Gondiaगोंदिया
13.2 lakh people. Larger than Mauritius, Fiji, or Cyprus. Governed as one cell of one state.
- Population
- 13,22,507 (13.2 lakh)
- Area
- 4,843 km²
- Headquarters
- Gondia
₹2,424 cr
of bankable business potential identified by the government in Gondia.
Source: NABARD PLP 2023-24
Opportunities
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NABARD's plan for Gondia · PLP 2023-24
₹2,424 crof bankable credit potential identified by the government
Crop production, maintenance & marketing
₹802 cr
Micro, Small and Medium Enterprises (MSME)
₹796 cr
Term loans for agriculture & allied activities
₹186 cr
Ancillary activities (incl. food & agro processing)
₹173 cr
Gondia, in eastern Maharashtra, has a NABARD credit plan of 2,423.96 crore for 2023-24 (up 9.53% on the year before). Roughly half - 1,242 crore - is for farming and allied work, and another 795.60 crore is for small businesses (MSMEs), which is about a third of the whole plan.
The single biggest opportunity is crop loans at 801.81 crore. Gondia is paddy country (it grows rice on most of its land, plus tur, gram, urad, moong, oilseeds and some sugarcane). Gondia city is even called 'Rice City' because it has 284 rice mills, which feeds a food and agro-processing opportunity worth 101.80 crore.
There is strong scope in dairy (56.61 crore), fisheries (13.69 crore) from the district's many creeks and ponds, and goat/sheep/piggery (18.30 crore). For industry, the district has 5 industrial estates (MIDCs) at Tiroda, Gorgaon, Gondia, Deori and Amgaon and the large 3300 MW Adani power plant. NABARD has set up 8 farmer producer companies and supports tribal horticulture projects covering 2,500 families.
The plan's own warnings: too much dependence on water-hungry paddy that earns farmers little, weak transport and storage, a thin banking network (loan-to-deposit ratio just 38%), and small factories struggling with unreliable power and a shortage of skilled workers. The recommended fix is diversifying into vegetables, high-value crops and sugarcane, and building processing and storage capacity.
What the plan promotes
- Crop production is the biggest opportunity at 801.81 cr (33% of plan): paddy is the main crop on 2.94 lakh ha gross cropped area, with Tur, Gram, Urad, Moong (green gram), oilseeds (Til & flaxseed) and sugarcane; cropping intensity 140%.
- MSME potential of 795.60 cr (155.70 cr investment + 639.90 cr working capital), anchored on 5 MIDCs at Tiroda, Gorgaon, Gondia, Deori and Amgaon and the 3300 MW Adani thermal power plant.
- Rice milling: Gondia city is known as 'Rice City' with 284 rice mills, driving food & agro-processing potential of 101.80 cr.
- Dairy is the largest agri term-loan line at 56.61 cr, with 285 AH-sector cooperative societies and milk market support from nearby Nagpur.
- Fisheries (13.69 cr) backed by numerous creeks, rivers and fresh-water bodies giving good potential for brackish/fresh-water fish culture.
- NABARD has promoted 8 FPOs in the district and runs 3 TDF projects covering 2500 tribal families in Deori and Salekasa blocks with horticulture-plant grant assistance.
Gaps the plan names
- Mono-crop (paddy) pattern and reluctance to diversify hold back the rural economy; the PLP urges the Agriculture Department to promote crop diversification into vegetables, high-value crops and sugarcane.
- Paddy needs plenty of water and gives low farmer income; shifting to sugarcane and high-value crops would raise incomes and keep land productive year-round.
- Inadequate infrastructure - transportation, storage and weak banking network and marketing - has affected the rural economy and other priority sectors.
- Need to develop processing plants alongside crop diversification, plus supporting infrastructure like transport and storage.
- Low CD ratio of 38.30% (as on 31.03.2022) and a weak banking network; banks need a coordinated LBS approach with monitoring in BLBC and DLCC meetings.
See the plan's recommendations
What the plan promotes
- Crop production is the biggest opportunity at 801.81 cr (33% of plan): paddy is the main crop on 2.94 lakh ha gross cropped area, with Tur, Gram, Urad, Moong (green gram), oilseeds (Til & flaxseed) and sugarcane; cropping intensity 140%.
- MSME potential of 795.60 cr (155.70 cr investment + 639.90 cr working capital), anchored on 5 MIDCs at Tiroda, Gorgaon, Gondia, Deori and Amgaon and the 3300 MW Adani thermal power plant.
- Rice milling: Gondia city is known as 'Rice City' with 284 rice mills, driving food & agro-processing potential of 101.80 cr.
- Dairy is the largest agri term-loan line at 56.61 cr, with 285 AH-sector cooperative societies and milk market support from nearby Nagpur.
- Fisheries (13.69 cr) backed by numerous creeks, rivers and fresh-water bodies giving good potential for brackish/fresh-water fish culture.
- NABARD has promoted 8 FPOs in the district and runs 3 TDF projects covering 2500 tribal families in Deori and Salekasa blocks with horticulture-plant grant assistance.
Gaps the plan names
- Mono-crop (paddy) pattern and reluctance to diversify hold back the rural economy; the PLP urges the Agriculture Department to promote crop diversification into vegetables, high-value crops and sugarcane.
- Paddy needs plenty of water and gives low farmer income; shifting to sugarcane and high-value crops would raise incomes and keep land productive year-round.
- Inadequate infrastructure - transportation, storage and weak banking network and marketing - has affected the rural economy and other priority sectors.
- Need to develop processing plants alongside crop diversification, plus supporting infrastructure like transport and storage.
- Low CD ratio of 38.30% (as on 31.03.2022) and a weak banking network; banks need a coordinated LBS approach with monitoring in BLBC and DLCC meetings.
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Gondia
Gondia district is an administrative district in the state of Maharashtra in India. The district headquarters are located at Gondia. The district occupies an area of 5,234 km2 (2,021 sq mi) and has a population of 1,322,507, of which 17.08% were urban. Gondia district is located north eastern part of Maharashtra.
Source: Wikipedia — Gondia district
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