Ghazipurगाजीपुर
36.2 lakh people. Larger than Mongolia, Qatar, or Jamaica. Governed as one cell of one state.
- Population
- 36,20,268 (36.2 lakh)
- Area
- 3,377 km²
- Headquarters
- Ghazipur
₹3,051 cr
of bankable business potential identified by the government in Ghazipur.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Ghazipur · PLP 2023-24
₹3,051 crof bankable credit potential identified by the government
Crop production, maintenance & marketing
₹1,268 cr
MSME
₹669 cr
Term loans for agriculture & allied activities (investment credit)
₹542 cr
Agriculture infrastructure
₹290 cr
Ghazipur's credit plan for 2023-24 sizes the district's borrowing potential at about ₹3,051 crore. Farming dominates: agriculture (crop loans, allied activities and rural infrastructure) accounts for roughly ₹2,217 crore (73%), while small and medium businesses (MSME) make up ₹669 crore (22%) and everything else — housing, education, social infrastructure, renewable energy and export credit — the small remainder.
The biggest single opportunity is crop production at ₹1,268 crore, reflecting a district where about three-quarters of the land is farmed and 85% of it irrigated, though most holdings are tiny (under 1 hectare). Among term loans for allied activities (₹542 crore total), dairy leads at ₹201 crore, followed by farm mechanisation at ₹150 crore and plantation & horticulture at ₹62 crore. NABARD has already set up farmer producer groups in Bhanwarkol, Rewatipur and Manihari blocks around vegetables, banana and dairy, and funded ₹208 crore of rural roads, bridges and irrigation through RIDF. Storage and market infrastructure (warehouses, cold storage) carries ₹175 crore of potential, and food & agro processing another ₹93 crore.
The plan is candid about what holds the district back: shortages of good seed, fertiliser, veterinary care, poultry hatcheries and steady power; collapsed milk routes that need restarting with chilling units; weak rural markets and haats; and — most importantly — banks not lending on time, which it names as the main reason credit stays below potential.
What the plan promotes
- Crop farming dominates the economy: ~76% of the district's total area is cultivated, net sown area 253,853 ha with 85.5% (217,067 ha) irrigated, though about 84% of holdings are under 1 hectare.
- NABARD has sanctioned Farmer Producer Organisation (FPO) projects in Bhanwarkol, Rewatipur and Manihari blocks, organising farmers in vegetables, banana and dairy with technical training and capacity building.
- Dairy is the largest allied opportunity at ₹200.81 cr, followed by farm mechanisation ₹149.62 cr; strong scope also flagged in minor irrigation, plantation & horticulture, fisheries and micro-credit.
- PM-KISAN covers 4,14,420 beneficiaries; of these, 214,085 Kisan Credit Cards have been issued and roughly 2,00,335 farmers are still to get a KCC, with a special drive under way to cover new farmers.
- Under RIDF (tranches XXII to XXVII), NABARD has sanctioned 54 projects worth ₹208.21 cr in Ghazipur for rural roads, bridges, veterinary hospitals, schools, canals, watersheds and minor irrigation (deep tubewells).
- Self-help group promotion: of 24,910 SHGs, 5,802 had been formed and bank-linked by 31 March 2022, leaving 19,108 SHGs still to be formed and credit-linked.
Gaps the plan names
- Shortage of essential inputs: good-quality seed, fertiliser, nurseries, veterinary services, poultry hatchery units, cattle-feed units and reliable electricity supply.
- Weak marketing arrangements for non-farm produce and underdeveloped rural haats (village markets), alongside sodic (salt-affected) land and inadequate forest cover.
- Collapsed milk routes: old milk routes need restarting, with bulk milk chilling units to be set up along routes, para-vet training and frozen semen supply for breed improvement.
- Inadequate agricultural extension services and marketing support for farm produce reported during farmer consultations, plus interrupted power supply.
- Delayed and untimely bank credit to farmers is cited as the single biggest cause of low institutional credit flow despite abundant potential; banks urged to lend on time via simpler processes.
See the plan's recommendations
What the plan promotes
- Crop farming dominates the economy: ~76% of the district's total area is cultivated, net sown area 253,853 ha with 85.5% (217,067 ha) irrigated, though about 84% of holdings are under 1 hectare.
- NABARD has sanctioned Farmer Producer Organisation (FPO) projects in Bhanwarkol, Rewatipur and Manihari blocks, organising farmers in vegetables, banana and dairy with technical training and capacity building.
- Dairy is the largest allied opportunity at ₹200.81 cr, followed by farm mechanisation ₹149.62 cr; strong scope also flagged in minor irrigation, plantation & horticulture, fisheries and micro-credit.
- PM-KISAN covers 4,14,420 beneficiaries; of these, 214,085 Kisan Credit Cards have been issued and roughly 2,00,335 farmers are still to get a KCC, with a special drive under way to cover new farmers.
- Under RIDF (tranches XXII to XXVII), NABARD has sanctioned 54 projects worth ₹208.21 cr in Ghazipur for rural roads, bridges, veterinary hospitals, schools, canals, watersheds and minor irrigation (deep tubewells).
- Self-help group promotion: of 24,910 SHGs, 5,802 had been formed and bank-linked by 31 March 2022, leaving 19,108 SHGs still to be formed and credit-linked.
Gaps the plan names
- Shortage of essential inputs: good-quality seed, fertiliser, nurseries, veterinary services, poultry hatchery units, cattle-feed units and reliable electricity supply.
- Weak marketing arrangements for non-farm produce and underdeveloped rural haats (village markets), alongside sodic (salt-affected) land and inadequate forest cover.
- Collapsed milk routes: old milk routes need restarting, with bulk milk chilling units to be set up along routes, para-vet training and frozen semen supply for breed improvement.
- Inadequate agricultural extension services and marketing support for farm produce reported during farmer consultations, plus interrupted power supply.
- Delayed and untimely bank credit to farmers is cited as the single biggest cause of low institutional credit flow despite abundant potential; banks urged to lend on time via simpler processes.
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Ghazipur
Ghazipur district is a district of Uttar Pradesh state in northern India. The city of Ghazipur is the district headquarters. The district is part of Varanasi Division. The region of Ghazipur is famous mainly for the production of its unique rose-scented Spray called Gulab Jal, and for the tomb of the Governor General of British India, Lord Cornwallis, who died here. His tomb is situated in Western part of City, and is conserved by Archaeological Survey of India.
Source: Wikipedia — Ghazipur district
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