MSME
₹1,238 cr
Ancillary activities (incl. food & agro processing)
₹685 cr
Raisen's NABARD credit plan for 2024-25 sees about ₹9,125 crore of lending potential. It is an overwhelmingly farming district: roughly ₹7,588 crore (83%) is for agriculture and allied work, while industry and small business (MSME) account for ₹1,238 crore (about 14%).
The biggest single opportunity is ordinary crop loans at ₹4,797 crore — for wheat, soybean, paddy, gram and pulses, with Basmati paddy increasingly grown and exported. Among longer-term loans, dairy stands out at ₹822 crore, followed by farm machinery (₹500 crore) and irrigation (₹181 crore).
Two clusters are worth a closer look. First, tomato is Raisen's official 'One District One Product' (grown heavily in Bareli block), and the plan asks for tomato processing and value-addition units — food and agro processing alone carries ₹558 crore of potential. Second, the Mandideep industrial area near Bhopal drives most of the MSME term-loan demand of ₹1,184 crore, supported by two District Industries Centres at Raisen and Mandideep.
The plan is candid about what is holding things back: falling groundwater is choking credit across sectors, storage is short (godowns, micro-godowns and cold stores are needed and should draw private money), and dairy and fish farmers still lack Kisan Credit Cards for working capital. Stronger irrigation, power supply, roads and farm-extension support are needed to convert this potential into real lending.
What the plan promotes
- Crop loans dominate at ₹4797.13 cr (53% of the plan) for wheat, soybean, paddy, gram, arhar and masoor; Basmati paddy area is rising and is exported, and roughly 50% of the cropped area in kharif is under Basmati.
- Dairy development is the single biggest term-loan opportunity at ₹821.90 cr; NABARD's regional development plan prioritises financing of dairy and goat-rearing, and the district has a District Cooperative Central Bank plus 279 dairy producer societies.
- Farm mechanisation ₹500.28 cr and minor/micro irrigation ₹180.85 cr — the PLP pushes solar pump sets and rural electrification for low-cost irrigation, starting from government tube wells.
- Food and agro processing ₹557.52 cr: Tomato is Raisen's One-District-One-Product (Bareli block grows tomato in large volume) and the PLP calls for tomato processing and value-addition with special export hand-holding.
- MSME term/investment credit ₹1184.00 cr anchored on the Mandideep industrial area, where large units operate; the district runs two District Industries Centres (Raisen and Mandideep).
- Agriculture infrastructure ₹284.79 cr — warehouses, market yards, godowns, silos and cold-storage chain (₹178.38 cr) to be promoted through private investment with active bank financing.
Gaps the plan names
- Declining groundwater level is flagged as a major basic problem that is disrupting credit flow across multiple sectors; capital formation in agriculture is very low and needs the state government to step in or to mobilise private participation.
- Across agriculture & horticulture, land development, minor irrigation, financial inclusion, credit delivery and animal husbandry, basic infrastructure is lacking — building it would unlock large employment potential.
- Storage gaps: godowns, micro-godowns and cold storage need to be established in the district, to be promoted through private investment with banks taking an active financing role.
- Weak credit off-take requires the state to strengthen the extension network, technology transfer, irrigation, better farm equipment and machinery, the road network, and uninterrupted power supply to industries.
- Animal husbandry and fisheries farmers still lack KCC working-capital cards; banks need to issue these through an integrated approach so the dairy and fisheries potential can actually be tapped.
See the plan's recommendations
What the plan promotes
- Crop loans dominate at ₹4797.13 cr (53% of the plan) for wheat, soybean, paddy, gram, arhar and masoor; Basmati paddy area is rising and is exported, and roughly 50% of the cropped area in kharif is under Basmati.
- Dairy development is the single biggest term-loan opportunity at ₹821.90 cr; NABARD's regional development plan prioritises financing of dairy and goat-rearing, and the district has a District Cooperative Central Bank plus 279 dairy producer societies.
- Farm mechanisation ₹500.28 cr and minor/micro irrigation ₹180.85 cr — the PLP pushes solar pump sets and rural electrification for low-cost irrigation, starting from government tube wells.
- Food and agro processing ₹557.52 cr: Tomato is Raisen's One-District-One-Product (Bareli block grows tomato in large volume) and the PLP calls for tomato processing and value-addition with special export hand-holding.
- MSME term/investment credit ₹1184.00 cr anchored on the Mandideep industrial area, where large units operate; the district runs two District Industries Centres (Raisen and Mandideep).
- Agriculture infrastructure ₹284.79 cr — warehouses, market yards, godowns, silos and cold-storage chain (₹178.38 cr) to be promoted through private investment with active bank financing.
Gaps the plan names
- Declining groundwater level is flagged as a major basic problem that is disrupting credit flow across multiple sectors; capital formation in agriculture is very low and needs the state government to step in or to mobilise private participation.
- Across agriculture & horticulture, land development, minor irrigation, financial inclusion, credit delivery and animal husbandry, basic infrastructure is lacking — building it would unlock large employment potential.
- Storage gaps: godowns, micro-godowns and cold storage need to be established in the district, to be promoted through private investment with banks taking an active financing role.
- Weak credit off-take requires the state to strengthen the extension network, technology transfer, irrigation, better farm equipment and machinery, the road network, and uninterrupted power supply to industries.
- Animal husbandry and fisheries farmers still lack KCC working-capital cards; banks need to issue these through an integrated approach so the dairy and fisheries potential can actually be tapped.
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Raisen
Raisen district is a district of Madhya Pradesh state of India. The town of Raisen is the district headquarters. The district is part of the Bhopal Division. Sanchi University of Buddhist-Indic Studies is the first international university located in Sanchi Town.
Source: Wikipedia — Raisen district
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