Gondaगोंडा
34.3 lakh people. Larger than Qatar, Jamaica, or Armenia. Governed as one cell of one state.
- Population
- 34,33,919 (34.3 lakh)
- Area
- 4,425 km²
- Headquarters
- Gonda
₹4,948 cr
of bankable business potential identified by the government in Gonda.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Gonda · PLP 2023-24
₹4,948 crof bankable credit potential identified by the government
Crop production, maintenance & marketing
₹3,462 cr
MSME
₹465 cr
Term loans for agriculture & allied activities
₹463 cr
Agriculture infrastructure
₹259 cr
Gonda's NABARD credit plan for 2023-24 estimates about ₹4,948 crore of priority-sector lending potential. Farming dominates: agriculture (crop loans, term loans and farm infrastructure) makes up roughly 88% at ₹4,336 crore, while small businesses (MSME) account for ₹464.64 crore and the rest goes to housing, education, social infrastructure and renewable energy.
The biggest opportunity is crop finance at ₹3,462 crore — wheat, paddy, sugarcane, maize and pulses grown across all 16 blocks. Livestock is the standout allied cluster at about ₹240 crore, led by dairy (₹117 crore, backed by 492 milk-producer societies), poultry (₹68 crore) and sheep/goat/piggery (₹56 crore). Maize and pulses are the district's One District One Product picks, and 8 Farmer Producer Organisations are being built up. For agri-entrepreneurs, food & agro-processing carries ₹134 crore and storage/warehousing ₹187 crore — useful because the district today has only small rice and flour mills and no large industry. Vegetables cluster in Wazirganj, Haldharmau, Karnailganj and Nawabganj.
The plan flags real hurdles: repeated flooding from the Ghaghara, Sarayu and Kuwano rivers; a low 47.59% credit-deposit ratio; the district cooperative bank in liquidation since 2002 (no short-term cooperative credit); and weak post-harvest storage and processing infrastructure.
What the plan promotes
- Agriculture and animal husbandry are the district's main occupations; principal crops are wheat, paddy, sugarcane, maize and pulses, with rai/mustard and potato also grown; horticulture leans on mango, banana, guava, lemon, ber and amla.
- Maize is a key kharif/rabi/zaid crop grown across all 16 blocks; the district is selected under UP's One District One Product (ODOP) for maize (makka) along with pulses, with good scope to raise output and processing.
- Livestock is a major activity: total animal-husbandry potential shown at ₹240.51 cr, led by dairy (₹116.93 cr, backed by 492 primary milk-producer societies), poultry (₹67.78 cr) and sheep/goat/piggery (₹55.80 cr).
- Under the central-sector scheme to form 10,000 new FPOs, 8 Farmer Producer Organisations are being promoted in Gonda district with hand-holding and business support.
- Vegetable growing is concentrated in Wazirganj, Haldharmau, Karnailganj and Nawabganj blocks; banana, menthol/mint, tobacco and floriculture are also cultivated in select blocks.
- Thrust areas: raise agriculture term lending toward the national average via the AIF scheme, term lending in animal husbandry, and credit for post-harvest management, warehousing and processing infrastructure.
Gaps the plan names
- Rivers Ghaghara, Sarayu and Kuwano flood frequently in the monsoon, causing heavy crop damage; the district needs flood-control structures that the state can fund through NABARD's RIDF.
- Credit-deposit ratio is only 47.59% (as on 31.03.2022), well below the 60% norm, and most commercial banks sit far under the norm; banks must lift lending to close the gap.
- LBR (Lead Bank Return) submission is weak and often late/incomplete, and the service-area monitoring information system is not yet fully in place.
- Agriculture term (investment) lending must be improved toward the ~40% national average, with focus on post-harvest storage, warehousing and processing.
- Priority-sector credit flow reached only 68.73% of target; rural infrastructure in agriculture, irrigation, renewable energy, education and health needs strengthening to raise credit absorption.
See the plan's recommendations
What the plan promotes
- Agriculture and animal husbandry are the district's main occupations; principal crops are wheat, paddy, sugarcane, maize and pulses, with rai/mustard and potato also grown; horticulture leans on mango, banana, guava, lemon, ber and amla.
- Maize is a key kharif/rabi/zaid crop grown across all 16 blocks; the district is selected under UP's One District One Product (ODOP) for maize (makka) along with pulses, with good scope to raise output and processing.
- Livestock is a major activity: total animal-husbandry potential shown at ₹240.51 cr, led by dairy (₹116.93 cr, backed by 492 primary milk-producer societies), poultry (₹67.78 cr) and sheep/goat/piggery (₹55.80 cr).
- Under the central-sector scheme to form 10,000 new FPOs, 8 Farmer Producer Organisations are being promoted in Gonda district with hand-holding and business support.
- Vegetable growing is concentrated in Wazirganj, Haldharmau, Karnailganj and Nawabganj blocks; banana, menthol/mint, tobacco and floriculture are also cultivated in select blocks.
- Thrust areas: raise agriculture term lending toward the national average via the AIF scheme, term lending in animal husbandry, and credit for post-harvest management, warehousing and processing infrastructure.
Gaps the plan names
- Rivers Ghaghara, Sarayu and Kuwano flood frequently in the monsoon, causing heavy crop damage; the district needs flood-control structures that the state can fund through NABARD's RIDF.
- Credit-deposit ratio is only 47.59% (as on 31.03.2022), well below the 60% norm, and most commercial banks sit far under the norm; banks must lift lending to close the gap.
- LBR (Lead Bank Return) submission is weak and often late/incomplete, and the service-area monitoring information system is not yet fully in place.
- Agriculture term (investment) lending must be improved toward the ~40% national average, with focus on post-harvest storage, warehousing and processing.
- Priority-sector credit flow reached only 68.73% of target; rural infrastructure in agriculture, irrigation, renewable energy, education and health needs strengthening to raise credit absorption.
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Gonda
Gonda district is an administrative district in the Awadh region of the state of Uttar Pradesh, India. The district headquarters is located at the city of Gonda, which also serves as the administrative centre of the Devipatan division. The district covers an area of 4,003 km2 (1,546 sq mi).
Source: Wikipedia — Gonda district
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