Kohima
2.68 lakh people. Larger than the Seychelles, Monaco, or Vatican City. Governed as one cell of one state.
- Population
- 2,67,988 (2.68 lakh)
- Headquarters
- Kohima
- Established
- 1961
₹212 cr
of bankable business potential identified by the government in Kohima.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Kohima · PLP 2023-24
₹212 crof bankable credit potential identified by the government
MSME (Micro, Small & Medium Enterprises)
₹58 cr
Crop production, maintenance & marketing
₹56 cr
Term loans for agriculture & allied activities
₹39 cr
Others - Micro credit to SHG/JLG/PMJDY
₹22 cr
Kohima district's NABARD credit plan for 2023-24 (covering the combined Kohima and Tseminyu districts) puts the total priority-sector lending potential at Rs 211.79 crore. Farming and allied activities make up the biggest slice at about Rs 102.91 crore (roughly 49% of the plan), while small and medium businesses (MSME) come next at Rs 57.74 crore (about 27%).
On the farm side, ordinary crop loans (mostly for rice, the district's main crop) carry the largest single potential at Rs 56.40 crore. Livestock is the other big story: dairy (Rs 12.16 cr), pigs, sheep and goats (Rs 10.09 cr) and poultry (Rs 9.09 cr) together open up strong lending room, reflecting that piggery, poultry and dairy are the mainstay livestock activities here. Plantation and horticulture crops - citrus, large cardamom, potato, banana, naga chilli and coffee - add further scope. Kohima also hosts the annual Hornbill Festival, giving real potential for eco-tourism, and food, agro and meat processing (Rs 3.80 cr) is flagged as a fresh opportunity. Micro-loans to self-help groups add Rs 21.60 crore.
The plan is blunt about what holds the district back: there is not a single complete value chain for any farm product, post-harvest storage and processing are weak, all-weather roads and power are inadequate, and banks lend too little (CD ratio only 23.31%). It urges cluster-based production with FPOs, more farm mechanisation and finance for storage and processing units.
What the plan promotes
- Crop production dominated by rice (principal crop, ~44,340 ha gross cropped area); fruits and vegetables grown on commercial and consumption basis across combined Kohima & Tseminyu districts.
- Main plantation and horticulture crops: citrus, large cardamom, potato, banana, naga chilli and coffee.
- Livestock is a major driver: piggery, poultry and dairy are the main activities; term-loan potential of Rs 12.16 cr for dairy, Rs 10.09 cr for sheep-goat-piggery and Rs 9.09 cr for poultry.
- Crop loan (KCC) carries the single largest agri potential at Rs 56.40 cr; thrust for 2023-24 is on farm credit especially crop loan and livestock farming.
- MSME value addition worth Rs 57.74 cr (Rs 46.83 cr investment credit + Rs 10.91 cr working capital) is a named thrust area under the MSME sub-sector.
- Kohima, as host of the yearly Hornbill Festival, offers strong potential for eco-tourism.
Gaps the plan names
- Despite large production of horticultural crops and vegetables, the post-harvest processing, storage and marketing eco-system is considerably weak; there is not a single complete value chain for any agriculture product in the state.
- Production is not on cluster mode, so aggregation of produce and incentives for entrepreneurs to set up value-addition/processing units are lacking.
- Poor supporting infrastructure - all-weather roads and reliable power are inadequate and need to be added for the economy.
- Banking sector needs to prioritise agriculture by extending more advances on priority mode; CD ratio was only 23.31% as on 31 March 2022, much below the desired benchmark.
- Increased crop production and productivity will require greater farm mechanisation, which is currently limited.
See the plan's recommendations
What the plan promotes
- Crop production dominated by rice (principal crop, ~44,340 ha gross cropped area); fruits and vegetables grown on commercial and consumption basis across combined Kohima & Tseminyu districts.
- Main plantation and horticulture crops: citrus, large cardamom, potato, banana, naga chilli and coffee.
- Livestock is a major driver: piggery, poultry and dairy are the main activities; term-loan potential of Rs 12.16 cr for dairy, Rs 10.09 cr for sheep-goat-piggery and Rs 9.09 cr for poultry.
- Crop loan (KCC) carries the single largest agri potential at Rs 56.40 cr; thrust for 2023-24 is on farm credit especially crop loan and livestock farming.
- MSME value addition worth Rs 57.74 cr (Rs 46.83 cr investment credit + Rs 10.91 cr working capital) is a named thrust area under the MSME sub-sector.
- Kohima, as host of the yearly Hornbill Festival, offers strong potential for eco-tourism.
Gaps the plan names
- Despite large production of horticultural crops and vegetables, the post-harvest processing, storage and marketing eco-system is considerably weak; there is not a single complete value chain for any agriculture product in the state.
- Production is not on cluster mode, so aggregation of produce and incentives for entrepreneurs to set up value-addition/processing units are lacking.
- Poor supporting infrastructure - all-weather roads and reliable power are inadequate and need to be added for the economy.
- Banking sector needs to prioritise agriculture by extending more advances on priority mode; CD ratio was only 23.31% as on 31 March 2022, much below the desired benchmark.
- Increased crop production and productivity will require greater farm mechanisation, which is currently limited.
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Kohima
Kohima district is a district of the Indian state of Nagaland. It is the home of the Angami Nagas. As of 2011, it is the most populous district of Nagaland, with a population of 267,988, 45% of which resides in urban area. The district is home to 13.55% of Nagaland's entire population. The administrative headquarters of the district is located at Kohima, the capital city of Nagaland. Kohima District is also the seventh-largest district in Nagaland, with an area of 1,207 square kilometres (466 sq mi).
Source: Wikipedia — Kohima district
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