Nainitalनैनीताल

What the plan promotes

• ▸Dairy is the largest allied opportunity at 155.83 Cr; about 51,000 farmers are linked to the Lalkuan Dugdh Sangh milk union and KCC uptake for animal husbandry can lift credit flow.
• ▸Ginger is a signature cash crop; Nainital's ginger output has helped make Uttarakhand one of India's top ten ginger-producing states.
• ▸Horticulture and plantation & sericulture together carry 62.80 Cr potential, spanning apple, peach, apricot, pear, plum, litchi, amla, guava and mango.
• ▸Farm mechanisation is assessed at 76.31 Cr, reflecting scope for tractors and implements across the plains and hill blocks.
• ▸Food and agro-processing under ancillary activities carries 80.69 Cr, backed by the district's fruit, spice and cereal base.
• ▸MSME is the single biggest sector at 1508.31 Cr (792.90 Cr term + 715.41 Cr working capital), anchored by the Haldwani-Kathgodam industrial belt and Pantnagar/Sitarganj area.

Gaps the plan names

• ▸About 90% of the district's farmers are small and marginal and cannot market their produce well, so more farmer producer organisations (FPOs) are needed to aggregate and get better prices.
• ▸Livestock and fisheries KCC has barely taken off despite RBI's 2019 directive; banks must proactively extend animal-husbandry and fishery KCC limits to farmers.
• ▸The dairy activity needs better access to good-breed milch animals, more veterinary hospitals and vets, quality fodder, artificial-insemination facilities, and stronger milk collection, processing, transport and marketing infrastructure.
• ▸Small, marginal, tenant and share-cropper farmers and agricultural labourers should be brought into credit through the Joint Liability Group (JLG) route.
• ▸Crop-loan achievement was only 61.76% and agriculture-infrastructure achievement just 1.76% of target, so quarterly review of the plan at BLBC, DCC and DLRC forums must be intensified.