Bijnorबिजनौर
36.8 lakh people. Larger than Mongolia, Qatar, or Jamaica. Governed as one cell of one state.
- Population
- 36,82,713 (36.8 lakh)
- Area
- 4,561 km²
- Headquarters
- Bijnor
₹10,403 cr
of bankable business potential identified by the government in Bijnor.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Bijnor · PLP 2023-24
₹10,403 crof bankable credit potential identified by the government
Crop production, maintenance & marketing
₹6,062 cr
MSME (Micro, Small & Medium Enterprises)
₹2,009 cr
Term loans for agriculture & allied activities
₹1,283 cr
Ancillary activities (incl. food & agro processing)
₹272 cr
Bijnor's NABARD credit plan for 2023-24 pegs total priority-sector potential at about Rs.10,403 crore, up 6.16% on the year before. Farming dominates: agriculture accounts for roughly Rs.7,860 crore (about 76%) of the plan, while MSMEs make up Rs.2,009 crore.
The biggest single opportunity is crop credit at Rs.6,062 crore - this is a wheat, paddy and sugarcane belt, though farming is still largely rain-fed. Livestock is a real strength: dairy term lending is projected at Rs.491 crore and poultry at Rs.294 crore, with farm mechanisation (Rs.154 crore) and irrigation/water resources (Rs.176 crore) close behind. Agro-processing runs on 9 private sugar mills plus paper, jaggery and khandsari units, and there are craft clusters - wood carving in Nagina, brushes in Sherkot, handloom in Nehtaur and wood craft in Najibabad. On the MSME side, term loans (Rs.1,499 crore) far outweigh working capital (Rs.510 crore).
The plan is blunt about what holds the district back: weak supply of quality seed, fertiliser, veterinary care, poultry hatcheries and cattle-feed units; too little storage so middlemen grab much of the crop's value; patchy electricity with solar largely untapped; and the need for organised markets and dedicated fruit-processing capacity. It also calls for stronger financial-literacy drives to get every eligible farmer a Kisan Credit Card.
What the plan promotes
- Wheat, paddy and sugarcane are the main crops (farming largely rain-fed); pulses and mustard also grown, with vegetables, mango and guava in some blocks
- 9 sugar mills (all private-sector) anchor agro-processing, alongside paper industry, jaggery/khandsari and smelting units
- Strong dairy economy on the back of heavy livestock rearing; crop production line alone is projected at Rs.6062.33 cr and dairy term credit at Rs.491.02 cr
- Poultry (Rs.293.72 cr) and farm mechanisation (Rs.154.10 cr) are large investment-credit opportunities
- Traditional craft clusters: Nagina tehsil famous for wood carving, Sherkot (Dhampur) for brushes, Nehtaur for handloom, Najibabad for wood craft
- NABARD sanctioned Rs.290.64 cr across 212 RIDF projects for rural infrastructure; 41 projects worth Rs.63.29 cr currently running
Gaps the plan names
- Shortage of quality inputs - good seed, fertiliser, nurseries, veterinary services, poultry hatchery units, cattle-feed units, power supply and milk routes
- Inadequate storage capacity and inadequate bank financing; middlemen capture a large share of produce value before it reaches farmers
- Need for organised markets for storage and marketing of farm produce, and special efforts for fruit processing
- Desired improvement needed in electricity availability, and untapped potential to harness solar energy
- Village/block/district-level financial-literacy and awareness drives needed to saturate all eligible farmers with Kisan Credit Cards and extend banking to the whole district
See the plan's recommendations
What the plan promotes
- Wheat, paddy and sugarcane are the main crops (farming largely rain-fed); pulses and mustard also grown, with vegetables, mango and guava in some blocks
- 9 sugar mills (all private-sector) anchor agro-processing, alongside paper industry, jaggery/khandsari and smelting units
- Strong dairy economy on the back of heavy livestock rearing; crop production line alone is projected at Rs.6062.33 cr and dairy term credit at Rs.491.02 cr
- Poultry (Rs.293.72 cr) and farm mechanisation (Rs.154.10 cr) are large investment-credit opportunities
- Traditional craft clusters: Nagina tehsil famous for wood carving, Sherkot (Dhampur) for brushes, Nehtaur for handloom, Najibabad for wood craft
- NABARD sanctioned Rs.290.64 cr across 212 RIDF projects for rural infrastructure; 41 projects worth Rs.63.29 cr currently running
Gaps the plan names
- Shortage of quality inputs - good seed, fertiliser, nurseries, veterinary services, poultry hatchery units, cattle-feed units, power supply and milk routes
- Inadequate storage capacity and inadequate bank financing; middlemen capture a large share of produce value before it reaches farmers
- Need for organised markets for storage and marketing of farm produce, and special efforts for fruit processing
- Desired improvement needed in electricity availability, and untapped potential to harness solar energy
- Village/block/district-level financial-literacy and awareness drives needed to saturate all eligible farmers with Kisan Credit Cards and extend banking to the whole district
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Bijnor
Bijnor district is one of the 75 districts in the state of Uttar Pradesh in India. Bijnor city is the district headquarters. The government of Nagar Palika Parishad Bijnor Uttar Pradesh seeks its inclusion in National Capital Region (NCR) due to its close proximity to NCT of Delhi.
Source: Wikipedia — Bijnor district
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