Bageshwarबागेश्वर
2.60 lakh people. Larger than the Seychelles, Monaco, or Vatican City. Governed as one cell of one state.
- Population
- 2,59,898 (2.60 lakh)
- Area
- 2,302 km²
- Headquarters
- Bageshwar
₹380 cr
of bankable business potential identified by the government in Bageshwar.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Bageshwar · PLP 2023-24
₹380 crof bankable credit potential identified by the government
MSME
₹87 cr
Crop production, maintenance & marketing
₹79 cr
Housing
₹74 cr
Term loans for agriculture & allied activities
₹43 cr
Bageshwar's NABARD credit plan for 2023-24 sees about ₹380 crore of priority-sector lending potential. Farming and allied work make up the largest slice at ₹161 crore (roughly 42%), with small businesses (MSME) next at ₹87 crore, then housing ₹74 crore and education ₹32 crore.
The standout farm opportunity is dairy (about ₹30 crore of term credit) — a NABARD-backed dairy unit in Kapkot already serves 22 villages and 112 milk societies, and better-breed cows and buffaloes are the biggest lending line. Goat, sheep and pig rearing add another ₹15 crore, strongest in Kapkot and Bageshwar blocks. Horticulture — apple, kiwi, walnut, gladiolus, tea, polyhouses and medicinal/aromatic plants under the MIDH scheme — and food processing of surplus fruit and vegetables (turning 'C-grade' produce into jam, juice and chutney) are named thrust areas, backed by new farmer producer companies (FPOs) and NAFED in Kapkot. Millets (ragi, ramdana, jhingora), poultry, and glacier tourism around Pindari, Kausani and Baijnath round out the clusters.
The plan is blunt about what holds the district back: no cold storage (so produce is carted to Haldwani and sold cheap), broken irrigation (57 of 93 hydrams defunct), tiny scattered plots, wildlife damage, frequent power and network cuts, landslide-hit roads, and one of India's lowest credit-deposit ratios at 26.46%.
What the plan promotes
- Dairy is the biggest allied opportunity at ₹30.37cr term-credit potential; NABARD's POPDF dairy unit in Kapkot already benefits milk producers of 22 villages and 112 milk-producer societies operate district-wide, with cross-bred cows/buffaloes the largest sub-line
- Sheep, goat and pig rearing carries ₹14.80cr potential, strongest in Kapkot and Bageshwar blocks; 2019 census counted 107,050 goats, 3,465 crossbred sheep and 14,170 local sheep
- Horticulture, off-season vegetables and floriculture push under MIDH-HMNEH: apple/kiwi with drip ₹1.00cr, old-orchard rejuvenation ₹0.91cr, gladiolus ₹0.51cr, walnut ₹0.44cr, tea ₹0.65cr, polyhouses ₹1.02cr and medicinal/aromatic plants
- 2023-24 thrust on millets (ragi, ramdana, jhingora) as the International Year of Millets, promoting rain-fed hill farming; main crops wheat, barley, mandua, maize, pulses; fruits include orange, malta, lemon, peach, apricot, walnut
- Food and agro-processing declared a thrust area (₹6.39cr) with 'C-grade' produce turned into chutney/jam/juice/ketchup; fruit-processing units needed across all 3 blocks (Bageshwar, Garur, Kapkot) under PMFME
- FPO formation is live — around 2 FPOs approved (one each in Bageshwar and Garur), Kapkot block allotted to NAFED, with a 6-10 new FPO target under the central 10,000-FPO scheme; total ancillary FPO/agri-clinic potential ₹10.73cr
Gaps the plan names
- No cold storage or cold chain in the district — horticulture produce is carried to Haldwani/Nainital and sold cheap to middlemen; needs private cold storage, grading/packing and 'vegetable route' refrigerated vans under Agri-Marketing Infrastructure
- Acute shortage of irrigation and other farm infrastructure: 57 of 93 minor-irrigation hydrams are defunct, community tanks/on-farm tanks scarce, and mobile soil-testing vans are needed for far-flung areas
- Persistent constraints of tiny, scattered holdings, wildlife menace, poor markets, weak input supply (seed/fertiliser/pesticide) and lack of capital/credit — driving farmer disinterest and heavy out-migration from villages
- Poor connectivity and infrastructure — frequent power cuts, weak telephone/network coverage and landslide-blocked roads in remote areas hamper both farming and financial-inclusion outreach (BC networking plan needed)
- Very low credit-deposit ratio (26.46%, far below the RBI-suggested norm) blamed on youth out-migration, weak credit culture and near-absence of enterprise units alongside commercial agriculture
See the plan's recommendations
What the plan promotes
- Dairy is the biggest allied opportunity at ₹30.37cr term-credit potential; NABARD's POPDF dairy unit in Kapkot already benefits milk producers of 22 villages and 112 milk-producer societies operate district-wide, with cross-bred cows/buffaloes the largest sub-line
- Sheep, goat and pig rearing carries ₹14.80cr potential, strongest in Kapkot and Bageshwar blocks; 2019 census counted 107,050 goats, 3,465 crossbred sheep and 14,170 local sheep
- Horticulture, off-season vegetables and floriculture push under MIDH-HMNEH: apple/kiwi with drip ₹1.00cr, old-orchard rejuvenation ₹0.91cr, gladiolus ₹0.51cr, walnut ₹0.44cr, tea ₹0.65cr, polyhouses ₹1.02cr and medicinal/aromatic plants
- 2023-24 thrust on millets (ragi, ramdana, jhingora) as the International Year of Millets, promoting rain-fed hill farming; main crops wheat, barley, mandua, maize, pulses; fruits include orange, malta, lemon, peach, apricot, walnut
- Food and agro-processing declared a thrust area (₹6.39cr) with 'C-grade' produce turned into chutney/jam/juice/ketchup; fruit-processing units needed across all 3 blocks (Bageshwar, Garur, Kapkot) under PMFME
- FPO formation is live — around 2 FPOs approved (one each in Bageshwar and Garur), Kapkot block allotted to NAFED, with a 6-10 new FPO target under the central 10,000-FPO scheme; total ancillary FPO/agri-clinic potential ₹10.73cr
Gaps the plan names
- No cold storage or cold chain in the district — horticulture produce is carried to Haldwani/Nainital and sold cheap to middlemen; needs private cold storage, grading/packing and 'vegetable route' refrigerated vans under Agri-Marketing Infrastructure
- Acute shortage of irrigation and other farm infrastructure: 57 of 93 minor-irrigation hydrams are defunct, community tanks/on-farm tanks scarce, and mobile soil-testing vans are needed for far-flung areas
- Persistent constraints of tiny, scattered holdings, wildlife menace, poor markets, weak input supply (seed/fertiliser/pesticide) and lack of capital/credit — driving farmer disinterest and heavy out-migration from villages
- Poor connectivity and infrastructure — frequent power cuts, weak telephone/network coverage and landslide-blocked roads in remote areas hamper both farming and financial-inclusion outreach (BC networking plan needed)
- Very low credit-deposit ratio (26.46%, far below the RBI-suggested norm) blamed on youth out-migration, weak credit culture and near-absence of enterprise units alongside commercial agriculture
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Bageshwar
Bageshwar district is a district of Uttarakhand state in northern India. The town of Bageshwar is the district headquarters. Prior to its establishment as a district in 1997 it was part of Almora district.
Source: Wikipedia — Bageshwar district
Atlas
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