South Dinajpur has substantial paddy cultivation including indigenous Bengali rice varieties. A small mill plus heritage-rice brand captures the value-add.
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Dakshin Dinajpur (South Dinajpur) district has substantial paddy cultivation including indigenous aromatic rice varieties (Tulaipanji, Kalonunia, Govindbhog). Most leaves as raw paddy. A small modern rice mill (parboiling, sortex grading, polishing) plus a heritage-rice brand (premium D2C, metro retail) captures the indigenous-variety premium.
Capex of 15-30 lakh covers rice mill equipment, packaging, and 6 months of working capital. NABARD-AIF (Agriculture Infrastructure Fund) plus PMFME at 35% subsidy jointly fund up to 50% capex. Hard parts: paddy supply contracts (existing buyers will defend their position), maintaining grade quality, and building D2C distribution against established brands. Start with bulk B2B (Bengali heritage rice); D2C brand in year 2.
Eligible schemes
Indicative only — final eligibility depends on promoter category, location, and the bank's credit policy. The DPR generator spells out exact subsidy quanta for your specific case.
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