Hardoiहरदोई
40.9 lakh people. Larger than Mongolia, Qatar, or Jamaica. Governed as one cell of one state.
- Population
- 40,92,845 (40.9 lakh)
- Area
- 5,986 km²
- Headquarters
- Hardoi
- Established
- 1856
₹6,110 cr
of bankable business potential identified by the government in Hardoi.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Hardoi · PLP 2023-24
₹6,110 crof bankable credit potential identified by the government
Crop production, maintenance & marketing
₹3,433 cr
MSME
₹847 cr
Term loans for agriculture & allied activities
₹762 cr
Housing
₹400 cr
Hardoi's credit plan for 2023-24 estimates about Rs 6,110 crore of priority-sector lending potential. Farming and its allied lines make up roughly three-quarters of it (Rs 4,550 cr), while micro, small and medium enterprises (MSME) account for Rs 847 cr.
Inside agriculture, ordinary crop loans for growers of paddy, wheat, maize and sugarcane are by far the biggest opportunity at Rs 3,433 cr. Dairy is the standout allied activity at Rs 556 cr, backed by the district's large buffalo and cattle herds and milk output near 4,000 thousand litres. Other solid openings include farm machinery (Rs 90 cr), irrigation and water works (Rs 42 cr), horticulture for mango and guava plus seed production and floriculture (Rs 20 cr), and goat, poultry and fish rearing.
On the enterprise side, the plan flags storage and cold-chain infrastructure (Rs 191 cr), food and agro-processing units (Rs 62 cr), and a strong push for small factories under the Atmanirbhar Bharat package. Housing adds Rs 400 cr. The district already runs 2 farmer producer companies with 4 more sanctioned by NABARD.
The plan's own warnings for anyone investing here: not every farmer has a Kisan Credit Card yet, good seeds, vets and fertiliser are in short supply, power cuts make it hard to run processing units, soil health is declining, and far more attention is needed on saving water.
What the plan promotes
- Crop production, maintenance & marketing is the single biggest opportunity at Rs 3,432.91 cr; Hardoi's main crops are paddy (453,551 t), wheat (1,200,052 t), maize, urad, arhar and sugarcane
- Dairy is the largest allied opportunity at Rs 556.47 cr; the district has strong buffalo and cattle populations and milk output around 4,000 thousand litres
- Horticulture thrust on mango and guava, seed production, hybrid vegetables, floriculture and medicinal-plant cultivation flagged as special potential in the exec summary
- MSME credit potential of Rs 847 cr (term loan Rs 654.50 cr + working capital Rs 192.50 cr) with a special push for micro & small units under the Atmanirbhar Bharat package
- Food & agro processing potential of Rs 62.21 cr; PLP recommends making Hardoi a hub for agri diversification, milk, agarbatti (incense) production, seed production and organic-fertiliser production & storage
- Warehousing, market-yard, silo and cold-storage infrastructure potential of Rs 191.34 cr within total agri-infrastructure of Rs 245.54 cr
Gaps the plan names
- Not all farmers are yet covered under KCC; banks must coordinate with the agriculture department to bring all PM-Kisan beneficiaries under KCC and link small/marginal farmers, sharecroppers and farm labourers through JLGs
- Shortage of good-quality seeds, veterinary facilities and fertilisers in the district
- Unreliable/interrupted power supply is holding back the setting up of processing units and needs focused work
- Soil health needs special improvement efforts by farmers with support from banks, entrepreneurs, KVK and other stakeholders
- Water conservation needs much greater attention across the district
See the plan's recommendations
What the plan promotes
- Crop production, maintenance & marketing is the single biggest opportunity at Rs 3,432.91 cr; Hardoi's main crops are paddy (453,551 t), wheat (1,200,052 t), maize, urad, arhar and sugarcane
- Dairy is the largest allied opportunity at Rs 556.47 cr; the district has strong buffalo and cattle populations and milk output around 4,000 thousand litres
- Horticulture thrust on mango and guava, seed production, hybrid vegetables, floriculture and medicinal-plant cultivation flagged as special potential in the exec summary
- MSME credit potential of Rs 847 cr (term loan Rs 654.50 cr + working capital Rs 192.50 cr) with a special push for micro & small units under the Atmanirbhar Bharat package
- Food & agro processing potential of Rs 62.21 cr; PLP recommends making Hardoi a hub for agri diversification, milk, agarbatti (incense) production, seed production and organic-fertiliser production & storage
- Warehousing, market-yard, silo and cold-storage infrastructure potential of Rs 191.34 cr within total agri-infrastructure of Rs 245.54 cr
Gaps the plan names
- Not all farmers are yet covered under KCC; banks must coordinate with the agriculture department to bring all PM-Kisan beneficiaries under KCC and link small/marginal farmers, sharecroppers and farm labourers through JLGs
- Shortage of good-quality seeds, veterinary facilities and fertilisers in the district
- Unreliable/interrupted power supply is holding back the setting up of processing units and needs focused work
- Soil health needs special improvement efforts by farmers with support from banks, entrepreneurs, KVK and other stakeholders
- Water conservation needs much greater attention across the district
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Hardoi
Hardoi district is a district situated in the center of Uttar Pradesh, India. The district headquarters is in the city of Hardoi. Hardoi is the third largest district of Uttar Pradesh. It falls under Lucknow division in the historical region of Awadh State.
Source: Wikipedia — Hardoi district
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