Uttarkashiउत्तरकाशी
3.30 lakh people. Larger than the Seychelles, Monaco, or Vatican City. Governed as one cell of one state.
- Population
- 3,30,086 (3.30 lakh)
- Area
- 8,016 km²
- Headquarters
- Uttarkashi
₹484 cr
of bankable business potential identified by the government in Uttarkashi.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
Each opportunity card maps to a banker-ready DPR template. Generate a customised DPR with your promoter and capital details — ₹499 per report.
NABARD's plan for Uttarkashi · PLP 2023-24
₹484 crof bankable credit potential identified by the government
Crop production, maintenance & marketing
₹175 cr
MSME
₹156 cr
Housing
₹56 cr
Term loans for agriculture & allied activities
₹48 cr
Uttarkashi's NABARD credit plan for 2023-24 sizes up ₹483.94 crore of lending potential. Farming and allied work is about half of it (₹238.11 crore), and small businesses (MSME) are the next biggest at ₹156.06 crore — split between machinery/setup loans (₹49.56 cr) and day-to-day working capital (₹106.50 cr).
The single largest line is ordinary crop and KCC loans at ₹174.95 crore, reflecting a district of very small, scattered plots (65% under one hectare). The clearest growth clusters are: commercial dairy (₹25.51 cr) — flagged as a strong earner for women and small farmers; sheep, goat and pig rearing (₹9.74 cr); and apple, plum, apricot and walnut horticulture (₹6.49 cr) grown in the cold Bhatwari, Mori and Naugaon blocks. Value-adding units — jam, pickle, papad and spice grinding — carry ₹4.09 crore. Tourism is the standout off-farm opportunity: two of the Char Dham (Gangotri and Yamunotri) plus Dayara Bugyal and Gomukh make eco- and adventure tourism the main driver behind MSME demand. Six FPOs are already sanctioned to help farmers sell together.
The plan's own warnings: land is too fragmented and barely 18% irrigated, so it wants consolidation; roads, canals and produce-carrying ropeways badly need building; monsoon landslides and power cuts disrupt work; and there is no cold storage in Chinyalisaur, no poultry hatchery, and a shortage of quality planting material and breeding stock.
What the plan promotes
- Commercial dairy is the biggest allied opportunity at ₹25.51 cr term credit — the PLP flags dairy as a proven livelihood for poor women and small farmers and wants better breeds, veterinary care, quality fodder, AI, and milk collection/processing/marketing infrastructure
- Sheep, goat, pig and Angora-rabbit rearing carries ₹9.74 cr potential; the district needs breed-improvement centres and better-quality wool and feed for weavers and farmers
- Apple is a signature crop grown in the higher Bhatwari, Mori and Naugaon blocks (cold zone); plantation & horticulture incl. sericulture is assessed at ₹6.49 cr, but planting material is short and imported from neighbouring Himachal
- Food and agro-processing potential of ₹4.09 cr across jam/chutney units (₹1.30 cr), pickle & papad units (₹0.95 cr) and spice grinding & packing units (₹1.85 cr) to add value to apple, plum, apricot, peach, walnut and spices
- Tourism is the standout non-farm sector — two of the Char Dham (Gangotri and Yamunotri) plus Kashi Vishwanath temple, Dayara Bugyal, Dodital, Gomukh, Nehru Institute of Mountaineering and Har-ki-Dun make eco- and adventure tourism the largest MSME driver
- MSME credit potential is ₹156.06 cr (term ₹49.56 cr + working capital ₹106.50 cr); as of 31 March 2021 the district had 834 khadi/village-industry units and 180 small industrial units employing 4,098 persons
Gaps the plan names
- Very small (65% of holdings under 1 hectare) and scattered farm plots, with only 17.87% of the net sown area irrigated — the PLP calls for land consolidation (chakbandi) so private minor-irrigation investment becomes viable
- Poor irrigation canals, roads and ropeways: canals and gools need repair/construction, ropeways (gravitational ropeways to move produce to road-heads) are urgently needed in Mori, Bhatwari and Naugaon blocks, and roads/haulage are costly and slow
