Chitrakootचित्रकूट
9.92 lakh people. Larger than Fiji, Cyprus, or Bhutan. Governed as one cell of one state.
- Population
- 9,91,730 (9.92 lakh)
- Area
- 3,202 km²
- Headquarters
- Chitrakoot Dham
₹1,376 cr
of bankable business potential identified by the government in Chitrakoot.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Chitrakoot · PLP 2023-24
₹1,376 crof bankable credit potential identified by the government
Term loans for agriculture & allied activities
₹1,139 cr
Crop production, maintenance & marketing
₹891 cr
MSME
₹111 cr
Informal credit delivery system
₹59 cr
Chitrakoot's NABARD credit plan for 2023-24 sees room to lend about Rs 1,375 crore across the priority sector, 12.29% more than last year. Farming and allied work dominate: roughly Rs 1,178 crore (about 86%) is for agriculture, while micro, small and medium enterprises get about Rs 111 crore.
The single biggest pot is crop loans at Rs 891 crore — for paddy, bajra, til and arhar in the kharif season and wheat, mustard and gram in the rabi season. On top of that, farm investment loans total Rs 1,139 crore, led by dairy (Rs 99 crore), farm machinery (Rs 37 crore), and sheep, goat and pig rearing (Rs 31 crore). Buffalo rearing is common across the district.
Beyond the farm, Chitrakoot is known for its wooden toys — its One District One Product — made from wood supplied by the forest department, and for stone-cutting for roads and house-building. Food and agro-processing loans (vegetables, spices, flowers, milk products) are pegged at Rs 16 crore, and MSME credit at Rs 111 crore for its ~984 small industrial and 573 khadi units.
The plan flags real hurdles: falling crop productivity and tiny, scattered plots; too little skill training (just one government ITI); weak marketing and cold-storage for small industry; too few agriculture graduates for agri-clinics; and, for exporters, poor roads and no local forex bank branches. It also calls the district cooperative bank's lending and recovery record a serious worry.
What the plan promotes
- Crop cultivation is the backbone: kharif crops are paddy (22,831 MT in 2021-22), bajra, til and arhar; rabi crops are mustard/rai, wheat (164,667 MT rabi 2020-21) and gram; crop-production credit alone is assessed at 891.18 cr.
- Dairy and animal husbandry are the second biggest livelihood, with buffalo rearing widespread; dairy term-loan potential is 99.37 cr and poultry, sheep, goat & pig rearing add another 35 cr-plus.
- Wooden toys are Chitrakoot's One District One Product (ODOP) item — the district has a centuries-old wood-toy craft tradition and toys are made from wood supplied by the forest department.
- Stone-cutting is a notable non-farm activity: stones are cut in stone-crusher machines and used for roads and house construction; the PLP urges technical upgradation to boost output and marketing.
- MSME lending potential is 111.04 cr, supported by ~984 rural/small industrial units, 573 khadi & village-industry units and 10,432 people employed in small industry.
- Farmer Producer Organisations are being promoted: one FPO has been formed in each of the district's development blocks (five in total), of which two have already received equity grants.
Gaps the plan names
- Low and declining agricultural productivity, shrinking net-sown area, small fragmented landholdings, fallow land, pressure on groundwater and rising input costs constrain farm incomes.
- Shortage of skill-development activity; the district has only one government industrial training institute and lacks enough industrial training institutions and industrial areas.
- No proper marketing arrangement or adequate warehousing/cold-storage for micro and small industry products; common service centres are needed at block level and in industrial areas to cut costs.
- Scarcity of trained agriculture graduates for agri-clinics/agri-business centres due to lack of awareness of the ACABC scheme; banks should fund at least one agri-clinic per block.
- For exporters, poor power supply, inadequate connecting roads and a shortage of foreign-exchange bank branches make export credit hard to access.
See the plan's recommendations
What the plan promotes
- Crop cultivation is the backbone: kharif crops are paddy (22,831 MT in 2021-22), bajra, til and arhar; rabi crops are mustard/rai, wheat (164,667 MT rabi 2020-21) and gram; crop-production credit alone is assessed at 891.18 cr.
- Dairy and animal husbandry are the second biggest livelihood, with buffalo rearing widespread; dairy term-loan potential is 99.37 cr and poultry, sheep, goat & pig rearing add another 35 cr-plus.
- Wooden toys are Chitrakoot's One District One Product (ODOP) item — the district has a centuries-old wood-toy craft tradition and toys are made from wood supplied by the forest department.
- Stone-cutting is a notable non-farm activity: stones are cut in stone-crusher machines and used for roads and house construction; the PLP urges technical upgradation to boost output and marketing.
- MSME lending potential is 111.04 cr, supported by ~984 rural/small industrial units, 573 khadi & village-industry units and 10,432 people employed in small industry.
- Farmer Producer Organisations are being promoted: one FPO has been formed in each of the district's development blocks (five in total), of which two have already received equity grants.
Gaps the plan names
- Low and declining agricultural productivity, shrinking net-sown area, small fragmented landholdings, fallow land, pressure on groundwater and rising input costs constrain farm incomes.
- Shortage of skill-development activity; the district has only one government industrial training institute and lacks enough industrial training institutions and industrial areas.
- No proper marketing arrangement or adequate warehousing/cold-storage for micro and small industry products; common service centres are needed at block level and in industrial areas to cut costs.
- Scarcity of trained agriculture graduates for agri-clinics/agri-business centres due to lack of awareness of the ACABC scheme; banks should fund at least one agri-clinic per block.
- For exporters, poor power supply, inadequate connecting roads and a shortage of foreign-exchange bank branches make export credit hard to access.
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Chitrakoot
Chitrakoot district is one of the districts of Uttar Pradesh state of India in the Baghelkhand region and Chitrakoot city is the district headquarters. Chitrakoot district is a part of Chitrakoot Division. The district occupies an area of 3,216 km2.The district has a population of 991,730. As of 2011 it is the second least populated district of Uttar Pradesh, after Mahoba.
Source: Wikipedia — Chitrakoot district
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