Nilam

Phek

1.63 lakh people. Larger than the Seychelles, Monaco, or Vatican City. Governed as one cell of one state.

Population
1,63,418 (1.63 lakh)
Area
2,026 km²
Headquarters
Phek
Established
1973
ODOP: KiwiODOP: Wood/Bamboo
KiwiBamboo CraftChakhesang Rice

₹48 cr

of bankable business potential identified by the government in Phek.

Source: NABARD PLP 2023-24

Opportunities

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Phek single-origin kiwi and altitude-fruit unit

Unverified

A premium small-batch unit turning Phek's high-altitude kiwi and orchard fruit into graded packs, juice and dried fruit, sold as single-origin Naga produce to D2C and specialty grocers.

Capex
₹6–14 lakh
Payback
2.5 years payback
Risk
Moderate
MIDHMOVCD-NER

NABARD's plan for Phek · PLP 2023-24

₹48 crof bankable credit potential identified by the government

Crop production, maintenance & marketing

₹16 cr

Term loans for agriculture & allied activities

₹13 cr

MSME

₹10 cr

Ancillary activities (incl. food & agro processing)

₹5 cr

Phek, a mountainous district in south-eastern Nagaland with 1.63 lakh people and 70% forest cover, has a total priority-sector credit potential of about 48.13 crore for 2023-24. Farming and allied work dominates at roughly 35.66 crore (about 74%), while non-farm business (MSME) accounts for 9.60 crore (about 20%); the rest is spread across housing, education, social infrastructure and renewable energy.

The biggest single opportunity is crop loans (16.46 crore) for terrace rice, maize, millet, ginger, cabbage, yam and pulses grown on nearly 49,480 hectares. Livestock is the next big cluster: sheep/goat/piggery (3.08 crore), poultry (2.33 crore) and dairy (1.42 crore), alongside plantation and horticulture including sericulture (3.96 crore). Food and agro processing offers 1.41 crore, and Farmer Producer Organizations are already being formed under the One District One Product approach. Fish-cum-paddy integrated farming is a named thrust area.

The plan is blunt about what holds the district back: there are no proper roads linking all villages, and the district is short on markets, irrigation, storage godowns, cold storage and extension support. NABARD suggests tapping RIDF/NIDA funds for this infrastructure and turning mature self-help groups into producer organisations that can run processing units and post-harvest facilities.

See the plan's recommendations

What the plan promotes

  • Terrace Rice Cultivation (TRC) is the most predominant activity, with 80% of the population engaged in agriculture across a 49,480 ha gross cropped area; main crops are rice, maize, millet, cabbage, yam, pulses, ginger and banana
  • Crop loan alone is projected at 16.46 cr, the single largest slice of the 48.13 cr plan
  • Allied livestock is a major thrust: sheep/goat/piggery 3.08 cr, poultry 2.33 cr and dairy 1.42 cr term-loan potential, with piggery, dairy, poultry, fishery and beekeeping taken up as income-generating activities
  • Plantation & horticulture including sericulture carries 3.96 cr of term-loan potential, backed by 30 dairy, 40 fishery, 35 piggery and 75 agri & allied cooperative societies
  • Integrated farming system, particularly fish-cum-paddy and livestock, is a named 2023-24 thrust area for efficient resource use
  • Food and agro processing potential of 1.41 cr, supported by Farmer Producer Organizations formed under the One District One Product (ODOP) approach via two implementing agencies

Gaps the plan names

  • District lacks basic infrastructure: rural connectivity, markets, irrigation, storage godowns, and extension & training support all need attention
  • Absence of a network of good roads connecting all villages is the single most critical bottleneck, hampering timely credit availability in unbanked areas
  • Critical infrastructural bottlenecks also include transportation facilities, godowns, cold storages, market sheds, telecommunication, educational institutes and hospitals
  • State Government should tap RIDF/NIDA funds to create the required infrastructure facilities in the district
  • Matured SHGs may be converted into Producers Organisations for post-harvest management, processing units and other critical infrastructure through credit facilities

Value-chain gaps

Money this district loses today

Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.

Chakhesang rice: raw paddy → branded heritage & milled rice

Unverified
Raw 85%Processed 15%

Phek's terrace-grown Chakhesang rice is sold mostly as unbranded paddy or coarse-milled grain at commodity prices. Cleaned, graded and packed as a branded heritage hill rice with terrace-farming provenance, it can command a clear premium over bulk rice from specialty-food and urban buyers. Local milling and packaging keep the margin with growers rather than outside traders.

Growth signal

Demand for traceable, regional heritage-rice varieties is growing in premium grocery segments.

Kiwi: raw fruit → graded packs, juice & wine

Unverified
Raw 85%Processed 15%

Phek's kiwi is sold as loose fresh fruit, much of it moving cheaply to distant markets with heavy spoilage losses. Cold-grading and packing premium fruit, plus processing seconds into juice, jam and kiwi wine, captures several times the farm-gate value and extends the selling window. Branding a Naga-origin kiwi line differentiates it from imported fruit on retail shelves.

Growth signal

Domestic kiwi demand is rising as a premium, vitamin-rich fruit in urban retail.

Resources

What this district has

Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.

Agriculture & natural resources

2 facts

Industrial clusters

1 fact

About Phek

Phek district is a district in the Indian state of Nagaland. At 2,026 square kilometres (782 sq mi) and with 163,418 inhabitants, it is the seventh-most populous district in Nagaland and 596th most populous district in India. The district is home to 8.26% population of Nagaland. The town of Phek is the district headquarter, located 120 kilometres from Kohima, the capital of Nagaland and the largest urban centre is Pfütsero.

Source: Wikipedia — Phek district

Nagaland

Phek

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