Una has HP's most fertile plains with intensive agriculture but lacks small-scale processing. A combined ag-machinery service (custom hiring) plus a small grain-and-vegetable processing unit captures recurring service revenue plus value-add.
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Una district has HP's most productive agricultural plains — rice, wheat, vegetables — but smallholders lack mechanisation access and processing infrastructure. A combined operation running a custom-hiring centre for tractors, harvesters, and threshers plus a small grain-and-vegetable processing unit (mill, packing) serves both rental and value-add demand.
Capex of 15-35 lakh covers tractors, basic implements, a small grain mill, vegetable washer, and packing equipment. NABARD-AIF (Agriculture Infrastructure Fund) at 3% concessional interest plus SMAM (Sub-Mission on Agricultural Mechanisation) at 25-50% subsidy fund the build. Hard parts: managing seasonal equipment demand peaks, maintenance discipline, and building a stable customer base of 80-150 farmers. Start with custom-hiring center (recurring revenue) and add processing in year 2.
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