Khowaiখোয়াই
3.28 lakh people. Larger than the Seychelles, Monaco, or Vatican City. Governed as one cell of one state.
- Population
- 3,27,564 (3.28 lakh)
- Headquarters
- Khowai
₹752 cr
of bankable business potential identified by the government in Khowai.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Khowai · PLP 2023-24
₹752 crof bankable credit potential identified by the government
Crop production, maintenance & marketing
₹501 cr
MSME
₹142 cr
Term loans for agriculture & allied activities
₹50 cr
Informal credit delivery (SHG, JLG, PMJDY overdraft)
₹26 cr
Khowai, a landlocked border district in Tripura, has a total priority-sector credit potential of about ₹751.75 crore for 2023-24. Farming and allied work make up roughly three-quarters of that (₹556.21 crore), while small businesses (MSME) account for ₹141.96 crore (about 19%).
The single biggest opportunity is crop production at ₹500.65 crore (67% of the whole plan). Paddy covers about 75% of the cultivated land, with vegetables and fruit like Amrapali mango, litchi, pineapple and banana alongside it. After crops, the strongest bets are in livestock and fish: dairy ₹8.25 cr, poultry ₹8.03 cr, sheep/goat & piggery ₹7.95 cr, and fisheries ₹7.69 cr — fishery is the district's most popular sideline. Plantation and horticulture including sericulture (₹12.37 cr) is the largest farm term-loan line, supported by rubber. On the business side, the district has no big industries, so the ₹141.96 cr MSME pool leans on bamboo handicrafts and rubber processing. Housing (₹21.43 cr) and SHG/JLG group lending (₹25.92 cr) round out the plan.
The PLP flags clear gaps to fix first: poor irrigation, tiny and scattered landholdings, weak farm extension and credit reach, and thin post-harvest and marketing infrastructure. It urges building FPOs, minor irrigation and water-harvesting structures, and reviving inactive cooperatives to unlock this potential.
What the plan promotes
- Crop production dominates at ₹500.65cr (67% of the plan); paddy is the main crop on ~75% of cultivated area, alongside vegetables (tomato, cabbage, cauliflower, cucumber, okra) and fruit crops Amrapali mango, litchi, sweet lime, pineapple and banana.
- Plantation & horticulture including sericulture is the biggest agri term-loan line at ₹12.37cr, reflecting rubber and fruit-crop expansion.
- Animal husbandry is a named thrust area: Dairy ₹8.25cr, Poultry ₹8.03cr, and Sheep/Goat & Piggery development ₹7.95cr.
- Fisheries development at ₹7.69cr; fishery is the most popular allied activity in the district, followed by piggery, poultry, dairy and goatery.
- MSME potential of ₹141.96cr (19% of plan) anchored on bamboo-based handicrafts and rubber-based processing, the district's prominent industrial activities.
- Housing credit potential of ₹21.43cr and education loans of ₹5.40cr under the priority-sector plan.
Gaps the plan names
- Lack of irrigation across the district; community farming, minor irrigation and water-harvesting structures need to be built up.
- Small and fragmented landholding pattern (most farmers are small and marginal), limiting scale and credit absorption.
- Inadequate access to timely agricultural extension and credit services.
- Weak post-harvest and marketing infrastructure; strategic post-harvest facilities need to be developed.
- Concept of FPOs and OFPOs needs to be promoted to organise small and marginal farmers.
See the plan's recommendations
What the plan promotes
- Crop production dominates at ₹500.65cr (67% of the plan); paddy is the main crop on ~75% of cultivated area, alongside vegetables (tomato, cabbage, cauliflower, cucumber, okra) and fruit crops Amrapali mango, litchi, sweet lime, pineapple and banana.
- Plantation & horticulture including sericulture is the biggest agri term-loan line at ₹12.37cr, reflecting rubber and fruit-crop expansion.
- Animal husbandry is a named thrust area: Dairy ₹8.25cr, Poultry ₹8.03cr, and Sheep/Goat & Piggery development ₹7.95cr.
- Fisheries development at ₹7.69cr; fishery is the most popular allied activity in the district, followed by piggery, poultry, dairy and goatery.
- MSME potential of ₹141.96cr (19% of plan) anchored on bamboo-based handicrafts and rubber-based processing, the district's prominent industrial activities.
- Housing credit potential of ₹21.43cr and education loans of ₹5.40cr under the priority-sector plan.
Gaps the plan names
- Lack of irrigation across the district; community farming, minor irrigation and water-harvesting structures need to be built up.
- Small and fragmented landholding pattern (most farmers are small and marginal), limiting scale and credit absorption.
- Inadequate access to timely agricultural extension and credit services.
- Weak post-harvest and marketing infrastructure; strategic post-harvest facilities need to be developed.
- Concept of FPOs and OFPOs needs to be promoted to organise small and marginal farmers.
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Khowai
Khowai district is a district of Tripura state of India. This district was created in January, 2012 when four new districts were created in Tripura, taking the number of districts in the state from four to eight. The district headquarters are located in the town Khowai. The district was carved out of West Tripura district along with new Sipahijala district. The district is divided into two subdivisions, namely Khowai and Teliamura.
Source: Wikipedia — Khowai district
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