Gajapatiଗଜପତି
5.78 lakh people. Larger than Malta, the Maldives, or Brunei. Governed as one cell of one state.
- Population
- 5,77,817 (5.78 lakh)
- Area
- 3,850 km²
- Headquarters
- Paralakhemundi
- Established
- 1992
₹1,318 cr
of bankable business potential identified by the government in Gajapati.
Source: NABARD PLP 2023-24
Opportunities
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NABARD's plan for Gajapati · PLP 2023-24
₹1,318 crof bankable credit potential identified by the government
Crop production, maintenance & marketing
₹538 cr
MSME (Micro, Small & Medium Enterprises)
₹307 cr
Term loans for agriculture & allied activities
₹179 cr
Others (incl. SHG/JLG)
₹134 cr
Gajapati's 2023-24 credit plan sizes up ₹1,318 crore of lending opportunity for the year. Farming and allied activities make up about 63% (₹834 crore), and business/industry (MSME) another ₹307 crore split as ₹222 crore for setting up units and ₹85 crore for running capital.
The single biggest slice is everyday crop finance at ₹538 crore (41% of the plan), built around paddy, maize, ragi, cashew and tomato. Beyond crops, three clusters stand out. Food and agro-processing carries ₹71 crore, backed by 30 rice/oil mills and 65 cashew-processing units. Pineapple has been picked as Gajapati's One District One Product, so there is a real push (through the PM-FME scheme) to build a pineapple processing chain. Dairy and livestock add up strongly too, with ₹52 crore for dairy alone, plus poultry, goats and horticulture (mango, cashew, honey, palm jaggery).
Gajapati is a tribal, aspirational district, and the plan is honest about what holds it back: there is no proper value chain, so prices for fruits and vegetables swing wildly and farmers lose money. It calls for private investment in cold storage and processing (using AIF, PM-FME, MIDH funds), branding for handlooms and handicrafts, and forming farmer groups (FPOs and JLGs under the BALARAM scheme) so tenant farmers and share-croppers can finally get bank loans. Irrigation is poor and the district's loan-to-deposit ratio is low, both signals of untapped room to grow.
What the plan promotes
- Crop production, maintenance & marketing is the single biggest opportunity at 538.18 cr (41% of the plan); paddy is the dominant crop (29.49 '000 ha, 118.17 '000 MT in 2020-21) with maize, ragi, biri, cashewnut and tomato also grown.
- Pineapple value chain has been identified for Gajapati under the One District One Product (ODOP) scheme, with renewed thrust on developing it and processing via the PM-FME scheme.
- Food & agro processing carries 71.43 cr potential; the district has 30 food/rice/flour/oil units (63,550 MT), 65 dry-fruit cashew/almond units (79,286 MT) and a cotton ginning unit (9,000 MT).
- Animal Husbandry-Dairy term-loan potential of 52.38 cr, backed by 45 dairy cooperative societies, 12,905 crossbred and 154,759 indigenous cattle, and 9,853 buffaloes.
- Plantation & horticulture including sericulture at 36.92 cr; the PLP flags strong scope in mango, pineapple, cashew, floriculture, mushroom, honey and palm jaggery value chains.
- Farm mechanisation term loans of 25.21 cr, supported by 2,675 agriculture tractors and 51 farmers' clubs across the district.
Gaps the plan names
- Lack of an established value chain causes huge price fluctuations, especially for perishable fruits and vegetables, leading to loss of investment for farmers.
- Private investment in post-harvest infrastructure, food processing and agriculture value chains needs to be encouraged by dovetailing government schemes like AIF, PM-FME and MIDH.
- Off-farm sectors (handlooms, handicrafts, rural tourism) need branding and formal markets to realise their potential; off-farm producer organisations should be promoted.
- Poor irrigation coverage leaves agricultural operations dependent mostly on rainfall (only 36 '000 ha available for irrigation against low utilisation), holding down productivity.
- Low CD ratio of 47.29% (well below the desired 60%) and banking concentrated in Paralakhemundi town, with five of seven blocks under Tribal Sub Plan underdeveloped.
See the plan's recommendations
What the plan promotes
- Crop production, maintenance & marketing is the single biggest opportunity at 538.18 cr (41% of the plan); paddy is the dominant crop (29.49 '000 ha, 118.17 '000 MT in 2020-21) with maize, ragi, biri, cashewnut and tomato also grown.
- Pineapple value chain has been identified for Gajapati under the One District One Product (ODOP) scheme, with renewed thrust on developing it and processing via the PM-FME scheme.
- Food & agro processing carries 71.43 cr potential; the district has 30 food/rice/flour/oil units (63,550 MT), 65 dry-fruit cashew/almond units (79,286 MT) and a cotton ginning unit (9,000 MT).
- Animal Husbandry-Dairy term-loan potential of 52.38 cr, backed by 45 dairy cooperative societies, 12,905 crossbred and 154,759 indigenous cattle, and 9,853 buffaloes.
- Plantation & horticulture including sericulture at 36.92 cr; the PLP flags strong scope in mango, pineapple, cashew, floriculture, mushroom, honey and palm jaggery value chains.
- Farm mechanisation term loans of 25.21 cr, supported by 2,675 agriculture tractors and 51 farmers' clubs across the district.
Gaps the plan names
- Lack of an established value chain causes huge price fluctuations, especially for perishable fruits and vegetables, leading to loss of investment for farmers.
- Private investment in post-harvest infrastructure, food processing and agriculture value chains needs to be encouraged by dovetailing government schemes like AIF, PM-FME and MIDH.
- Off-farm sectors (handlooms, handicrafts, rural tourism) need branding and formal markets to realise their potential; off-farm producer organisations should be promoted.
- Poor irrigation coverage leaves agricultural operations dependent mostly on rainfall (only 36 '000 ha available for irrigation against low utilisation), holding down productivity.
- Low CD ratio of 47.29% (well below the desired 60%) and banking concentrated in Paralakhemundi town, with five of seven blocks under Tribal Sub Plan underdeveloped.
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Gajapati
Gajapati district is a district of Odisha State in India. It was carved out of Ganjam District on October 2, 1992. As of 2011 it was the third least populous district of Odisha, after Debagarh and Boudh.
Source: Wikipedia — Gajapati district
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