Tehri Garhwalटिहरी गढ़वाल
6.19 lakh people. Larger than Malta, the Maldives, or Brunei. Governed as one cell of one state.
- Population
- 6,18,931 (6.19 lakh)
- Area
- 4,080 km²
- Headquarters
- New Tehri
₹766 cr
of bankable business potential identified by the government in Tehri Garhwal.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
Each opportunity card maps to a banker-ready DPR template. Generate a customised DPR with your promoter and capital details — ₹499 per report.
NABARD's plan for Tehri Garhwal · PLP 2023-24
₹766 crof bankable credit potential identified by the government
MSME
₹195 cr
Crop production, maintenance & marketing
₹172 cr
Term loans for agriculture & allied activities
₹158 cr
Housing
₹120 cr
Tehri Garhwal's 2023-24 credit plan sizes up 766.29 Cr of lending potential across all priority sectors, about 4.2% more than last year. Farming and allied activities make up the bigger share at 363.38 Cr (roughly 47%), while MSME is the single largest head at 194.94 Cr (investment 141.98 Cr plus working capital 52.97 Cr), reflecting how much tourism, hospitality and trade drive this hill district.
The standout farm clusters: ordinary crop loans for paddy, wheat, mandua (finger millet) and pulses at 171.63 Cr; dairy as the biggest allied bet at 79.74 Cr; plantation and horticulture (vegetables, off-season veg, fruit) at 24.84 Cr; and sheep/goat/pig rearing at 21.73 Cr. Food and agro-processing (flour mills, oil ghani, fruit and vegetable units) adds 6.28 Cr. Away from the farm, housing loans are worth 120.40 Cr and education 50.49 Cr. Tourism around the Tehri Dam and religious sites underpins much of the MSME demand.
The plan is blunt about the gaps holding this back. Only about 49,400 of 97,523 farmers have a Kisan Credit Card, the credit-deposit ratio sits at just 29.21% against the 60% norm, and annual credit-plan achievement is only 54%. Term agriculture credit lags other segments, several villages still lack banking coverage (only 158 of 202 clusters have active BC agents), and line departments need to connect their beneficiaries to banks. NABARD points to the Agriculture Infrastructure Fund and Farmer Producer Organisations as the way to build the missing infrastructure and lift credit flow.
What the plan promotes
- Hill farming of paddy, wheat, mandua (finger millet), jhangora (barnyard millet) and various pulses, with crop credit assessed at 171.63 Cr
- Dairy is the biggest allied opportunity at 79.74 Cr, backed by strong livestock numbers across the district's 9 development blocks
- Sheep, goat and piggery rearing (21.73 Cr) and poultry (9.20 Cr) suited to the hilly terrain
- Plantation and horticulture (24.84 Cr) using vegetables, off-season vegetables and fruit crops that the district's climate and altitude (300-2250 m) favour
- Food and agro-processing worth 6.28 Cr across flour mills (atta chakki), oil ghani, cattle feed, and fruit/vegetable/spice processing units
- Tourism and hospitality anchored by the Tehri Dam and religious sites, a leading MSME driver alongside wholesale and retail trade
Gaps the plan names
- Only about 49,400 of the district's 97,523 farmers hold Kisan Credit Cards; banks must enrol small/marginal farmers, sharecroppers and farm labourers under the 'Kisan Bhagidari Prathmikta Hamari' drive
- Credit-deposit ratio is just 29.21% (well below the RBI norm of 60%) and annual credit-plan achievement only 54.10%; both need to be pushed up sharply
- Term agriculture credit flow lags other segments, so banks must build a self-set expansion strategy to raise it
- Some villages still lack full banking coverage; 202 clusters/SSAs were allotted but only 158 have working BC/SSA agents, so the Business Correspondent network needs widening
- Rural infrastructure is under-built; the plan calls for organised creation of basic infrastructure to fully tap potential, using the Agriculture Infrastructure Fund and FPO route
See the plan's recommendations
What the plan promotes
- Hill farming of paddy, wheat, mandua (finger millet), jhangora (barnyard millet) and various pulses, with crop credit assessed at 171.63 Cr
- Dairy is the biggest allied opportunity at 79.74 Cr, backed by strong livestock numbers across the district's 9 development blocks
- Sheep, goat and piggery rearing (21.73 Cr) and poultry (9.20 Cr) suited to the hilly terrain
- Plantation and horticulture (24.84 Cr) using vegetables, off-season vegetables and fruit crops that the district's climate and altitude (300-2250 m) favour
- Food and agro-processing worth 6.28 Cr across flour mills (atta chakki), oil ghani, cattle feed, and fruit/vegetable/spice processing units
- Tourism and hospitality anchored by the Tehri Dam and religious sites, a leading MSME driver alongside wholesale and retail trade
Gaps the plan names
- Only about 49,400 of the district's 97,523 farmers hold Kisan Credit Cards; banks must enrol small/marginal farmers, sharecroppers and farm labourers under the 'Kisan Bhagidari Prathmikta Hamari' drive
- Credit-deposit ratio is just 29.21% (well below the RBI norm of 60%) and annual credit-plan achievement only 54.10%; both need to be pushed up sharply
- Term agriculture credit flow lags other segments, so banks must build a self-set expansion strategy to raise it
- Some villages still lack full banking coverage; 202 clusters/SSAs were allotted but only 158 have working BC/SSA agents, so the Business Correspondent network needs widening
- Rural infrastructure is under-built; the plan calls for organised creation of basic infrastructure to fully tap potential, using the Agriculture Infrastructure Fund and FPO route
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Tehri Garhwal
Tehri Garhwal district is a district in the hill state of Uttarakhand, India. Its administrative headquarters is at New Tehri. The district has a population of 618,931, a 2.35% increase over the previous decade. It is surrounded by Rudraprayag District in the east, Dehradun District in the west, Uttarkashi District in the north, and Pauri Garhwal District in the south. Tehri Garhwal is a part of the Himalayas.
Atlas
Rank all districts →Uttarakhand
Tehri Garhwal
See Tehri Garhwal elsewhere
Ask anything about starting up in Tehri Garhwal
Get a first answer in minutes.
Want to ask the community something specific?
Sign in to post an ask.
Who's building here
No one has claimed a project here yet. Be the first builder visible to future visitors.
Spotted a gap, fact, or opportunity we missed?
Submit it to the moderation queue. We review within 72 hours.
Contribute →