Aizawl
4.00 lakh people. Larger than Iceland, the Seychelles, or Monaco. Governed as one cell of one state.
- Population
- 4,00,309 (4.00 lakh)
- Area
- 3,577 km²
- Headquarters
- Aizawl
- Established
- 1972
₹594 cr
of bankable business potential identified by the government in Aizawl.
Source: NABARD PLP 2016-17
Opportunities
What you can build here
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NABARD's plan for Aizawl · PLP 2016-17
₹594 crof bankable credit potential identified by the government
Micro, Small and Medium Enterprises (MSME)
₹252 cr
Credit Potential for Agriculture (A+B+C)
₹207 cr
Crop Production, Maintenance and Marketing
₹136 cr
Housing
₹95 cr
Aizawl, Mizoram's capital district, has a total priority-sector credit potential of Rs 594.03 crore for 2016-17. Agriculture and allied activities make up about 35% (Rs 206.73 cr), while MSME is the biggest single sector at Rs 252.04 cr (~42%) — a reflection of the hilly terrain that limits field farming and favours enterprise and processing.
On the farm side, the money clusters around three things. First, livestock: sheep/goat/pig (Rs 25.12 cr), dairy (Rs 10.22 cr) and poultry (Rs 3.73 cr), driven by strong local demand for poultry and pig meat. Second, horticulture and plantation crops (Rs 12.52 cr), whose cash-crop output feeds local processing. Third, straightforward crop loans of Rs 136.12 cr, all to be routed through Kisan Credit Cards. Fisheries (Rs 2.07 cr) and farm machinery like power tillers (Rs 5.38 cr) round it out. Off the farm, housing (Rs 94.73 cr) is the next-largest opportunity after MSME, and MSME itself spans agro-processing, handicraft, handloom, garments, transport and retail.
The plan flags real bottlenecks. The district's credit-to-deposit ratio was just 36.6%, well below the 60% norm, so banks are lending far less than they could. Storage and cold-chain capacity is thin (about 30 godowns, negligible cold storage), irrigation reaches only a small share of cropped land, and unprofitable shifting (jhum) cultivation still dominates — the reason the state is pushing its New Land Use Policy toward settled farming.
What the plan promotes
- Crop loan credit potential of Rs 136.12 cr, to be fully disbursed through Kisan Credit Cards (KCC); main crops rice/paddy (835 ha, 2,030 MT), maize (481 ha), pulses, oilseeds and sugarcane (415 ha, 14,455 MT).
- Horticulture/plantation development credit of Rs 12.52 cr, tapping the district's strong cash-crop output that also feeds the agro-processing sector.
- Animal husbandry is a major thrust: sheep/goat/pig Rs 25.12 cr, dairy Rs 10.22 cr and poultry Rs 3.73 cr, driven by high demand for poultry farming and pig meat as supplementary farm income.
- Farm mechanisation credit of Rs 5.38 cr, mainly tractors and power tillers, with power tillers noted as the appropriate machinery for the hilly terrain.
- Fisheries development credit of Rs 2.07 cr, flagged as having good scope in the district.
- MSME is the single largest sector at Rs 252.04 cr, covering agro-processing plus handicraft, handloom, readymade garments, auto service centres, transport operators, medical lab equipment and retail business.
Gaps the plan names
- CD ratio of the district (36.61% as on 31 March 2015) is far below the prescribed norm of 60%, indicating weak credit deployment relative to deposits.
- Hilly terrain limits scope for agriculture, pushing reliance onto MSME and processing rather than field crops.
- Persistent, widespread shifting (jhum) cultivation that is destructive and unprofitable, which NLUP is meant to replace with settled farming.
- Very limited storage, transport and marketing infrastructure (only about 30 godowns and negligible cold-storage capacity), constraining post-harvest handling of horticulture output.
- Underdeveloped irrigation coverage, with net irrigated area of only about 2,698 ha against a large gross cropped area.
See the plan's recommendations
What the plan promotes
- Crop loan credit potential of Rs 136.12 cr, to be fully disbursed through Kisan Credit Cards (KCC); main crops rice/paddy (835 ha, 2,030 MT), maize (481 ha), pulses, oilseeds and sugarcane (415 ha, 14,455 MT).
- Horticulture/plantation development credit of Rs 12.52 cr, tapping the district's strong cash-crop output that also feeds the agro-processing sector.
- Animal husbandry is a major thrust: sheep/goat/pig Rs 25.12 cr, dairy Rs 10.22 cr and poultry Rs 3.73 cr, driven by high demand for poultry farming and pig meat as supplementary farm income.
- Farm mechanisation credit of Rs 5.38 cr, mainly tractors and power tillers, with power tillers noted as the appropriate machinery for the hilly terrain.
- Fisheries development credit of Rs 2.07 cr, flagged as having good scope in the district.
- MSME is the single largest sector at Rs 252.04 cr, covering agro-processing plus handicraft, handloom, readymade garments, auto service centres, transport operators, medical lab equipment and retail business.
Gaps the plan names
- CD ratio of the district (36.61% as on 31 March 2015) is far below the prescribed norm of 60%, indicating weak credit deployment relative to deposits.
- Hilly terrain limits scope for agriculture, pushing reliance onto MSME and processing rather than field crops.
- Persistent, widespread shifting (jhum) cultivation that is destructive and unprofitable, which NLUP is meant to replace with settled farming.
- Very limited storage, transport and marketing infrastructure (only about 30 godowns and negligible cold-storage capacity), constraining post-harvest handling of horticulture output.
- Underdeveloped irrigation coverage, with net irrigated area of only about 2,698 ha against a large gross cropped area.
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Aizawl
Aizawl, formerly known as Aijal, is the capital city and the most populous city of Mizoram, India. It is also the third largest city in northeast India. It is situated atop a series of ridges, with an average elevation of around 1,132 metres above sea level. In 2024, the city has an estimated population of 415,000 people.
Source: Wikipedia — Aizawl
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