- Frequent monsoon landslides block roads, power supply is repeatedly cut despite 100% village electrification, and communication links break down — all hampering economic activity
- No cold storage in the Chinyalisaur area and weak agro-processing: units are limited to cleaning, grading and packing, so hail-damaged apple, pear, plum and apricot fetch low prices; MIDH cold-storage/cold-room/pre-cooling units are needed
- Shortage of quality planting material (bought in from Himachal), no mushroom spawn/compost centres, no poultry hatchery, and no good-breed livestock — the fisheries hatchery at Gram Kalyani was washed away in the 2013 flood and needs rebuilding
See the plan's recommendations
What the plan promotes
- Commercial dairy is the biggest allied opportunity at ₹25.51 cr term credit — the PLP flags dairy as a proven livelihood for poor women and small farmers and wants better breeds, veterinary care, quality fodder, AI, and milk collection/processing/marketing infrastructure
- Sheep, goat, pig and Angora-rabbit rearing carries ₹9.74 cr potential; the district needs breed-improvement centres and better-quality wool and feed for weavers and farmers
- Apple is a signature crop grown in the higher Bhatwari, Mori and Naugaon blocks (cold zone); plantation & horticulture incl. sericulture is assessed at ₹6.49 cr, but planting material is short and imported from neighbouring Himachal
- Food and agro-processing potential of ₹4.09 cr across jam/chutney units (₹1.30 cr), pickle & papad units (₹0.95 cr) and spice grinding & packing units (₹1.85 cr) to add value to apple, plum, apricot, peach, walnut and spices
- Tourism is the standout non-farm sector — two of the Char Dham (Gangotri and Yamunotri) plus Kashi Vishwanath temple, Dayara Bugyal, Dodital, Gomukh, Nehru Institute of Mountaineering and Har-ki-Dun make eco- and adventure tourism the largest MSME driver
- MSME credit potential is ₹156.06 cr (term ₹49.56 cr + working capital ₹106.50 cr); as of 31 March 2021 the district had 834 khadi/village-industry units and 180 small industrial units employing 4,098 persons
Gaps the plan names
- Very small (65% of holdings under 1 hectare) and scattered farm plots, with only 17.87% of the net sown area irrigated — the PLP calls for land consolidation (chakbandi) so private minor-irrigation investment becomes viable
- Poor irrigation canals, roads and ropeways: canals and gools need repair/construction, ropeways (gravitational ropeways to move produce to road-heads) are urgently needed in Mori, Bhatwari and Naugaon blocks, and roads/haulage are costly and slow
- Frequent monsoon landslides block roads, power supply is repeatedly cut despite 100% village electrification, and communication links break down — all hampering economic activity
- No cold storage in the Chinyalisaur area and weak agro-processing: units are limited to cleaning, grading and packing, so hail-damaged apple, pear, plum and apricot fetch low prices; MIDH cold-storage/cold-room/pre-cooling units are needed
- Shortage of quality planting material (bought in from Himachal), no mushroom spawn/compost centres, no poultry hatchery, and no good-breed livestock — the fisheries hatchery at Gram Kalyani was washed away in the 2013 flood and needs rebuilding
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Uttarkashi
Uttarkashi district is a district of Garhwal division of the Uttarakhand state in northern India, and has its headquarters at Uttarkashi city. It has 6 tehsil. Barkot, Dunda, Bhatwadi, Chinyalisaur, Purola and Mori. Uttarkashi district's south-western parts are cuturally part of the historical Mahasu region.
Source: Wikipedia — Uttarkashi district
Atlas
Rank all districts →Uttarakhand
Uttarkashi
See Uttarkashi elsewhere
Ask anything about starting up in Uttarkashi
Get a first answer in minutes.
Want to ask the community something specific?
Sign in to post an ask.
Who's building here
No one has claimed a project here yet. Be the first builder visible to future visitors.
Spotted a gap, fact, or opportunity we missed?
Submit it to the moderation queue. We review within 72 hours.
Contribute →