Maharajganjमहाराजगंज
26.8 lakh people. Larger than Bahrain, Estonia, or Mauritius. Governed as one cell of one state.
- Population
- 26,84,703 (26.8 lakh)
- Area
- 2,948 km²
- Headquarters
- Mahrajganj
₹2,690 cr
of bankable business potential identified by the government in Maharajganj.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Maharajganj · PLP 2023-24
₹2,690 crof bankable credit potential identified by the government
Crop production, maintenance & marketing
₹1,563 cr
Term loans for agriculture & allied activities
₹363 cr
MSME
₹295 cr
Agriculture infrastructure
₹167 cr
Maharajganj's 2023-24 credit plan sizes up Rs.2,689.78 crore of lending potential across all priority sectors, about 10% more than last year. The plan is overwhelmingly rural: farming and allied activities make up Rs.2,173.39 crore (roughly 81%), while small businesses (MSME) account for Rs.294.68 crore and the rest (education, housing, social infrastructure) around Rs.222 crore. This is a farming district first and foremost, with 386,468 landholdings, 96% of them small and marginal.
The biggest concrete openings are: dairy (Rs.130.69 crore) on the back of a large milk surplus, storage and market infrastructure (Rs.130.97 crore) such as godowns, cold stores and market yards, food and agro-processing (Rs.70.44 crore), and farm machinery (Rs.61.91 crore). Poultry (Rs.46.30 cr), water/irrigation (Rs.39.33 cr) and fisheries (Rs.31.89 cr) add further scope. Sugarcane and banana are the main cash crops, backed by paddy, wheat, maize, potato and vegetables. NABARD flags mechanisation, dairy, poultry, fisheries, micro & small units, FPO formation and storage as the year's thrust areas.
The plan's own warnings for anyone setting up here: flooding is a recurring hazard, and farmers struggle with poor-quality seed and manure, weak veterinary services and unreliable power. On-farm investment lending is low, and better roads, storage and irrigation from the government are needed for this potential to turn real.
What the plan promotes
- Agriculture-dominated district: 386,468 landholdings on 206,179 ha, 96% small & marginal farmers; sugarcane and banana are the main cash crops, with paddy, wheat, maize, potato, vegetables, pulses, oilseeds and groundnut also grown.
- Dairy is the single largest term-loan opportunity at Rs.130.69 cr; district milk output is 14,477.9 thousand tonnes with 53.9% assessed as bankable surplus.
- Storage & marketing infrastructure (godowns, market yards, silos, cold storage chains) carries Rs.130.97 cr of potential, the biggest infra line.
- Food & agro-processing pegged at Rs.70.44 cr, seen as the first step for industrial development in this district.
- Farm mechanisation potential of Rs.61.91 cr, a NABARD-identified thrust area for 2023-24.
- Poultry Rs.46.30 cr and fisheries Rs.31.89 cr; egg output 1,051.2 lakh (39.2% surplus) and district fish potential noted.
Gaps the plan names
- Flooding is a major recurring problem in the district, disrupting agriculture and development.
- Lack of good-quality seed, vermicompost/manure, timely veterinary/animal-health services and reliable, regular electricity supply holds back farm output.
- Weak capital formation in agriculture: term (investment) credit is only about 26% of total agricultural credit in the state, so on-farm investment lags.
- SHG and Joint Liability Group financing and financial-inclusion coverage need to be scaled up and implemented more effectively.
- Timely reporting of SAMIS / sector-wise credit-flow data and stronger monitoring & review by district- and block-level bankers' committees (DLBC/BLBC) are needed.
See the plan's recommendations
What the plan promotes
- Agriculture-dominated district: 386,468 landholdings on 206,179 ha, 96% small & marginal farmers; sugarcane and banana are the main cash crops, with paddy, wheat, maize, potato, vegetables, pulses, oilseeds and groundnut also grown.
- Dairy is the single largest term-loan opportunity at Rs.130.69 cr; district milk output is 14,477.9 thousand tonnes with 53.9% assessed as bankable surplus.
- Storage & marketing infrastructure (godowns, market yards, silos, cold storage chains) carries Rs.130.97 cr of potential, the biggest infra line.
- Food & agro-processing pegged at Rs.70.44 cr, seen as the first step for industrial development in this district.
- Farm mechanisation potential of Rs.61.91 cr, a NABARD-identified thrust area for 2023-24.
- Poultry Rs.46.30 cr and fisheries Rs.31.89 cr; egg output 1,051.2 lakh (39.2% surplus) and district fish potential noted.
Gaps the plan names
- Flooding is a major recurring problem in the district, disrupting agriculture and development.
- Lack of good-quality seed, vermicompost/manure, timely veterinary/animal-health services and reliable, regular electricity supply holds back farm output.
- Weak capital formation in agriculture: term (investment) credit is only about 26% of total agricultural credit in the state, so on-farm investment lags.
- SHG and Joint Liability Group financing and financial-inclusion coverage need to be scaled up and implemented more effectively.
- Timely reporting of SAMIS / sector-wise credit-flow data and stronger monitoring & review by district- and block-level bankers' committees (DLBC/BLBC) are needed.
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Maharajganj
Maharajganj district is one of the 75 districts of Uttar Pradesh state in northern India, and the town of Maharajganj is the district headquarters. District is a part Gorakhpur division. It is located in Terai region of Himalayas, bordering Nepal in North. Gandak, Rapti, Maharajganj is located north eastern Uttar Pradesh.Rohin are some major river flowing through the district.
Source: Wikipedia — Maharajganj district
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