Patnaपटना
58.4 lakh people. Larger than Finland, Norway, or Ireland. Governed as one cell of one state.
- Population
- 58,38,465 (58.4 lakh)
- Area
- 3,202 km²
- Headquarters
- Patna
₹27,600 cr
of bankable business potential identified by the government in Patna.
Source: NABARD PLP 2023-24
Opportunities
What you can build here
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NABARD's plan for Patna · PLP 2023-24
₹27,600 crof bankable credit potential identified by the government
MSME (Micro, Small & Medium Enterprises)
₹17,417 cr
Crop production, maintenance & marketing
₹2,955 cr
Housing
₹2,830 cr
Term loans for agriculture & allied activities
₹1,684 cr
Patna's NABARD credit plan for 2023-24 sizes up about ₹27,600 crore of lending potential across the district. The mix is unusual for a farming state: MSME dominates at ₹17,417 crore (about 63% of the plan), while agriculture and allied activities account for ₹6,282 crore (roughly 23%) - a reflection of Patna being Bihar's capital, its most populous district, and home to four industrial areas (Patliputra, Fatuha and two in Bihta).
On the farm side, crop loans are the biggest single item at ₹2,955 crore, built around paddy (the main crop) plus maize, pulses, wheat, potato, onion and vegetables. Dairy stands out at ₹698 crore backed by the state's Dairy Development Scheme, followed by farm mechanisation (₹366 crore) and poultry (₹304 crore). For anyone building storage or post-harvest capacity, the plan earmarks ₹1,050 crore for godowns and market yards. Food and agro-processing gets ₹165 crore. Housing (₹2,830 crore) and education loans (₹633 crore) round out the household demand.
The plan is candid about what holds the district back: erratic rainfall and depleting groundwater, too many unproductive cattle with weak veterinary cover, a shortage of cold storage and godowns, poor rural roads and power, and bankers who under-lend to small borrowers. It also pushes Farmer Producer Organisations - Bihar plans one FPO per block - as the way to help small farmers reach markets.
What the plan promotes
- Crop loans, dairy, goatery, education loans and SHG/JLG financing are the named thrust areas for 2023-24; NABARD is pushing Producer Organisations, and Bihar plans one FPO in each block of the district's 38 blocks.
- Dairy has 'tremendous potential' - ₹697.87 cr projected under the GoB Dairy Development Scheme; poultry (₹304.45 cr) is emerging as a business venture.
- MSME is the biggest opportunity at ₹17,417.35 cr (~63% of the plan), aimed at petty businesses like vegetable/fruit vendors and small service providers via JLG financing to replace moneylenders; four industrial areas - Patliputra, Fatuha and two in Bihta.
- Farm mechanisation projected at ₹365.83 cr - ample scope for tractors, power tillers, threshers, paddy transplanters and combine harvesters.
- Storage godowns and market yards dominate agri-infrastructure at ₹1050.17 cr for post-harvest management.
- Crop production plan of ₹2954.90 cr, led by paddy (main crop) plus maize, pulses, wheat, potato, onion, other vegetables and flowers; SRI and zero-tillage adoption have lifted yields.
Gaps the plan names
- Erratic rainfall, defunct surface irrigation and depleting groundwater - suggested actions: energise state tube wells, improve electrification/power supply and run small lift-irrigation schemes.
- Traditional farming practices and climate change - need regular training, extension and input availability, land/watershed development and promotion of FPOs.
- High population of nondescript, unproductive cattle and inadequate veterinary care - provide doorstep AI and veterinary care, more quality animal haats and green fodder.
- Shortage of infrastructure - greater financing for godowns and cold storages for post-harvest management, more market yards and mandis, and better rural connectivity.
- Skill and attitudinal gaps among bankers - regular training and perceiving small loans as real, profitable business, working with Farmers' Clubs, SHGs and JLGs.
See the plan's recommendations
What the plan promotes
- Crop loans, dairy, goatery, education loans and SHG/JLG financing are the named thrust areas for 2023-24; NABARD is pushing Producer Organisations, and Bihar plans one FPO in each block of the district's 38 blocks.
- Dairy has 'tremendous potential' - ₹697.87 cr projected under the GoB Dairy Development Scheme; poultry (₹304.45 cr) is emerging as a business venture.
- MSME is the biggest opportunity at ₹17,417.35 cr (~63% of the plan), aimed at petty businesses like vegetable/fruit vendors and small service providers via JLG financing to replace moneylenders; four industrial areas - Patliputra, Fatuha and two in Bihta.
- Farm mechanisation projected at ₹365.83 cr - ample scope for tractors, power tillers, threshers, paddy transplanters and combine harvesters.
- Storage godowns and market yards dominate agri-infrastructure at ₹1050.17 cr for post-harvest management.
- Crop production plan of ₹2954.90 cr, led by paddy (main crop) plus maize, pulses, wheat, potato, onion, other vegetables and flowers; SRI and zero-tillage adoption have lifted yields.
Gaps the plan names
- Erratic rainfall, defunct surface irrigation and depleting groundwater - suggested actions: energise state tube wells, improve electrification/power supply and run small lift-irrigation schemes.
- Traditional farming practices and climate change - need regular training, extension and input availability, land/watershed development and promotion of FPOs.
- High population of nondescript, unproductive cattle and inadequate veterinary care - provide doorstep AI and veterinary care, more quality animal haats and green fodder.
- Shortage of infrastructure - greater financing for godowns and cold storages for post-harvest management, more market yards and mandis, and better rural connectivity.
- Skill and attitudinal gaps among bankers - regular training and perceiving small loans as real, profitable business, working with Farmers' Clubs, SHGs and JLGs.
Value-chain gaps
Money this district loses today
Raw output sold cheap, value added elsewhere — each gap below is an opening for a local business.
Resources
What this district has
Tap a category to see the facts and figures underneath. Numbers marked unverified are AI-extracted and need a sourcing pass.
About Patna
Patna district is one of the thirty-eight districts of Bihar state in eastern India. Patna, the capital of Bihar, is the district headquarters. The Patna district is a part of the Patna division. The Patna district is divided into 6 Subdivisions (Tehsils) i.e. Patna Sadar, Patna City, Barh, Masaurhi, Danapur and Paliganj.
Source: Wikipedia — Patna district
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