Unaउना
5.21 lakh people. Larger than the Maldives, Brunei, or Iceland. Governed as one cell of one state.
- Population
- 5,21,173 (5.21 lakh)
- Area
- 1,549 km²
- Headquarters
- Una, Himachal Pradesh
₹2,217 cr
of bankable business potential identified by the government in Una.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Una · PLP 2023-24
₹2,217 crof bankable credit potential identified by the government
MSME
₹870 cr
Crop production, maintenance & marketing
₹647 cr
Term loans for agriculture & allied activities
₹232 cr
Housing
₹164 cr
Una district's 2023-24 credit plan sizes up about Rs 2,217 crore of priority-sector lending potential. Farming and its allied lines make up the largest share at Rs 949 crore (about 43%), while small and medium businesses (MSME) are a close second at Rs 870 crore (about 39%).
Within farming, plain crop loans dominate at Rs 647 crore — maize, wheat, potato, tomato and vegetables sold through the district's two marketing yards. On top of that sit dairy (Rs 28 crore), poultry (Rs 14 crore) and a fruit-and-flower push (Rs 11 crore) covering guava, plum, peach, mango, mushroom and commercial flowers under the state horticulture project. A Mega Food Park anchors Rs 17 crore of food-processing potential.
The MSME opportunity is real and physical: 07 industrial estates with 660 developed plots across four of the five blocks, a new Pandoga industrial area (70 plots) and a proposed tool room backed by a Rs 13.2 crore central grant. Around 17 units already export soap, batteries, pickles and auto parts (Rs 39 crore export credit). Housing lending adds Rs 164 crore.
The plan is blunt about what holds Una back: poor-quality seeds and weak organised marketing, no cold storage or refrigerated transport so fruit and flowers spoil, missing soil-testing labs, too little private money in processing, and a credit-deposit ratio of just 30.51% against a 60% norm.
What the plan promotes
- Agriculture supports about 77% of the working population; maize, wheat, potato, tomato and other vegetables are the district's main crops, sold through two marketing yards.
- Dairy is the strongest allied cluster at 27.73cr, with poultry (13.84cr) and backyard/desi & quail poultry through SHGs; the animal husbandry department can promote high-tech dairy units.
- Horticulture and floriculture push worth 11.48cr covering guava, plum, peach, mango, ber, lemon and amla, plus mushroom, medicinal plants and commercial flowers under the HP Horticulture Development Project.
- MSME is the second-largest cluster at 870.38cr, anchored by 07 industrial estates with 660 developed plots, a new Pandoga industrial area (70 plots) and a proposed tool room backed by a Rs 13.2 crore Government of India grant.
- Food processing is a thrust area with a Mega Food Park in the district; food & agro-processing potential is 17.13cr and the PM Micro Food Processing scheme is running.
- About 17 units already export soap, machine parts, inverter batteries, pickles, auto parts, textiles and pharma, giving 39.00cr of export-credit potential.
Gaps the plan names
- Shortage of good-quality seeds and organised marketing facilities; farmers do not get fair prices due to a lack of cold storage and refrigerated transport for perishable fruits and flowers.
- Small and fragmented land holdings, limited grazing land, shortage of cold storage, and scarcity of good seeds and improved-breed animals constrain agriculture.
- Lack of soil-testing laboratories forces farmers to travel; the agriculture department and banks need to set up more labs.
- Processing sector needs more private investment; cold-store/warehousing and food-processing units must be set up so farmers can market and add value to produce.
- Credit-deposit ratio is only 30.51% against the 60% national norm and has been falling; crop diversification, more term lending and issuing KCC to all eligible farmers are needed to improve it.
See the plan's recommendations
What the plan promotes
- Agriculture supports about 77% of the working population; maize, wheat, potato, tomato and other vegetables are the district's main crops, sold through two marketing yards.
- Dairy is the strongest allied cluster at 27.73cr, with poultry (13.84cr) and backyard/desi & quail poultry through SHGs; the animal husbandry department can promote high-tech dairy units.
- Horticulture and floriculture push worth 11.48cr covering guava, plum, peach, mango, ber, lemon and amla, plus mushroom, medicinal plants and commercial flowers under the HP Horticulture Development Project.
- MSME is the second-largest cluster at 870.38cr, anchored by 07 industrial estates with 660 developed plots, a new Pandoga industrial area (70 plots) and a proposed tool room backed by a Rs 13.2 crore Government of India grant.
- Food processing is a thrust area with a Mega Food Park in the district; food & agro-processing potential is 17.13cr and the PM Micro Food Processing scheme is running.
- About 17 units already export soap, machine parts, inverter batteries, pickles, auto parts, textiles and pharma, giving 39.00cr of export-credit potential.
Gaps the plan names
- Shortage of good-quality seeds and organised marketing facilities; farmers do not get fair prices due to a lack of cold storage and refrigerated transport for perishable fruits and flowers.
- Small and fragmented land holdings, limited grazing land, shortage of cold storage, and scarcity of good seeds and improved-breed animals constrain agriculture.
- Lack of soil-testing laboratories forces farmers to travel; the agriculture department and banks need to set up more labs.
- Processing sector needs more private investment; cold-store/warehousing and food-processing units must be set up so farmers can market and add value to produce.
- Credit-deposit ratio is only 30.51% against the 60% national norm and has been falling; crop diversification, more term lending and issuing KCC to all eligible farmers are needed to improve it.
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Una
Una district is a district in the Indian state of Himachal Pradesh. Una shares its border with the Hoshiarpur and Rupnagar districts of Punjab and Kangra, Hamirpur, and Bilaspur districts of Himachal Pradesh. The terrain is generally plain with semi hills.
Source: Wikipedia — Una district
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